Sr. Mortgage Advisor

Todd Michael Helmick

Sr. Mortgage Advisor NMLS# 228184 Licensed in AL, CO,FL, IL, IN, KY, MN, MO, VA and W

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4.9
(55 reviews)
(847) 961-0376 todd.helmick@preferredrate.com

1801 S. Meyers Rd. Suite 500
Oakbrook Terrace, IL 60181
Branch License #1962205

About Todd Michael Helmick

Your mortgage is personal, and I understand that.

Accomplished mortgage banking professional with comprehensive accomplishments leading loans for home buying, refinancing and a passion for helping home buyers, owners, and builders learn more about loan options.

Known as an innovative thinker with strong residential, FHA, VA and renovation mortgage acumen.

Skilled at educating my customers about construction and renovation financing, home buying and refinancing solutions, as well as jumbo mortgages.

Highly organized, creative problem solver who excels at guiding home buyers through complicated applications.
Accomplished mortgage banking professional with comprehensive accomplishments leading loans for home buying, refinancing and a passion for helping home buyers, owners, and builders learn more about loan options.

Known as an innovative thinker with strong residential, FHA, VA and renovation mortgage acumen.

Skilled at educating my customers about construction and renovation financing, home buying and refinancing solutions, as well as jumbo mortgages.

Highly organized, creative problem solver who excels at guiding home buyers through complicated applications.

See my reviews
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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans
Buy a home Refinance

See what Todd's clients have to say

Thomas M

Highly recommend!!! Very professional, prompt service! Do not use online lenders with Rockets...call Todd!

Oct 10, 2022

Thomas M

Very pleased with the service! Todd is an excellent mortgage loan advisor! I highly recommend him! In addition, all the people in the processing department were great!

Oct 01, 2022

Patricia M

Phenomenal experience love it thank you Todd and your team.

Sep 16, 2022

Jaime A

Very collaborative and kept me informed throughout the process. Todd was very efficient and very responsive to my emails and calls. Amazing experience!

Aug 11, 2022

Mark D

Have used Todd 3 times over last 10+ years and every time it is great. Excellent and responsive customer service from him directly as well as his team. Very competitive rates and he always has his client's interests as his priority. He and his team get the loan approved quickly and always keeps you updated as to where they are in the process. ... Read More

Aug 09, 2022

Sarah D

Todd and his associates made the home buying process a very nice experience. We would work with him again in the future!

Aug 06, 2022

Pamela M

First time for me so I think it went well.

Jul 07, 2022

james s

It was such a pleasure to meet Todd and work with him everything was very clear, easy and a smooth... The most important part was whenever you call him he will answer or get back very shortly if you work with him no stress at all.

Jun 15, 2022

Angela S

All around amazing!! Todd and his whole team are absolutely awesome! They really care and make sure you have everything you need every step of the way! Highly recommend him!

Jun 01, 2022

See all reviews

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2022 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in NV. AZ Corp BK 1014819. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV