Sr. Mortgage Advisor

Todd Michael Helmick

Sr. Mortgage Advisor NMLS# 228184 Licensed in AL, FL, IL, IN, WI

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(847) 961-0376 todd.helmick@preferredrate.com

1801 S. Meyers Road, Suite 500
Oakbrook Terrace, Illinois 60564
Branch License Number #1971311

About Todd Michael Helmick

Your mortgage is personal, and I understand that.

Accomplished mortgage banking professional with comprehensive accomplishments leading loans for home buying, refinancing and a passion for helping home buyers, owners, and builders learn more about loan options.

Known as an innovative thinker with strong residential, FHA, VA and renovation mortgage acumen.

Skilled at educating my customers about construction and renovation financing, home buying and refinancing solutions, as well as jumbo mortgages.

Highly organized, creative problem solver who excels at guiding home buyers through complicated applications.
Accomplished mortgage banking professional with comprehensive accomplishments leading loans for home buying, refinancing and a passion for helping home buyers, owners, and builders learn more about loan options.

Known as an innovative thinker with strong residential, FHA, VA and renovation mortgage acumen.

Skilled at educating my customers about construction and renovation financing, home buying and refinancing solutions, as well as jumbo mortgages.

Highly organized, creative problem solver who excels at guiding home buyers through complicated applications.

See my reviews
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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Todd's clients have to say

Gaylinn V

Todd is absolutely wonderful! The whole team is great to work with. Todd made refinancing a breeze for me.

Mar 19, 2021

Karl K

I highly recommend Todd Helmick for anyone looking for a great agent. You get to work with a great agent and his great team. They stayed on top of things and kept us informed during the entire process. Todd, we thank you and your team for such a great experience. You and your team made the entire process seamless. Karl & Cynthia King ... Read More

Mar 18, 2021

Christy R

Todd is extremely knowledgeable in his field. He made sure I understood the entire process no matter how many questions I asked. He also made sure to stay in contact with me when there were any changes or other options available for me. I would 100% recommend Todd. ... Read More

Mar 03, 2021

Tony R

I have worked with Todd a couple of times refinancing my current mortgage he is very helpful on getting the best rate possible and to get the process done as smooth as possible. Great coustumer service and always there for any questions I might have. Will recommend to family and friends. ... Read More

Feb 17, 2021

KEN J

My wife and I want to thank Todd and his support team for a job well done. If you're considering a home loan we highly recommend work with Todd and Preferred Rate.

Feb 09, 2021

Joelle g

Todd and has team where absolutely amazing to work with! The whole experience of buying a house was nice and easy thanks to them!

Feb 04, 2021

Jagtar P

Great I like it refinanced

Dec 30, 2020

Adrianne S

I'm not on Facebook or any social media sites, but will definitely recommend you if I hear of anyone looking to refinance or purchase a home. It was great working with you and your team to refinance my home, as you were efficient, trustworthy and thorough, with excellent communication during the entire process. Definitely a 5-star experience.Kind regards,Adrianne Smith ... Read More

Dec 30, 2020

Ansel R

Todd and his team worked hard to refinance my home during the pandemic. They were able to navigate difficulties that could have detailed anyone and get us to closing with a great rate.

Dec 29, 2020

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2021 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in AZ and NV. AZ Corp BK 0906702. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844-)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”