Wyatt Ragar
Mortgage Advisor NMLS# 559049 Licensed in FL, IL and MO
3018 Winghaven Blvd.
O'Fallon, MO 63368
Branch License #2534568
About Wyatt Ragar
Your mortgage is personal, and I understand that.
My team's main focus is on you and your future; this along with our excellent customer service is what sets us apart from other lenders. We realize you have a lot of choices when choosing your next home loan; my team will take you step by step through all of your options and fit you with the loan that will fit YOU and YOUR ultimate goal. My team's main focus is on you and your future; this along with our excellent customer service is what sets us apart from other lenders. We realize you have a lot of choices when choosing your next home loan; my team will take you step by step through all of your options and fit you with the loan that will fit YOU and YOUR ultimate goal.
See my reviews
We keep the mortgage process easy
Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.
Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.
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Step 1 Connect with a Loan Expert
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Step 2 Get Pre-Approved
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Step 3 Make Offers
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Step 4 Lock in your Preferred Rate
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Step 5 Move in to your new home
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Step 1 Connect with a Loan Expert
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Step 2 Lock in your Preferred Rate
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Step 3 Get your new loan approved!
Wyatt's team
Heather Mayfield
Business Development Manager
3018 Winghaven Blvd.
O'Fallon, MO 63368
Branch License #2534568
Larry Scarpace
Loan Officer Assistant
3018 Winghaven Blvd.
O'Fallon, MO 63368
Branch License #2534568
Lauren King
Divisional Marketing Manager
1801 S. Meyers Rd., Suite 500
Oakbrook Terrace, IL 60181
Branch License #1962205
Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.
Home Loans
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Fixed-rate Mortgages
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Adjustable-rate Mortgages
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Interest-only Loans
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Jumbo Loans
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FHA
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VA Loans
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USDA Loans
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Reverse Mortgages
Speciality Products
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Keys On Time Program
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Secure Lock Program
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Jumbo Investor Loan Programs
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Peak Loan Program
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High Balance Solutions
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Jumbo Solutions
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Home Ready
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Home Possible Advantage
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STaR Program for First-Responders
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Doctor Program for Medical Professionals
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Manufactured Housing Loans
See what Wyatt's clients have to say
Stephanie h
Working with Wyatt was great! He led us through all of the documents and steps necessary to close and helped us achieve our goal! I would recommend him to anyone!
Jan 28, 2026
G D
We absolutely loved working with Wyatt! He was very informative on everything on our loan process and got us into our first house!
Jan 19, 2026
Isaac W
Wyatt is amazing to work with and gets things done with a purpose he is the one you need to go to for all of your loan needs!
Jan 15, 2026
Bill D
Wyatt put up with my frustrations throughout the process, and he was excellent with his communication to me. He was kind, patient, professional, and mostly, he listened to me!
Jan 08, 2026
Ronald R
Everything went great
Dec 31, 2025
SwooshGang15 !
Wyatt and his crew are awesome to work with and make the process very easy. Thanks for all your help, we appreciate you! Definitely recommend!!!
Dec 17, 2025
Sandy T
Wyatt was exceptional helping us through the loan process. I was not tech savvy and he helped me with our application process. He helped us save hundreds of dollars on the closing costs and secured us a low interest rate ! He is a kind compassionate l Loan officer Who went above and beyond helping us secure our loan. We felt that we could totally trust him ! Thank you Wyatt for all your patience ! We love our wonderful house ! God bless you ! Sandy Trautman ... Read More
Aug 28, 2025
kimberly m
This Guy rocks!!!!!
Aug 28, 2025
Brittany H
Wyatt was awesome through out our loan process! He was always able to answer my questions and have all the answers. He made the process easy for us.
Jun 27, 2025
