Loan Officer Assistant

Zachary Eugene Oncale

Loan Officer Assistant NMLS# 2035347

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(925) 627-1531 (925) 627-1531 (Fax) zachary.oncale@preferredrate.com

501 Congress Ave., Suite 150
Austin, TX 78701
Branch License Number 2119907

About Zachary Eugene Oncale

Your mortgage is personal, and I understand that.

As a Loan Officer Assistant for Preferred Rate, Zachary’s goal is to educate clients in the mortgage process while finding them the best loan options to suit their needs. Zachary defines clear, transparent, and effective communication throughout the loan process as one of the most important elements in a successful loan transaction. With familial roots in real estate, coupled with an educational background in communications, Zachary is committed to making sure customers can make confident financial decisions when choosing to purchase or refinance a home. Before joining the Preferred Rate team, Zachary obtained a Bachelor of Arts in International Relations and Diplomacy from Ohio State University in Columbus, Ohio. While studying, he developed exceptional customer service skills working in the hospitality industry and cultivated marketing and business expertise as a consultant to local and national humanitarian organizations. Zachary was also named a Fulbright Finalist. Fluent in three languages (English, German, Portuguese), Zachary deeply enjoys meeting new people by exploring distant lands to learn about new ways of life—he plans to obtain polyglot status by end of 2022!

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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans