Reach your financial goals faster.

We build custom home loans for medical professionals, so you can focus on your practice and enjoy true financial freedom.

Access competitive
advantages

Gain financial confidence

Enjoy peace of mind

Searching for the best mortgage can be exhausting.

You know there are great loan options available for medical professionals, but every time you start your research it can become frustrating.

  • Conflicting information
  • Wavering interest rates
  • Endless list of variables
  • Too many loan options
  • Confusing qualifiers
  • Mortgage industry jargon
Doctor at Laptop

We believe securing a competitive loan should be stress-free with a clear path to financial freedom. Especially for medical professionals.

Working with Preferred Rate gives you exclusive advantages and access to a nationwide network of mortgage specialists who are committed to helping you reach your financial goals.

Exclusive Benefits

  • Lower interest rates
  • Higher purchasing power
  • Down payments as low as 5%
  • Borrower contributions as low as 3%
  • Few limitations on use of gift funds
  • Minimal cash reserves required to qualify
  • Deferred student loan payments excluded from debt-to-income qualifiers

Who is Eligible

  • Practicing physicians
  • Medical doctors in training
  • Practicing dentists
  • Medical teaching professionals
  • Newly licensed medical residents
  • Confirmed offer of new employment within 90 days

Three easy steps to your best mortgage

Step 1

Connect with an experienced
mortgage advisor

Step 2

Review your customized
loan options

Step 3

Enjoy home ownership
& financial freedom

Connect with an experienced loan advisor today!

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2021 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in AZ and NV. AZ Corp BK 0906702. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844-)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”