Preferred Rate | Napa California Reviews

Working with Preferred Rate | Napa California means we've got your back

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"The whole process was absolutely painless."

"Very knowledgeable, reliable, and fast!"

"Easy, fast and painless - once again!"

"Easiest process ever! They are the best!!"

“Great follow-up and amazing loan”

Jayne helped my wife and I purchase our first home and she worked hard to get us the best rate. She was very professional and kept us informed during the whole process. She is very helpful and kind and was always checking in to make sure we felt comfortable with every aspect of the loan ... Read More

South O S

May 07, 2022

Great attention to detail and awesome communication!

Kanesha H

Apr 19, 2022

Laura is fantastic. She has walked my husband and I through all of the paperwork and nitty gritty details that go into buying a home. We trust her advice and opinion and know she has our best interest at heart… hard to say for some lenders! We will work with Laura in the future and highly recommend ... Read More

Hayley H

Apr 17, 2022

I totally recommend Jorge Ramirez for your home loans needs.He has help me buy two houses and a refinance always ontop of everything.If I had a question or consern about something I always feel free to call him always good costumer service.I always feel confident with him getting me the right type of home loan and the best ... Read More

Daniel A

Apr 15, 2022

Laura was absolutely amazing to work with. My wife and I tried to buy a home last year, but it didn't end up working out. Not only did she help give honest advice originally, but stuck with us for the entire year as we continued to rent and house hunt. Being a first-time home buyers she helped us understand the process and walked us through everything so we felt comfortable in purchasing. Honestly, we couldn't imagine a better experience, and my wife and I will only work with Laura for any future mortgage ... Read More

Pierce M

Apr 15, 2022

Martin and Robi were amazing. They made our refinance experience so smooth and easy. If we ever had any questions, they were very quick to get back to us. We will definitely come back to them with any future refinance or home purchases. Thank you guys so ... Read More

Veronica M

Mar 24, 2022

Laura was amazing! As nervous, excited and antsy first time homebuyers with a private sale (no agent!) we had a lot of questions and were very eager throughout the whole process. Laura kept us in the loop the entire time, helped us understand what to expect next and had no problem answering our questions and even helping settle our worries after hours. She was very thorough and her entire team was on top of their game. She made it all so ... Read More

Emily

Mar 13, 2022

My experience as a first time home buyer was amazing. Robi made it a stress free experience and kept us updated on the process every step of the way. She would let us know if there was anything else we needed and had great communication skills. I appreciate the service and would definitely recommend for future home ... Read More

silvia c

Feb 28, 2022

She knows her stuff. Trustworthy and patient.

Jill C

Feb 24, 2022

Lisa has assisted me with multiple home loans and she consistently goes above and beyond to provide top quality service.

Kacy C

Feb 22, 2022

Lisa is the best. she has worked on 2 loans for me now. She is amazing.

Scott B

Feb 16, 2022

Martin and his team did an amazing job helping me with my Refi. His contact with Diana McInnis at Old Republic Title made everything go very smoothly.

Laura M

Feb 15, 2022

We received professional and helpful service on our first home purchase. Every question we had was answered in a timely manner. Martin Yataco, was easy to talk to and made sure we understood everything that was presented to us. We were very pleased with the interest rate we received. We will absolutely use them again in the ... Read More

Maria J

Jan 04, 2022

Martin and team are amazing to work with. They were there for me every step through my presses. Thank you so much.

Gama S

Dec 30, 2021

Our experience with Martin Yataco and his associates was absolutely perfect. Each and ever person in his company kept us well informed and updated daily. They made it as stress free as possible and when I asked questions (sometimes repeatedly) they always explained in detail. As if they knew exactly what I was going through. Do I recommend Martin Yataco? You better believe I do. Best rates and the best service and a fast close made this home purchase the best out of all the homes we previously bought. Thank you ... Read More

Scott Mc D

Dec 16, 2021

Professional, assertive and informative service, from beginning to end, Very pleased!

Bernardo Gonzalez H

Dec 13, 2021

Very knowledgeable and was able to work through any issues that came up.

Martin M

Dec 07, 2021

Was extremely helpful for our first home buying experience. Robi and Martin were able to answer our questions

Lizet C

Dec 03, 2021

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2022 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in NV. AZ Corp BK 1014819. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”