Tony Englese is a Senior Mortgage Advisor with Preferred Rate. He has been a Loan Originator for over eighteen years. As a licensed Mortgage Adviser; Tony has always strived to deliver competitive market rates, closings in an efficient and timely fashion. Tony’s mission is to provide the highest level of prompt and reliable mortgage services and to be an industry leader. As an asset to the company, Tony strives to maintain a knowledgeable, motivated, and customer-focused team that provides service partners with superior support to maintain a healthy, thriving business relationship with a stellar reputation. Being available 24/7 to his clients, Tony is able to answer all of their questions, concerns, and general inquiries about mortgages and real estate transactions.
As a first-time homebuyer, I was honestly terrified of the process—but Tony made everything feel so smooth and reassuring. From day one, there was such a personal touch; both Tony and Demi, were by my side every step of the way, always ready to answer any question, big or small. I felt truly cared for, not just as a client but as a person stepping into a huge milestone. I put my full trust and faith in Tony, and it was so well placed. I couldn’t have asked for a better experience or a more supportive team to help me make this dream a reality for my son and I.
Vinisha P
Tony and Demi are excellent! We have worked with them on 2 home purchases and they have our best interests in mind always.
Ian B
Tony and his team were very helpful and were always available when I had any questions about the process. Everything went smoothly. Thank you again!
Tatjana K
Tony and Demi were a great team. They made my first home buying experience very easy. They answered all my questions. Also, did the best they could to do to get a great rate. I'm very happy.
Rosein A
Tony is very professional and incredibly knowledgeable. He can be very helpful to first-time buyers, experienced buyers, and investors. Not only is he knowledgeable in the mortgage aspect, but also home construction. Tony was very responsive whenever I had a question and took the time to explain things in laymen’s terms. I will recommend Tony to anyone looking for a lender!
Sean T
Great experience
Brian H
Tony went above any expectation we had and helped get us through our lending process to get our beautiful home. He was also very polite, quick with responses, and got it done. He was able to help lend us the most we can recieve so we were lucky enough to get our home. Outstanding service and great guy.
Alejandra E
Tony went above any expectation we had and helped get us through our lending process to get our beautiful home. He was also very polite, quick with responses, and got it done. He was able to help lend us the most we can recieve so we were lucky enough to get our home. Outstanding service and great guy.
Phillip B
Tony and his whole team made everything for my husband and I so smoothly, always on top of things, great commotion, friendly service!! we will work with him again for sure.
Melina C
Working with Tony as our mortgage advisor was an absolutely wonderful experience from start to finish. Tony was incredibly responsive and attentive throughout the entire process, always making himself available to answer any questions we had — even while he was on vacation! His dedication and professionalism truly stood out.You can always count on Tony’s expertise and transparency. He took the time to explain every step clearly, making what could have been a stressful process feel smooth and manageable. We felt confident and supported the whole way through, and that peace of mind was priceless.We’re so grateful for Tony’s guidance and couldn’t recommend him more highly!
Daniel G
Tony and Demi helped my wife and I out a bunch when trying to buy our first house. Really good team to work with.
Jacob H
Tony Englese, Demi Sardi and team were absolutely fantastic in getting our refinance shopped, approved and closed. Our situation was a sticky one as well due to the fact that my wife and I are both self employed so there is a lot more paperwork and red tape to deal with. Demi’s communication was absolutely top notch and she made the process much less tedious than it should have been. The Englese Team was outstanding, highly recommend working with them. Thanks again, guys!
Erik D
Tony Englese at Preferred Rate provides the best rates whether you’re purchasing or refinancing a home, and his team makes it an easy smooth process. I’ve been using Tony for the last 5 years and will continue to do so!Best experience and highly recommend!
Cynthia P
This was my wife and my first time buying a home, and we couldn’t have asked for a better experience. Tony, along with Marge, Demi, and Rebecca, made the entire process seamless and stress-free from start to finish. They were incredibly attentive, professional, and always made us feel like our best interests were their top priority. We truly felt supported every step of the way. Highly recommend this amazing team!
Jared L
It was a pleasure working with Tony and his team. Their communication and assistance with all things closing was excellent. Would recommend using their services in your home buying journey
Alex M
Belief is a power that fuels your purpose .. tony did exactly what i asked for and more . Not once did i have a bad feeling of tony the lender , made sure i was up to date with paperwork and finance , i don't like wasting time neither does he , every second counts .
Edwin M
Tony was very professional and helped navigate through some challenging and unique circumstances. I would recommend and will refer anyone to him. Thank you for everything.
user1425119
Working with Tony Englese has been an absolute pleasure! From start to finish, Tony’s professionalism and promptness were unparalleled. Despite his high level of expertise, he maintains a warm, family-oriented vibe that makes you feel like you’ve known him for years.Tony went above and beyond to answer all of our questions and put our worries to rest. His caring tone and genuine approach to business were not only refreshing but inspiring. It’s rare to find someone who truly listens and ensures every detail is addressed with such precision and thoughtfulness.What sets Tony apart even further is his dedication to giving back to the community. His involvement in programs aimed at helping our youth grow into confident, successful young men speaks volumes about his character. It’s clear that he’s not only a stellar realtor but also a remarkable person.We can’t say enough good things about Tony Englese. If you’re looking for someone who truly cares and delivers outstanding results, look no further. Thank you for everything
Nick J
Thank you for helping me getting a house.
Juliet E
It was a great experience working with Tony and his team throughout the mortgage process for our first home. They were always there to answer all of our questions and quick to response back on same. Due to Tony and his team efforts we were able to close our deal within time.
Tarun J
I have done many loans with him, he is good at what he does, his team is also very good, especially Demi, who keeps the flow going, everyone works well together, the rates are competitive and the fees are at par with others.
ashishbatra008
We refinanced with Tony and Preferred Rate. He was always professional and kept us updated throughout the process. I would highly recommend.
nicole e
Tony gets the financing done in time and reliably
ash
Tony and his team are great to work with. They took their time to answer any questions we had and explained clearly each step in the process. He checked in and sent messages to confirm what step he was working on and that he was getting the best options he could.
Jeremy O
Helped me through every single detail and always was making sure I was updated! If I had any concerns or questions Tony would help me right away!
Angelina N
fast and efficient!
Laurie P
Tony and his team are great! I had a tight closing deadline and they kept me in the loop every step of the way, made sure i understood everything, and the closing process went very smoothly. Highly recommend!
Ankit S
He was so amazing at getting us a great rate and working with us all the time to help us get into a home
Thomas S
He worked with us to get our finances in order and getting us into a home for a great rate. He kept calling and working with us to get us pre-approved for a home
ThomasSowa
Thank you for help us to get a house Mr Tony and thank you my realtor Mr Richard. All of you work for me so nice 😊
Huymeng P
Every question we had was answered promptly. Tony was easy to talk to and ensured we understood everything presented to us. My husband and I found him knowledgeable about mortgage financing and a driven loan officer.We will use Tony again in the future. Thanks, Tony!Senada and Ilijas
Ilijas and Senada P
Tony and his team (including Demi) did an amazing job in helping us throughout the mortgage process for our recent condo purchase. They were extremely professional and very responsive to our questions and concerns that brought us peace of mind. We have worked with Tony for many years and have appreciated his advice and guidance. That said, I would highly recommend Tony and his team to anyone in need of mortgage services.
John F
Tony and his team were amazing! From start to finish as a first time home buyer I can honestly say that my experience was smooth with no hassle. Tony walked with me and explained every step with detail and precision, even when my anxiety level was high he was compassionate and helpful. I appreciate Tony’s knowledge in this field and when I ready to purchase a rental property I will definitely give him a call!!! Tony…thank you to you and your team!!! Tasha
Tasha K
I received outstanding service and support throughout the entire loan process. I am grateful and thankful to the team
Andre C
Tony is not just a professional, he is an expert. His expertise and customer experience are exceptional. His team is all about customer experience, communication, respect and positive result.He originated the mortgage at no time, that a different lender failed to complete.
Alexander
Being a new home owner has a lot of difficulties connected to it. Tony and his team made the loan an easy process. He was responsive and communicated whenever he had time. His team was always kind and worked with us consistently. If you want a genuine person you'll find it in Tony and the people he works with.
Joshua F
Tony and his team were great to work. Everyone involved wasvery professional. Thank you!
Paul S
Tony and his team were absolutely awesome. They made our first time home buying experience so stress free. They always were available for all our questions and concerns. They are the best. Wish I could give them 6 🌟. They are definitely worth it.
Julie C
This was my second time using Tony and his team for a loan. It’s always a pleasure working with Tony. His always available for any questions anytime . Super fast to close with no problems. Would highly recommend for Tony for any of your mortgage needs looking forward to working with him again.
Ivan S
Great experience! Thank you for making this whole process smooth.
Angelo V
Tony and his team helped us navigate a 3 week close without issue. Tony and team are professional, responsive and I’d highly recommend if you are in the process of buying a new home.
Megan B
Tony was absolutely great to work with. I was very comfortable speaking with him. He answered every question I had and guided me when I didn't know something. His team was very thorough with the documentation process. Home buying is nerve wrecking but have patience with every party involved.
Kathy G
Thank you Tony for all your help on helping me get into my own place your service was great easy to reach at and answer any questions than you again Tony.
Noe G
Great experience. Walked me through every step of the way. Quick to respond.
Cathy Z
Tony was of great assistance throughout our home buying process. As a first time home buyer, I appreciated the fact that he was always available for a call or text. He was able to answer all of our questions in detail due to his extensive experience, and helped keep the stresses of buying to a minimum. I’m extremely grateful for him and the rest of his team helping us reach our goal.
David K
Always available to help. He's very knowledgeable and incredibly kind. We were first time buyers and he was never condescending, always took the time to explain the process to us, and is just overall a really great dude. Thanks Tony!
mt. g
Tony and his team were very responsive and helpful. They made the the home buying process a breeze.
Nolan
Tony and his team were very helpful and friendly! For us first time buyers, they were super educational and always willing to answer questions we had. 10/10
Sam G
Working with Tony and the rest of his team (Demi and Madeline) was amazing. They were quick to respond to all our questions, and were very patient in explaining to us every step of the process. Tony replied even on weekends, and both Demi and Madeline quickly responded to all our questions. Tony closely watched the rates for us and they ultimately helped us get our dream house. I am so grateful for having Tony’s help. The house buying process is not easy but having the best team help us definitely made the whole process smooth and worthwhile for us.
Alyana A
He was thurough, and very knowledgeable. We could come to him with ANY question and he'd have the answers, we closed on time and in less than 30 minutes because he made sure everything loan related was correct and in order for the attorney prior to close time.
Josh R
Tony is the best! I highly recommend working with him when it's time to find a home loan!
Colin B
Tony was great. He was very patient with me throughout the whole process. He even called me from vacation to see how I was feeling about the numbers!! Top notch!
Karen C
He was very professional and helpful throughout my first buying process. Also, his app to calculate costs is handy before making any offer!
Noah R
Tony and his team were so incredibly instrumental in helping us close on our house within 45 days. He answered all of our questions from preapproval to closing and his team never made us feel stupid for not knowing much about the process. We literally could not have bought a house without them. We can't recommend Tony enough!
Archer C
Tony and his team were so incredibly instrumental in helping us close on our house within 45 days. He answered all of our questions from preapproval to closing, continually reassuring us that our dream was possible, and his team never made us feel stupid for not knowing much about the process. We literally could not have bought a house without them. We can't recommend Tony enough!
Archer C
Tony and his team were so incredibly instrumental in helping us close on our house within 45 days. He answered all of our questions from preapproval to closing, continually reassuring us that our dream was possible, and his team never made us feel stupid for not knowing much about the process. We literally could not have bought a house without them. We can't recommend Tony enough!
miles c
Amazing work! Tony was able to make the home buying process smooth and stress free. Would highly recommend!
Bcm_lifestyle
Tony and his team were very helpful when applying for the loan to purchase my condo. I definitely would do business again with them.
Bcm_lifestyle n
Tony and his team were very helpful when applying for the loan to purchase my condo. I definitely would do business again with them.
robert n
Tony did for us exactly what he promised he would do! Great work from him and AJ.
Elizabeth K
Tony and his team were so incredibly instrumental in helping us close on our house within 45 days. He answered all of our questions from preapproval to closing, continually reassuring us that our dream was possible, and his team never made us feel stupid for not knowing much about the process. We literally could not have bought a house without them. We can't recommend Tony enough!
Noah c
Tony made the house buying process smooth. He is excellent at his job and provided timely, knowledgeable answers to all my questions. He takes the time to explain the process which I greatly appreciated. I highly recommend Tony and would give many more stars if I could.
miles c
Tony and AJ were fantastic! 10/10
Dani L
Tony was wonderful and took as much time with us as we needed. He was always quick to respond to our questions and AJ who works with him helped us a ton with closing!
Dani L
Tony was amazing during the entire process. He was very patient and informative with me being a new home owner. Tony came highly recommended and he didn't disappoint. He surpassed every expectation I had.
martin F
Tony was absolutely amazing. Detailed support from start to finish. No matter what or when he was always available to answer any questions. His team behind him was just as professional. Thank you to the entire group for all that you did.
Matt V
Tony and his team were great. They kept me informed throughout the entire process and were very responsive whenever I had questions. Tony even took the time on multiple occasions to explain things to me in great detail and ease a lot of the fear that comes with a first time home purchase.
Rita V
Tony Englese was wonderful to work with. He helped answer all of the questions my husband and I had and he is quick to respond. We would highly recommend Tony and his wonderful team for your Mortgage needs. Thank you, Tony!
Zeljka H
Good Job! I will refer them to others
Bettye D
Very good service
Kamaldeep K
Tony was so incredible and made our home buying journey a breeze!
Emily Q
“I highly recommend Tony for anything mortgage-related! He guided us from start to finish and was always there when we needed him.”
Lori M
Tony (and Dorothy) are amazing! We had a lightening fast offer to close period of less than 3 weeks. Tony and his team called, emailed, texted, and kept in constant communication to keep us updated and answer questions as we had them. Additionally, he secured us a 30-year rate UNDER the national average. Highly recommend Tony (and Dorothy) !
Steve P
Very easy to work with, patience and when above and beyond to make our process as easy as possible
Brandon H
Tony was amazing! Helped me close on my house!
Anthony L
Tony and his team were excellent to work with and made the process significantly smoother
Dan
Tony was very knowledgeable and resourceful. Even though the seller's agent was not very competent Tony made sure the deal was completed the finances were all in place.
mementovivere3
Loan Programs
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1% Home Loan Program
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FHA Loans
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Low Down Payment Loans
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HELOC Loans
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Home Renovation
Explore jumbo loan options for financing high-value homes like this beautiful property.
Jumbo Loans
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Bank Statement Loans
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Construction Financing
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Manufactured Home Loans
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Condominium Loans
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Medical Professional Loans
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First Responders | Nurses | Teacher Loans
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Community Lending
Learn how temporary buydowns can lower your mortgage payments during the initial years of homeownership.
Temporary Buydowns
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Bridge Loans
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Expanded Income Loans
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Loans for Foreign Nationals
Simplify your home buying process with Preferred Rate's SmartBuy program.
Click n’ Close SmartBuy National DPA
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Expanded Credit Loans
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Reverse Mortgages
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Seller PreLock Program
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Pathway DPA Program
Rhyze HELOC
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Secure Lock Program
Refinance With Purpose
Every refinance starts with a goal. Whether you want to lower your payment, shorten your term, or access equity, we’ll build a strategy around what matters most to you.
Consolidate Debt
Simplify what you owe. Use your home’s equity to combine high-interest debt into one payment.
Lower Payments
Improve monthly cash flow. Even a small rate adjustment can create savings over time.
Get Cash Out
Access equity with intention. Turn your home’s value into funds for renovations, education, retirement, or financial goals.
Change to Fixed Rate
Stabilize your payment. Move from a variable rate to predictable payments built for long-term planning.
Refinance VA Loan
Use a VA refinance program to improve your terms, access cash, or reduce your monthly payment.
Discover your home’s value instantly.
Get a personalized home value report powered by real market data. Track equity, explore trends, and stay informed about your property and mortgage loan.
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We'll watch the market for you
Set your target interest rate and we’ll notify you when it hits. No spam, just smart alerts.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes.
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How fast can I get pre-approved?
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How fast can I get pre-approved?
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How fast can I get pre-approved?
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How fast can I get pre-approved?
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A contemporary living space with a gray sofa, decorative pillows, hanging pendant lights, and lush green plants, creating a comfortable and stylish en.