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		<lastmod>2022-07-06T16:42:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/fha-203k-home-loan-is-perfect-for-fixer-uppers/</loc>
		<lastmod>2022-06-29T06:00:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/top-5-strategies-to-stay-on-budget-for-your-next-home-remodel/</loc>
		<lastmod>2022-06-22T06:00:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/refinance-to-a-fixed-rate-mortgage-and-lower-your-payment/</loc>
		<lastmod>2022-06-15T06:45:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/top-home-renovation-loans-for-2022/</loc>
		<lastmod>2022-06-08T07:20:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/make-an-all-cash-offer-with-our-cashbuys-program/</loc>
		<lastmod>2022-06-01T06:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/benefits-of-a-reverse-mortgage-when-costs-are-rising/</loc>
		<lastmod>2022-05-25T06:00:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/when-is-it-smart-to-buy-mortgage-points/</loc>
		<lastmod>2022-05-18T15:34:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/can-i-qualify-for-a-mortgage-with-student-loan-debt/</loc>
		<lastmod>2022-05-11T14:59:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/refinancing-an-fha-loan-to-a-conventional-loan/</loc>
		<lastmod>2022-05-04T07:32:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/mortgage-rates-are-rising-how-much-can-i-afford/</loc>
		<lastmod>2022-04-27T17:08:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/2022-jumbo-loans-get-pre-approved-and-lock-your-rate/</loc>
		<lastmod>2022-04-20T17:13:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/5-best-tips-to-finance-an-investment-property/</loc>
		<lastmod>2022-04-13T00:00:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/buying-a-home-ask-yourself-these-5-questions-first/</loc>
		<lastmod>2022-04-06T06:52:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/is-an-arm-better-than-a-fixed-rate-mortgage-for-new-homebuyers/</loc>
		<lastmod>2022-04-06T05:50:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/how-to-pay-closing-costs-without-going-broke/</loc>
		<lastmod>2022-03-30T17:40:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/va-loans-benefits-and-guidelines-for-2022/</loc>
		<lastmod>2022-03-22T23:36:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/top-5-benefits-to-tenancy-in-common-tic-financing-in-2022/</loc>
		<lastmod>2022-03-16T00:44:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/buying-a-house-in-spring-2022-how-to-win-the-bidding-war/</loc>
		<lastmod>2022-03-09T06:57:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/how-to-refinance-a-mortgage-without-an-appraisal/</loc>
		<lastmod>2022-03-02T07:53:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/what-percentage-of-my-income-should-go-toward-a-mortgage/</loc>
		<lastmod>2022-02-16T05:48:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/when-to-get-a-mortgage-after-an-all-cash-offer/</loc>
		<lastmod>2022-02-09T22:52:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/renting-vs-buying-a-home-in-2022/</loc>
		<lastmod>2022-02-02T07:22:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/will-mortgage-rates-rise-with-inflation/</loc>
		<lastmod>2022-02-01T23:57:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/save-money-on-your-home-renovation-in-2022/</loc>
		<lastmod>2022-01-19T06:36:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/buying-a-condo-in-2022-five-steps-to-ownership/</loc>
		<lastmod>2022-01-12T06:24:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/why-title-insurance-is-a-good-idea-for-every-homeowner/</loc>
		<lastmod>2021-12-28T20:52:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/consider-a-15-year-fixed-rate-mortgage-before-mortgage-rates-rise/</loc>
		<lastmod>2021-12-22T07:43:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/jumbo-loans-and-new-conforming-limits-for-2022%e2%80%a8/</loc>
		<lastmod>2021-12-15T06:55:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/refinance-a-mortgage-to-pay-off-debt-for-2022/</loc>
		<lastmod>2021-12-14T12:06:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/how-to-get-a-fast-mortgage-pre-approval/</loc>
		<lastmod>2021-12-01T04:01:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/find-out-how-much-you-can-afford-and-get-your-best-mortgage/</loc>
		<lastmod>2021-11-24T03:30:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/5-strategies-to-beat-an-all-cash-offer/</loc>
		<lastmod>2021-11-17T08:04:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/how-to-buy-a-duplex-or-multi-family-property-with-fha-financing/</loc>
		<lastmod>2021-11-10T07:11:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/when-is-it-a-good-idea-to-buy-mortgage-points/</loc>
		<lastmod>2021-11-03T05:17:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/how-to-declare-a-primary-residence/</loc>
		<lastmod>2021-10-27T16:49:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/does-every-mortgage-needs-an-escrow-account/</loc>
		<lastmod>2021-10-27T15:54:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/should-you-have-a-co-signer-on-a-mortgage/</loc>
		<lastmod>2021-10-13T06:51:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/4-ways-to-get-rid-of-pmi-and-lower-your-mortgage-payment/</loc>
		<lastmod>2021-10-06T05:33:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/top-5-hidden-costs-of-a-home-remodeling-project/</loc>
		<lastmod>2021-09-29T03:39:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/reverse-mortgages-all-you-need-to-know/</loc>
		<lastmod>2021-09-24T22:54:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/7-ways-to-increase-the-value-of-your-home/</loc>
		<lastmod>2021-09-14T04:30:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/finance-a-fixer-upper-with-the-fha-203k-loan/</loc>
		<lastmod>2021-09-11T00:51:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/lower-your-mortgage-rate-with-the-fha-streamline-refinance/</loc>
		<lastmod>2021-09-01T02:30:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/buying-a-townhouse-to-get-an-affordable-mortgage/</loc>
		<lastmod>2021-08-26T19:58:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/now-use-rental-history-to-get-approved-for-a-mortgage/</loc>
		<lastmod>2021-08-17T01:10:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/refinancing-an-fha-loan-to-a-conventional-loan-when-is-it-a-smart-move/</loc>
		<lastmod>2021-08-17T00:50:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/top-5-mortgage-home-loans-for-first-time-home-buyers/</loc>
		<lastmod>2021-08-12T21:12:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/refinance-rates-falling-below-3/</loc>
		<lastmod>2021-08-05T19:23:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/refinance-your-mortgage-and-lock-in-the-best-rate-how-to/</loc>
		<lastmod>2021-08-03T20:34:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/conventional-mortgages-pros-and-cons-and-getting-approved/</loc>
		<lastmod>2021-07-24T21:39:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/how-to-qualify-for-a-mortgage-if-youre-self-employed/</loc>
		<lastmod>2021-07-17T00:22:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/how-to-boost-your-credit-score-and-save-money-on-your-mortgage/</loc>
		<lastmod>2021-07-10T01:25:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/buying-a-house-with-a-friend-or-relative-what-to-know/</loc>
		<lastmod>2021-07-08T19:48:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/how-do-i-qualify-for-a-mortgage-with-student-loan-debt/</loc>
		<lastmod>2021-07-08T19:24:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/first-time-homebuyer-advantages-in-2021/</loc>
		<lastmod>2021-06-29T20:05:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/va-loans-smart-benefits-and-guidelines-for-2021/</loc>
		<lastmod>2021-06-29T20:03:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/the-truth-about-closing-costs-and-no-closing-cost-loans/</loc>
		<lastmod>2021-06-29T20:02:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/home-equity-loans-vs-heloc-for-home-renovation/</loc>
		<lastmod>2021-06-29T20:01:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/the-fannie-mae-homestyle-renovation-loan-worth-the-effort/</loc>
		<lastmod>2021-06-29T20:01:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/how-to-get-pre-approved-for-a-mortgage-before-you-make-an-offer/</loc>
		<lastmod>2021-06-23T23:56:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://preferredrate.com/blog/home-appraisals-what-to-expect-and-who-pays-the-cost/</loc>
		<lastmod>2021-06-23T23:14:56+00:00</lastmod>
	</url>
</urlset>
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