Preferred Rate | Sarasota Florida Reviews

Working with Preferred Rate | Sarasota Florida means we've got your back

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"The whole process was absolutely painless."

"Very knowledgeable, reliable, and fast!"

"Easy, fast and painless - once again!"

"Easiest process ever! They are the best!!"

“Great follow-up and amazing loan”

Chris was awesome! He was great at communicating and working with us! Would highly recommend!

Rolling on a B

Aug 08, 2022

We worked with Chris Hood on our mortgage. He and his team made sure we were informed about each step of the process and understood the time frames involved. It was an excellent experience. A little frustrating at times because the underwriters always seem to want more information. Chris walked is through everything with expert knowledge for our VA loan. If we're ever looking for a new home I hope to work with him and his team of outstanding ... Read More

Michael

Jul 29, 2022

10/10 would recommend Chris. Great team, everything was simple and understandable. And best of all they managed to get us an interest rate lower than we ever thought was possible!

Devynn U

Jul 15, 2022

As a first time buyer, the trepidation was immense. With Chris and Josh walking me through every step with absolute care and patience, they made an anxious experience enlightening and easy. I cannot express how thankful I am that I had Chris, Josh, and their American Pacific team holding my hand through the process of placing an offer, filling out the immensity of paperwork, and the eventual closing of my house. Without their help, I would have been lost. With them, I felt wholly supported, and I am forever grateful to the professionalism on everyone in their team. Immediate responses and way above the normal call of service, Chris and Josh are excellence. I cannot thank them ... Read More

George T

Jul 08, 2022

Chris Hood, Josh Hood, and their team were fabulous! They really took a lot of fear and confusion out of the home-buying process and allowed us to enjoy the process. Chris was able to give me a lot of really great information based on my financials that provided a helpful insight into what I was able to afford and what my loan options were in a multitude of scenarios. He kept my expectations set at every point in the process, and was able to get my final numbers in under budget, which was awesome! The team was in constant communication with us, answered any questions we had promptly, and never left us in the dark. I wouldn't hesitate for a second to work with this group again, and believe they will absolutely deliver on any of your mortgage needs. Thank you Chris and ... Read More

Art T

Jul 08, 2022

Chris Hood, Josh Hood, and their team were fabulous! They really took a lot of fear and confusion out of the home-buying process and allowed us to enjoy the process. Chris was able to give me a lot of really great information based on my financials that provided a helpful insight into what I was able to afford and what my loan options were in a multitude of scenarios. He kept my expectations set at every point in the process, and was able to get my final numbers in under budget, which was awesome! The team was in constant communication with us, answered any questions we had promptly, and never left us in the dark. I wouldn't hesitate for a second to work with this group again, and believe they will absolutely deliver on any of your mortgage needs. Thank you Chris, Josh and ... Read More

Christopher H

Jul 08, 2022

Thank you so much Jim! Moving from Illinois. Jim took over my load mid closing. Another company out of state were jacking me around. He got me closed in 3 weeks, once my employer got him what they needed. Late in the day or weekends, he will make sure you have assistance no matter the hours you work. I'm union so we work pretty crazy shifts. They still got it ... Read More

mariann s

Jul 02, 2022

Chris and his team were excellent working with! He kept us informed of the loan process each step of the way. Very informative and worked hard to make sure we got what we wanted and needed. Thanks Chris!

Raoul V

Jun 24, 2022

Chris is extremely knowledgeable with all the different mortgage loan options available to a customer and helped us pick which one was best for our family. He also walked us through the qualifying stages and followed up with continuously to let us know where we were in the process. I have worked with several different loan officers and now I will only work with Chris ... Read More

Mark N

Jun 03, 2022

My experience with Chris and Josh was excellent. . It was definitely a pleasure to work with those two guy’s.

Art Z

May 30, 2022

We met Sara at a home that was For Sale down the street from where we were living. At the time we were not ready to buy but we’re knew we would be soon. We started our process with a Home lender off Credit Karma who basically gave us the run around for more than a month and a half. We then remembered how nice and friendly Sara was 4 month before so we reached out to her. She literally got us approved in less than 24 hrs, way more than the other guy did in a month and a half. She was always on top of every step and making sure we knew what was going on. I felt so informed and comfortable in the whole process! I would recommend Sara to everyone! She was ... Read More

Andrea R

May 29, 2022

My wife and I met Sara at a house were we looking at as we were getting ready to buy. Sara was so friendly we instantly bonded. Four months later we were ready to buy and contacted her and she was amazing. Very professional and friendly and handled everything very fast. We always knew what was going on and what to except. I would definitely recommend her to anyone I know that is in the market because I know they will be in great ... Read More

Daniel A

May 29, 2022

Chris is the consumate professional and a delight to work with! A very experienced loan officer, Chris is excellent at explaining all the options available to a borrower and helpong them select the best product for their situation. He was always available to take my calls and answer questions. His communication is amazing and I was updated constantly on the status of my loan. I was even able to close a week early! Additionally, his team is top notch! They are helpful, responsive and knowledgeable. I highly recommend this team for all your lending needs. You'll be glad you called them and you can rest assured you are in the best of ... Read More

Katherine M

May 21, 2022

Great to work with. Very helpful

Bryan B

May 19, 2022

Very efficient and attentive during the entire refinance process.

Dustin M

May 19, 2022

As a new agent in the Central Valley, Sara Willis has been nothing short of amazing in providing myself with all of the necessary resources to help out my clients in anyway I can when it comes to mortgages. Very professional, polite, and a fast responder whenever I need ... Read More

Jacob R

May 08, 2022

Chis was professional, courteous and great at handling everything we needed. He was quick and even got us into our new home ahead of schedule. My whole family has used Chris in the past and I would recommend him to anyone. He is the best at what he does. Thanks for the fifth time for another one of ... Read More

Sharon J

May 03, 2022

Very professional and quick to provide information needed. Helpful and very thorough about process.

Sharon J

Apr 30, 2022

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2022 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in NV. AZ Corp BK 1014819. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV