Stephanie Lutzen
Sr. Mortgage Advisor NMLS# 305070 Licensed in FL
1421 Pine Ridge Rd., Suite 220
Naples, FL 34109
Branch License #2094348
About Stephanie Lutzen
Your mortgage is personal, and I understand that.
Your mortgage is personal, and I understand that. Whether you’re looking to buy, build, or refinance your home, our experienced mortgage professionals are here to help. Here at Preferred Rate, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. Plus, as a mortgage professional, I am dedicated to finding the right loan with great rates, terms and costs to meet your specific needs. Financing a home is one of the most significant commitments you will ever make - let me guide you throughout the entire loan process from application to closing and beyond. I look forward to putting our mortgage service to work for you! Your mortgage is personal, and I understand that. Whether you’re looking to buy, build, or refinance your home, our experienced mortgage professionals are here to help. Here at Preferred Rate, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. Plus, as a mortgage professional, I am dedicated to finding the right loan with great rates, terms and costs to meet your specific needs. Financing a home is one of the most significant commitments you will ever make - let me guide you throughout the entire loan process from application to closing and beyond. I look forward to putting our mortgage service to work for you!
See my reviews
We keep the mortgage process easy
Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.
Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.
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Step 1 Connect with a Loan Expert
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Step 2 Get Pre-Approved
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Step 3 Make Offers
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Step 4 Lock in your Preferred Rate
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Step 5 Move in to your new home
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Step 1 Connect with a Loan Expert
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Step 2 Lock in your Preferred Rate
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Step 3 Get your new loan approved!
Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.
Home Loans
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Fixed-rate Mortgages
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Adjustable-rate Mortgages
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Interest-only Loans
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Jumbo Loans
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FHA
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VA Loans
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USDA Loans
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Reverse Mortgages
Speciality Products
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Keys On Time Program
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Secure Lock Program
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Jumbo Investor Loan Programs
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Peak Loan Program
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High Balance Solutions
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Jumbo Solutions
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Home Ready
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Home Possible Advantage
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STaR Program for First-Responders
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Doctor Program for Medical Professionals
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Manufactured Housing Loans
See what Stephanie's clients have to say
Jon H
Working with Stephanie was fantastic, she was very informative and always watching the rates for us to lock in. This is our 2nd time working with Stephanie and we will do it again!!!
Mar 23, 2024
Michael G
Stephanie & her office took care of all our needs with little effort on our part. Would highly recommend.
Mar 19, 2024
Amanda B
Stephanie and her team were fantastic to work with! Very smooth home buying process. We were kept in the loop every step of the way and they were there to answer any questions we had. Kimberly was very easy to talk to and treated us like she had known us forever. Highly recommend and would definitely work with them again. ... Read More
Mar 12, 2024
Brian E
5 Stars. Thank you for all of your patience
Feb 22, 2024
Jill M
We had a wonderful experience with Stephanie Lutzen and her team! Buying a new home can be a stressful experience, especially when you haven't done it in over 20 years! Stephanie made sure we knew what was needed and going on every step of the way. There was never a call or question that went unanswered. Her teams professionalism was evident from the first phone call through the final signatures. I HIGHLY recommend using Stephanie Lutzen for any loan/mortgage needs you have. You will not be disappointed! ... Read More
Jan 03, 2024
Jill and P
We can't thank Stephanie and her team enough for working with us to gather everything we needed to close in a timely and professional manner. There was never a call or question that went unanswered, regardless of the time or day we reached out. Her team was on top of everything needed to make our closing a success! ... Read More
Jan 03, 2024
Jill and P
We can't thank Stephanie and her team enough for working with us to gather everything we needed to close in a timely and professional manner. There was never a call or question that went unanswered, regardless of the time or day we reached out. Her team was on top of everything needed to make our closing a success! ... Read More
Jan 03, 2024
Joseph W
Always responsive with questions & concerns, work quickly, very professional!
Dec 15, 2023
stacey w
Stephanie and her team are amazing! They have helped us multiple times when purchasing a home. Open and timely communication. Highly recommend.
Dec 15, 2023
