Vicky Howe-Orusa
Sr. Mortgage Advisor NMLS# 227796 Licensed in IL and WI
339 N. Milwaukee Ave.
Libertyville, IL 60048
Branch License #1963767
About Vicky Howe-Orusa
Your mortgage is personal, and I understand that.
There are only a few things people cherish more than their home. The home where Family and Friends gather. Where Love Grows. I have had the good fortune of helping thousands of families and individuals finance their homes throughout Illinois, Wisconsin and Indiana for more than 30 years.
If you are looking to purchase or refinance a home, let’s talk. I work hard to make it easy for you to make the best decision for your specific situation. I understand the credit process innately. As your advocate, I walk through each step of the process, from application to close. Seeing my customers receive the keys to their new homes is what makes this worthwhile.
Specialties: I especially enjoy guiding first-time homebuyers and Veterans through the mortgage maze. I have in-depth FHA and VA loan experience. To all my past and future Veteran clients: I salute you!
We keep the mortgage process easy
Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.
Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.
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Step 1 Connect with a Loan Expert
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Step 2 Get Pre-Approved
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Step 3 Make Offers
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Step 4 Lock in your Preferred Rate
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Step 5 Move in to your new home
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Step 1 Connect with a Loan Expert
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Step 2 Lock in your Preferred Rate
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Step 3 Get your new loan approved!
Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.
Home Loans
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Fixed-rate Mortgages
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Adjustable-rate Mortgages
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Interest-only Loans
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Jumbo Loans
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FHA
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VA Loans
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USDA Loans
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Reverse Mortgages
Speciality Products
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Keys On Time Program
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Secure Lock Program
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Jumbo Investor Loan Programs
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Peak Loan Program
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High Balance Solutions
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Jumbo Solutions
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Home Ready
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Home Possible Advantage
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STaR Program for First-Responders
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Doctor Program for Medical Professionals
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Manufactured Housing Loans
See what Vicky's clients have to say
Chuck
This was the second loan i worked with Vicky to obtain. Like the first time, she handled so many difficult situations that came up and pushed right through them. She doesn't sit around and just wait for things to unfold, she steps in front of any issue and gets it done. Even when we thought the closing was going to be delayed, she pulled out all the stops and we closed as scheduled. I WOULD STRONGLY recommend Vicky for any financing needs. Chuck ... Read More
Jul 31, 2023
Anthony Z
Everything was excellent, I couldn't have asked for more! Vicki did a fabulous job
Jul 01, 2023
Anthony M
Excellent service responded quickly to all questions. Very professional and helpful throughout the whole process
Nov 20, 2022
Anthony M
Excellent service responded quickly to all questions. Very professional and helpful throughout the whole process
Nov 20, 2022
Tracy M
What a fantastic experience I had dealing with Vicky Orusa. she was extremely knowledgeable and could answer all of my questions in a timely fashion. Simply outstanding.
Nov 20, 2022
Felipe C
Vicky was amazing, there are no words to thank her and her team for helping us with this process. She was very helpful and professional. We wouldn’t have our home if it wasn’t for her.
Feb 15, 2022
Felipe C
Vicky was amazing, there are no words to thank her and her team for helping us with this process. She was very helpful and professional. We wouldn’t have our home if it wasn’t for her.
Feb 15, 2022
pamela w
Vicky Orusa was absolutely a pleasure to work with. She's very knowledgeable, helpful and kind. I truly appreciated her response time, expertise and just great customer service. No question was ever too dumb for me to ask. She is truly great at her job and I would definitely recommend her to others. Thanks again! ... Read More
Aug 11, 2021
Sean B
Our house closing was under severe stress and a very tight deadline. While many contracts took the better part of 6 1/2 weeks minimum to complete. We had 23 days! Vicky was outstanding at responding in a timely manner. We had everything in order on time and it was always because she knew who to contact, and what was coming next. Our timeline was narrowly met even though we were way ahead of the normal schedule. Talk about a squeaker. Thanks Vicky, you are the best! ... Read More
Jul 29, 2021
