Sr. Mortgage Advisor

Toni S. Bullard

Sr. Mortgage Advisor NMLS# 507161 Licensed in CA

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(925) 595-0148 [email protected]

1255 Treat Blvd., Suite 300, Office 314
Walnut Creek, CA 94597
Branch License #2119917

About Toni S. Bullard

Your mortgage is personal, and I understand that.

I have been a Mortgage Advisor for over 25 years. My passion is helping families find the home that is PERFECT for them, whether I am working with first-time home buyers, families that want to upgrade to their 2nd or 3rd home, or downsize to a smaller home after the kids leave home. I take the time to really connect with my buyers and by the end of the process, we are family.
It’s not about the loans we do; it is about the hearts we change and the people we help. I have been a Mortgage Advisor for over 25 years. My passion is helping families find the home that is PERFECT for them, whether I am working with first-time home buyers, families that want to upgrade to their 2nd or 3rd home, or downsize to a smaller home after the kids leave home. I take the time to really connect with my buyers and by the end of the process, we are family.
It’s not about the loans we do; it is about the hearts we change and the people we help.

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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans