Your homeownership journey starts here
The mortgage process simplified.
Fast approvals, local experts, trusted results.


NMLS: #2865052
Ashely T. Williams
Mortgage Advisor
Phone number:
I’m so excited to connect with you! As a Mortgage Loan Officer with Preferred Rate, I genuinely enjoy helping individuals and families navigate one of life’s biggest milestones.
I bring a variety of professional experience in the medical field, including case work & caring for our nation’s veterans. That experience shaped my approach to client care, Instilling in me the importance of attentiveness, compassion, and making sure people feel supported. Having grown up as a military child and later marrying into the military myself, I also understand firsthand the frequent transitions that come with military life and how meaningful it is to finally have a place to call your own.
In my role as a Mortgage Loan Officer, I am passionate about making the homebuying experience feel comfortable, personal, and as stress-free as possible. I bring a dedicated, personal touch to my work and strive to make sure every client feels like they have someone truly in their corner from start to finish.
Outside of work, I’m a proud mom, a wife to my recently retired Marine, and a dog mom to two pups who keep life interesting! Please feel free to reach out anytime you have questions or are ready to start your homeownership journey. I look forward to helping you make your corner of the world feel like home!
Licensed in:
North Carolina
Specialties:
First-time Homebuyers
VA Loans
FHA Loans
Renovation Loans
DSCR Loans
Construction Loans
Lending Specialties
First-time Homebuyers
VA Loans
FHA Loans
Renovation Loans
DSCR Loans
Construction Loans
Real clients. Real results.
Loan Programs
Refinance With Purpose
Every refinance starts with a goal. Whether you want to lower your payment, shorten your term, or access equity, we’ll build a strategy around
what matters most to you.
Consolidate Debt
Simplify what you owe. Use your home’s equity to combine high-interest debt into one payment.
Lower Payments
Improve monthly cash flow. Even a small rate adjustment can create savings over time.
Get Cash Out
Access equity with intention. Turn your home’s value into funds for renovations, education, retirement, or financial goals.
Change to Fixed Rate
Stabilize your payment. Move from a variable rate to predictable payments built for long-term planning.
Refinance VA Loan
Use a VA refinance program to improve your terms, access cash, or reduce your monthly payment.
Discover your home’s value instantly.
Get a personalized home value report powered by real market data. Track equity, explore trends, and stay informed about your property and mortgage loan.


We'll watch the market for you
Set your target interest rate and we’ll notify you when it hits. No spam, just smart alerts.
Mortgage Loan Calculator
Estimate your monthly payment in seconds.
$400,000
Customize taxes, insurance & HOA
$0
Frequently asked questions
With short and easy to understand answers.
Couldn’t find your answer?
info@preferredrate.comHow fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
Couldn’t find your answer?
info@preferredrate.comReady to take the next step?
Set your target interest rate and we’ll notify you when it hits. No spam, just smart alerts.
- Competitive rates
- Expert support
- Easy process






































