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Your Home.
Your Future.

Your Preferred Rate.

The mortgage process simplified.
Fast approvals, local experts, trusted results.

Home loan assistance for families and seniors at Preferred Rate. Expert guidance for mortgage soluti.
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49 States

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across the United States

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professionals

100+ Options

Loan programs to fit
 every buyer's needs

95% Satisfaction

Homebuyers rate us highly for service

Discover your home’s value instantly.

Get a personalized home value report powered by real market data. Track equity, explore trends, and stay informed about your property.

Home loan approval process with competitive rates at Preferred Rate. Secure your mortgage today with.
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Real Clients.
Real Results.

5.0

5665 Reviews

5.0

1984 Reviews

4.9

4787 Reviews

Annie & the team are great. Awesome job bringing our loan to close!

John B

Our Website

Really good experience carri was able to help me out when no one else was able to do anything for me. Carri goes above and beyond to get things done and finds you the best deal for you. Thank you carri

Gabriel V

Our Website

“I can’t say enough good things about Jordan! From the very beginning, Jordan was incredibly personal, making me feel like a priority. Every single question I had was answered promptly and thoroughly. The whole process felt so personal and seamless—Jordan really went above and beyond. I highly recommend working with Jordan and the staff at Blue Ribbon Mortgage!”

Lois M

Google

Wow… words cannot express how grateful I am with Laila, she made my dream come true, it is amazing to still see dedicated loan officers that give go above and beyond, Laila would stay at her office till midnight some days to push this file through, thank you so much for your hard work it is truly appreciated

Nouray K

Google

Jordan’s work ethic and unwavering commitment to our loan was unmatched. He kept in constant communication with me. He clearly had our best interest in mind throughout the whole process. I would recommend him to all my family and friends.

Cody W

Google

Mr. Ellis and his entire team provided exemplary customer service from start to finish on my refinance. They answered all my questions clearly. They always responded promptly. The entire process was surprisingly smooth compared to my prior experiences with such things. I truly can't sing their praises enough. It truly was a pleasure to work with them and I would recommend them to absolutely anyone!

jack d

Our Website

Gayle has been so great, helped us thru every step of the way. I can’t say enough good things about our experience! I highly recommend them.

Jodi T

Google

It was a surreal experience, not just purchasing my first home, but also doing it with a loan officer who I previously had as a teacher in high school. Shantel was as gracious, cooperative, knowledgeable, and helpful throughout this loan process as she was when she taught me in high school. Shantel, to you specifically, you did a wonderful job and I am honored that we had you as our loan officer. What an excellent job... through and through!

Dylan G

Our Website

Great experience. Very helpful and professional. I would use his services every single time.

Robert B

Google

5.0

5665 Reviews

5.0

1984 Reviews

4.9

4787 Reviews

As seen in:

Preferred Rate logo on a professional financial website.
Trusted financial services logo for competitive loan and mortgage rates.

Top military lender

NMP

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Preferred Rate logo on a professional financial website.
Trusted financial services logo for competitive loan and mortgage rates.

Top mortgage lender

Scotsman guide

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The Preferred Rate logo displayed on a financial services platform emphasizing competitive mortgage and loan options.
Preferred Rate logo on a professional financial website.
Trusted financial services logo for competitive loan and mortgage rates.

5-Star Lender

MPA

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TOP LENDER

CALHFA

TOP EMPLOYER

DIVERSITY JOBS

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TOP 100 MORTGAGE COMPANIES

MORTGAGE EXECUTIVE

5-STAR LENDER

Mortgage Professional America

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The Preferred Rate logo showcases a professional financial services brand specializing in mortgage and loan solutions.

TOP 250 LATINO MORTGAGE ORIGINATORS

NAHREP

MOST LOVED MORTGAGE EMPLOYERS

NMP

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TOP MORTGAGE LENDER

Scotsman Guide

TOP MILITARY LENDER

NMP

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TOP 15 VA LENDER

Scotsman Guide

Loan Programs

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Man using smartphone at home, exploring conventional loan options.
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Comfortable living room featuring a fireplace, wall-mounted TV, and stylish decor for a welcoming ho.
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Happy couple working on home renovation inside a room with construction tools.
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Child on Veteran's shoulders with American flag, symbolizing VA loan benefits.
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Two workers in safety helmets working on a construction site, focusing on woodwork and project progress.
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Senior couple exploring reverse mortgage options on laptop.
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Image of a smiling doctor holding a clipboard in a medical office setting. Perfect for promoting medical professional loan services.
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