Preferred Rate | Brentwood California Reviews

Working with Preferred Rate | Brentwood California means we've got your back

88

82

"The whole process was absolutely painless."

"Very knowledgeable, reliable, and fast!"

"Easy, fast and painless - once again!"

"Easiest process ever! They are the best!!"

“Great follow-up and amazing loan”

My wife and I had a great experience with Preferred Rate. We were pre-approved through a different company and Peggy from Preferred Rate was able to get us a better deal. We cannot thank her enough! You won't regret going with Preferred ... Read More

Curtis S

Sep 14, 2022

My wife and I had a great experience with Preferred Rate. We were pre-approved through a different company and Peggy from Preferred Rate was able to get us a better deal. We cannot thank her enough! You won't regret going with Preferred ... Read More

Curtis S

Sep 14, 2022

Fast honest professional

Lily N

Aug 31, 2022

She is the best to offer loan based on your needs and budget. She is very professional and friendly. Definitely right person for first time home buyers.

PrasannaKumar K

Aug 25, 2022

She is the best to offer loan based on your needs and budget. She is very professional and friendly. Definitely right person for first time home buyers.

Prasannakumar K

Aug 24, 2022

I was so lucky meeting an expert account manager like mrs Sandra Billy She is so reliable, trustworthy and very honest. I was so scared of investing on bitcoin because I have heard a lot about scammers but I just had to try with mrs Sandra Billy because I wasn't stable financially and today I have realize how interesting it is to be stable financially with the help of bitcon who is always there for the traders and I want to thank you for your help and love you showed me, now you have made my life so beautiful you're the best manager I can recommend everyone to work with, thank you mrs Sandra Billy??? Contact her with this details if you want to boost your income and earn good profit as well. email; sandrabilly500@gmail.com WhatsApp; +1 (512) ... Read More

Kwa Z

Aug 14, 2022

100% recommend Stephanie! She was awesome. As a first time homebuyer she helped me understand each and every single detail! Thank you so much!

Nimmy T

Aug 13, 2022

Always on top of their tasks and nothing but a respectful and hardworking team

Esteban S

Aug 12, 2022

Respectful and very good communication

Julio Cisneros Z

Jul 15, 2022

Nothing short of superheroes! We were pre-qualified with a different lender and at the last minute, they said they could not process our loan because my husband works 4 days, off 3, and they couldn't use his overtime as part of his income. We were absolutely devastated, to say the least. Our realtor, Jeremie Butler, without missing a beat, says, "Call the O'Malley Team." We did and within 10 days, I repeat, 10 DAYS, we were getting ready to close escrow on our new home. Having two kids, one of which has Cerebral Palsy, we were terrified we were going to be without a home, having already sold ours. The O'Malley Team was understanding, empathetic, and supportive throughout the entire process. Their knowledge is incomparable and they knew there was nothing wrong with our loan, reassuring us we were going to be okay. You want to know you have the best when you're going through such a massive purchase and The O'Malley Team is the BEST! Rob, John, Ashely, Gina, Peggy and all on the team, we will never be able to thank you enough for taking us on and saving the ... Read More

Christina Y

Jul 15, 2022

100% recommend Mrs Sophia James for helping me in my Forex Trading, she have gone above and beyond to help me earn $10,400 on my little investment of $1,000 Thank you Sophia , I highly recommend her to you all if you are interested to make money from forex trade Sophia is the right trade expert . Contact her Directly on WhatsApp: +1 (707) 559-8033 Email: ... Read More

Paris Saint G

Jul 15, 2022

Had a great experience working with the O’Malley team.

Victor O

Jun 30, 2022

Stephanie is so cool! Feel like she is a member of your family to work with you. Great service, she closed my loan on time! Stephanie was very knowledgeable about mortgage loans. She was helpful and made my home buying process very easy. Everything the team has done went smooth from start to finish. As a second time buyer we’re glad our realtor agent Waly Parvanta to recommended her. If we can surpass 5 STARS to 10 or more we will do thousands millions stars!! I highly recommend to use her and her team when you need a mortgage loan! Thank ... Read More

Yi

Jun 27, 2022

Rob and his team are absolutely amazing!! They are professional, always there to answer any questions and go above and beyond to help you out. I would definitely use them again.

Jen S

Jun 24, 2022

Great experience with Peggy. Alot of helpful tips for securing a great loan.

James P

Jun 22, 2022

Rob O’Malley and his team were great in helping me purchase my home. They were always professional and efficient. Thanks to them the process was smooth and enjoyable.

Sydney D

Jun 03, 2022

We are entirely thrilled to have the Rob O’Malley team from Preferred Rate to help draw up our loan for our new home! We’ve worked with a bunch of folks from his team; Rob himself, Lindsay, Jacquelin. . .just to name a few! Getting financed for a new home is extremely difficult. It has to be. It is a long term commitment between you and your lender. There was an unimaginable amount of documents that we had to scan, print, sign, PDFs, bank statements, 401K statements, etc. I have nightmares at night with all of these paperwork lol! With that said, everyone in Rob’s team help provide guidance throughout the way. They were extremely patient with us, and was transparent about every single line item in the quotes provided to us. Going through the process of getting a home loan was pretty stressful, however, I’ve learned a thing or two about the different types of mortgages, how they work, how escrow accounts work, etc. It’s better this way as understanding what goes on behind the scenes of this process gives me a greater appreciation of the loan and the lender themselves. Not only did Rob’s team provide us guidance in exactly what was needed for the loan to move forward, they made things happen that we couldn’t even imagine having (like an increase in our loan amounts, as just one example). I definitely will recommend Rob’s team over at Preferred Rate/APM to others looking for a new home loan. I also really like the little email updates with videos in terms of what stage the loan is in. It’s a heart wrenching wait for the loan to finally close…those email updates really help assure us that the gears are still in motion, even if we don’t hear from them for a while in terms of updates. Thank you everyone at Rob O’Malleys team at Preferred Rate / APM for making this a reality for us!!! "Thoughts Become Things" ... Read More

Jeffrey L

May 21, 2022

Coynda was great! She was informative and consistently stayed in touch, informing us what our options were, what was needed to proceed, and kept us on pace to close in the time promised.

April E

May 19, 2022

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2022 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in NV. AZ Corp BK 1014819. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV