Your path to homeownership
starts here.
Buying a home is exciting, and the first step is getting pre-approved. It shows sellers you’re serious and helps you understand your budget from the start.
From house hunting to closing day, we’ll keep you informed, prepared, and confident every step of the way.
Let’s get you home.
Pre-Qualification
We start with a conversation about your goals, budget, income, and credit. Based on that, we’ll outline your price range and loan options.
Pre-Approval
You complete a loan application and we verify your income, assets, and credit. This gives you a stronger, more official approval to shop with confidence.
Start Your Home Search
With your pre-approval letter in hand, you’re ready to tour homes and make informed decisions with your realtor.
Make an Offer
You’ve found the one. We’ll review your financing options and help structure your offer with clarity and confidence.
Offer Accepted
Congratulations. We finalize your loan details, lock your interest rate, and send initial documents for e-signing.
Appraisal & Title Work
We order the appraisal and begin the title and escrow process. You’ll also secure homeowners insurance as we move toward closing.
Underwriting Review
Your full file, including the contract and appraisal, is reviewed by underwriting to ensure everything meets loan guidelines.
Closing Disclosure
You receive a final breakdown of your loan terms and closing costs. Once acknowledged, a required three-day review period begins.
Prepare to Close
Final documents are sent to escrow. You’ll receive your exact closing amount and schedule your signing appointment.
Sign Your Documents
You’ll meet with a notary to sign your loan paperwork and submit your closing funds.
Final Review
We complete a last review to ensure all conditions are met and the loan is cleared to fund.
Closing Day
Funds are sent to escrow, documents are recorded, and the home is officially yours.
Download our Road Map to Homeowership
Getting a home loan may feel like an epic journey at times. We have created this simple roadmap to help you navigate the loan process. Get the knowledge you need to make smarter decisions during the home buying process.
Download Guidebook
