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Top mortgage news and helpful tips from experts you can trust

mortgage blog, closing costs, preferred rate

How to Cover Closing Costs: You’ve Got Options

  • November 2, 2022
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  • 4 min. read time

Closing costs can push your home loan into the red zone. Find out which options can save you money instead. We can help.

blog backyard patio

Build Your Dream Home with the Right Mortgage

  • October 26, 2022
  •   •  
  • 4 min. read time

Get the best financing to build your dream home and live the life you want. Getting pre-approved is the first step. Apply now.

mortgage blog, heloc, home equity loan, preferred rate

Advantages of a Home Equity Loan vs. HELOC

  • October 19, 2022
  •   •  
  • 4 min. read time

Tap into your home equity now to reach your financial goals faster, improve the value of your home, or take a much needed vacation.

mortgage blog, pre-approved mortgage, preferred rate

Relocating? Get Pre-approved for a Mortgage First

  • October 12, 2022
  •   •  
  • 6 min. read time

Getting pre-approved before you move can save you money and lock in your lowest mortgage rate. Get pre-approved fast with these tips.

mortgage blog, first time homebuyer, home loans

Save Money with the Best Home Loans for First-Time Homebuyers

  • October 5, 2022
  •   •  
  • 4 min. read time

First-time homebuyers have access to major advantages and special home loans that can save you money and reduce your down payment. Learn how.

home value, preferred rate, mortgage blog

Best Upgrades to Increase the Value of Your Home

  • September 28, 2022
  •   •  
  • 5 min. read time

All home improvements aren't created equal. These top 7 projects can help increase the value of your home and renovate in style.

mortgage blog, finance an investment property, preferred rate

How to Finance Your First Investment Property

  • September 21, 2022
  •   •  
  • 5 min. read time

Investing in real estate can help you build wealth, diversify your portfolio, and even fight inflation. These 5 steps will help you get started.

mortgage blog, adjustable rate mortgage, preferred rate

Get a Lower Mortgage Rate with an Adjustable Rate Mortgage (ARM)

  • September 14, 2022
  •   •  
  • 5 min. read time

An adjustable-rate mortgage (ARM) often has a lower interest and a lower mortgage payment. Learn how ARMs can help you become a homeowner.

mortgage blog, become a homeowner, preferred rate

When to Stop Renting and Become a Homeowner

  • September 7, 2022
  •   •  
  • 6 min. read time

Deciding when to become a homeowner isn't easy. We've highlighted the pros and cons so you can decide what's right for you.

mortgage blog, cosigner, preferred rate

Can a Co-Signer Help Me Get a Better Mortgage?

  • August 31, 2022
  •   •  
  • 5 min. read time

Adding a co-signer to your mortgage application is a big decision. Learn the benefits and drawbacks and how it could help you get approved.

mortgage blog, buy a condo, preferred rate

Buying a Condo? 5 Questions to Help You Decide.

  • August 24, 2022
  •   •  
  • 5 min. read time

Buying a condo can help you build financial security at a lower price tag. These five questions can help you decide if now is the best…

mortgage blog, first-time homebuyers, preferred rate

Good News for First-Time Homebuyers

  • August 17, 2022
  •   •  
  • 3 min. read time

Homeownership might be closer than you think! First-time homebuyers can get lower rates and faster approval. Find out how.

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equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2022 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in NV. AZ Corp BK 1014819. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV