Leverage what you know

Top mortgage news and helpful tips from experts you can trust

7 Ways to Increase the Value of Your Home

7 Ways to Increase the Value of Your Home

  • September 14, 2021
  •   •  
  • 5 min. read time

If you want to increase the value of your home, these 7 top projects can make it happen. All renovations aren't created equal.

Finance a Fixer-Upper with the FHA 203(k) Loan

Finance a Fixer-Upper with the FHA 203(k) Home Loan

  • September 9, 2021
  •   •  
  • 5 min. read time

Finance a fixer-upper with the FHA 203k home loan and get all your renovation costs rolled into one mortgage payment. Find out how.

blog backyard table with friends

Lower Your Mortgage Rate with the FHA Streamline Refinance

  • September 1, 2021
  •   •  
  • 4 min. read time

The FHA streamline refinance is the fastest way to lower your payment and drop your mortgage rate. Find out if you qualify and start saving.

blog townhouse 2

Buying a Townhouse to Get an Affordable Mortgage

  • August 26, 2021
  •   •  
  • 5 min. read time

Buying a townhouse is a smart move for first-time homebuyers who want an affordable mortgage. But is it the best fit for your lifestyle? Find out.

blog family on grass

Now Use Rental History to Get Approved for a Mortgage

  • August 16, 2021
  •   •  
  • 4 min. read time

See how your rental history can help you get qualified for your best mortgage and a lower rate. Recent news is in your favor.

blog house with coins

Know When to Refinance an FHA Loan to a Conventional Loan

  • August 7, 2021
  •   •  
  • 5 min. read time

Refinancing an FHA loan to a conventional loan could save you thousands of dollars. Find out the benefits and see if it's the best move.

blog home exterior

Apply Now–Refinance Rates Drop Below 3%

  • July 31, 2021
  •   •  
  • 4 min. read time

Refinance rates are still falling, driving mortgage rates below 3% for qualified borrowers. Fast track your application and refinance with these tips.

blog mom and baby at home

Conventional Mortgages: Pros and Cons and Getting Approved

  • July 24, 2021
  •   •  
  • 6 min. read time

Conventional mortgages have lower interest rates and better terms for qualified borrowers. But is it the best fit? Compare and decide.

blog business man

How to Qualify for a Mortgage if You’re Self-Employed

  • July 16, 2021
  •   •  
  • 4 min. read time

Everything you need to know to apply for a mortgage when you're self-employed. Know what to expect and how to qualify for the right mortgage.

blog credit score

Boost Your Credit Score and Save Money on Your Mortgage

  • July 9, 2021
  •   •  
  • 5 min. read time

See how to boost your credit score in less than 60 days and save thousands on your next mortgage. Financial freedom is closer than you think.

blog friends in home

Buying a House With a Friend or Relative: What to Know

  • June 28, 2021
  •   •  
  • 5 min. read time

Learn the pros and cons of buying a house with a friend, when to apply for a joint mortgage, and how to get qualified.

blog small red house

Home Appraisals: What to Expect and Who Pays the Cost

  • June 18, 2021
  •   •  
  • 4 min. read time

Home appraisals are typically required to qualify for a mortgage or refinance, but not always. Learn what to expect and how to prepare.

Ajax Loader

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2021 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in AZ and NV. AZ Corp BK 0906702. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844-)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”