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mortgage blog, get rid of PMI, preferred rate

Get Rid of PMI and Lower Your Mortgage Payment

  • August 10, 2022
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  • 4 min. read time

If you have at least 80% equity in your home, you could be eligible to get rid of PMI and lower your mortgage payment.

mortgage blog, conventional mortgage, home loan

Pros and Cons of a Conventional Mortgage

  • August 3, 2022
  •   •  
  • 6 min. read time

Conventional mortgages are one of the most popular types of home loans. Learn the pros and cons and decide if it's the best fit.

mortgage blog, fha mortgage, home loans, preferred rate

Get Approved for an FHA Mortgage with 3.5% Down

  • July 27, 2022
  •   •  
  • 4 min. read time

FHA loans offer a great opportunity for new homebuyers in 2022, offering a low down payment and flexible guidelines. Apply now.

blog mortgage advisor

The True Value of a Mortgage Advisor

  • July 20, 2022
  •   •  
  • 3 min. read time

A mortgage advisor can be your greatest asset when you're ready to buy a home or refinance a mortgage. Find out why.

mortgage blog, preapproved, mortgage

Get Preapproved for a Mortgage Before You Make an Offer

  • July 13, 2022
  •   •  
  • 5 min. read time

Getting pre-approved for your mortgage can give you a competitive edge when you make an offer. Find out why and how to get pre-approved fast.

blog credit report

Bump Your Credit Score and Get a Better Mortgage

  • July 6, 2022
  •   •  
  • 5 min. read time

Bump up your credit score in less than 60 days and you could save thousands on your next mortgage. Financial freedom is possible.

mortgage blog, fha 203(k) home loan, preferred rate

FHA 203(k) Home Loan is Perfect for Fixer-Uppers

  • June 29, 2022
  •   •  
  • 5 min. read time

Buying a fixer-upper with an FHA 203(k) home loan can help homebuyers roll repair costs into one mortgage payment and build home equity fast.

mortgage blog, home remodel, renovation, preferred rate

Top 5 Strategies to Stay on Budget for Your Next Home Remodel

  • June 22, 2022
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  • 4 min. read time

Save money on your next home remodel! These top 5 strategies can help you stay on budget, plan ahead and get the best financing.

mortgage blog, refinance, fixed-rate mortgage

Refinance to a Fixed-Rate Mortgage and Lower Your Payment

  • June 15, 2022
  •   •  
  • 4 min. read time

Refinance now to a fixed-rate mortgage to gain financial stability and a steady mortgage payment that can save you money.

blog renovation interior

Top Home Renovation Loans for 2022

  • June 8, 2022
  •   •  
  • 4 min. read time

Starting a home renovation in 2022 can help increase the value of your home and save money with these top renovation loans.

mortgage blog, all-cash offer, cashbuys, cash buys program

Make an All-Cash Offer with Our CashBuys Program

  • June 1, 2022
  •   •  
  • 4 min. read time

Homebuyers can make an all-cash offer with the CashBuys program, without having to pay cash up front. Your dream home is closer than you think.

mortgage blog, reverse mortgage, happy couple, preferred rate

Benefits of a Reverse Mortgage When Costs are Rising

  • May 25, 2022
  •   •  
  • 5 min. read time

Improve cash flow, defer your mortgage payments and get cash out. Learn the pros and cons to decide if a reverse mortgage is a good fit.

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equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2022 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in NV. AZ Corp BK 1014819. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV