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Top mortgage news and helpful tips from experts you can trust

mortgage blog, mortgage points, preferred rate

When is it Smart to Buy Mortgage Points?

  • May 18, 2022
  •   •  
  • 5 min. read time

Buying mortgage points can lower your interest rate and your monthly payment. But it's not always a smart decision. Learn the pros and cons.

mortgage blog, student loan debt, graduation

Can I Qualify for a Mortgage With Student Loan Debt?

  • May 11, 2022
  •   •  
  • 4 min. read time

Student loan debt can cause financial stress when you're ready to buy a house for the first time. But it doesn't need to! Find out how…

mortgage blog, refinancing, fha loan to conventional

Refinancing an FHA Loan to a Conventional Loan

  • May 3, 2022
  •   •  
  • 5 min. read time

Refinancing an FHA loan to a conventional loan could save you thousands of dollars on your mortgage. Find out how.

mortgage blog, mortgage rates, how much can I afford, preferred rate

Mortgage Rates are Rising: How Much Can I Afford?

  • April 27, 2022
  •   •  
  • 4 min. read time

Mortgage rates are rising. Lock your rate today, find out what you can afford, and get the mortgage you deserve.

mortgage blog, jumbo loan, pre-approval, preferred rate

2022 Jumbo Loans: Get Pre-approved and Lock Your Rate

  • April 20, 2022
  •   •  
  • 4 min. read time

Get pre-approved now and lock in a low mortgage rate. Jumbo loans offer higher limits and greater flexibility for homeowners in 2022.

mortgage blog, finance, investment property, preferred rate

5 Best Tips to Finance an Investment Property

  • April 12, 2022
  •   •  
  • 4 min. read time

Deciding how to finance an investment property is often a tough decision. These 5 tips can help you get started and put you on a path…

mortgage blog, buying a home, preferred rate

Buying a Home? Ask Yourself These 5 Questions First

  • April 5, 2022
  •   •  
  • 4 min. read time

Buying a new home is exciting and stressful all at once. Ask yourself these 5 questions and you'll be ready to make your best offer.

mortgage blog, how to pay closing costs, preferred rate

How to Pay Closing Costs Without Going Broke

  • March 30, 2022
  •   •  
  • 4 min. read time

Closing costs can be a big expense when you purchase a home or refinance, but there are great options to help make it affordable.

mortgage blog, VA loans, 2022, preferred rate

VA Loans: Benefits and Guidelines for 2022

  • March 22, 2022
  •   •  
  • 3 min. read time

VA loans remain one of the best mortgage options for active-duty service members, veterans and eligible spouses. See why.

mortgage blog, tenancy in common, preferred rate

Top 5 Benefits to Tenancy in Common Financing in 2022

  • March 15, 2022
  •   •  
  • 5 min. read time

Tenancy in common (TIC) financing is a modern solution to becoming a property owner at the best mortgage rate. Find out how to qualify.

mortgage blog, home buying, bidding war

Buying a House in Spring 2022: How to Win the Bidding War

  • March 8, 2022
  •   •  
  • 4 min. read time

Win the bid for your dream home with these 5 strategies. Home buying season has started! Get your best mortgage today.

mortgage blog, refinance, no appraisal, preferred rate

How to Refinance a Mortgage Without An Appraisal

  • March 1, 2022
  •   •  
  • 4 min. read time

Learn how to refinance your mortgage without an appraisal in 2022. Find out if you're eligible and how to apply.

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equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2022 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in NV. AZ Corp BK 1014819. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

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CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”