Leverage what you know

Top mortgage news and helpful tips from experts you can trust

blog house with pool, mortgage, preferred rate

Find Out How Much You Can Afford for Your Best Mortgage

  • November 23, 2021
  •   •  
  • 4 min. read time

Mortgage calculators offer ballpark figures at best. Find out much you can afford on your next mortgage and the right home loan you deserve.

blog, all-cash offer, preferred rate, mortgage blog

5 Strategies to Beat an All-Cash Offer

  • November 16, 2021
  •   •  
  • 3 min. read time

All-cash offers are all too common, but you can beat an all-cash offer with these 5 strategies. Get pre-approved and win your next offer.

mortgage blog, buy a duplex, preferred rate

How to Buy a Duplex with FHA Financing

  • November 9, 2021
  •   •  
  • 4 min. read time

Generate rental income and build wealth when you buy a duplex or multi-unit property. Find out how to qualify and start investing.

blog young businessman, mortgage blog, mortgage points, preferred rate

When is it a Good Idea to Buy Mortgage Points?

  • November 2, 2021
  •   •  
  • 4 min. read time

Decide whether or not to buy mortgage points, how to save money on your mortgage, and lower your monthly mortgage payment.

blog blue home evening, mortgage blog, primary residence, preferred rate

How to Declare a Primary Residence & Why it Matters

  • October 27, 2021
  •   •  
  • 3 min. read time

You can save thousands on your mortgage when you declare your home as a primary residence. Learn how to qualify.

blog family of three backyard

Does Every Mortgage Need an Escrow Account?

  • October 19, 2021
  •   •  
  • 5 min. read time

A mortgage escrow account could bring you stability and peace, but you should weigh your options before you say yes. Find out why.

blog signature, mortgage blog, preferred rate

Should You Have a Co-Signer on a Mortgage?

  • October 12, 2021
  •   •  
  • 4 min. read time

A co-signer could help you qualify for a better mortgage, but making the decision isn't easy. Learn the benefits and how to get started.

blog business woman at desk

4 Ways to Get Rid of PMI and Lower Your Mortgage Payment

  • October 5, 2021
  •   •  
  • 4 min. read time

Find out how to get rid of PMI for good. If you have at least 80% equity in your home, these options can save you money…

blog man home improvement

Top 5 Hidden Costs of a Home Remodeling Project

  • September 28, 2021
  •   •  
  • 4 min. read time

Save money and reduce stress by tackling these hidden costs head on. Find out the 5 costly surprises in every home remodeling project.

reverse mortgages pros and cons

Reverse Mortgages: All You Need to Know

  • September 24, 2021
  •   •  
  • 5 min. read time

Defer your mortgage payments and get cash out with a reverse mortgage. Learn the benefits and the pitfalls to decide if it's the best option.

7 Ways to Increase the Value of Your Home

7 Ways to Increase the Value of Your Home

  • September 14, 2021
  •   •  
  • 5 min. read time

If you want to increase the value of your home, these 7 top projects can make it happen. All renovations aren't created equal.

Finance a Fixer-Upper with the FHA 203(k) Loan

Finance a Fixer-Upper with the FHA 203(k) Home Loan

  • September 9, 2021
  •   •  
  • 5 min. read time

Finance a fixer-upper with the FHA 203k home loan and get all your renovation costs rolled into one mortgage payment. Find out how.

Ajax Loader

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2021 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in AZ and NV. AZ Corp BK 0906702. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844-)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”