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Top mortgage news and helpful tips from experts you can trust

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Financial Fitness: April 2024

  • April 11, 2024
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  • 4 min. read time

The Preferred Rate Financial Fitness April edition is here, with new opportunities, trends, and events shaping markets and the economy.

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Who Qualifies as a First-Time Homebuyer?

  • April 10, 2024
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  • 4 min. read time

Don’t let the “first-time” fool you. Qualifying as a first-time homebuyer doesn’t mean you can’t have ever owned a home.

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Don’t Miss These Top 5 Tax Breaks for Homeowners

  • April 3, 2024
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  • 6 min. read time

We’re completely aware that taxes can get complicated, but that’s why we’re here to help! 

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8 Questions Homebuyers Should Ask About Mortgages

  • March 11, 2024
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  • 6 min. read time

Don't worry if you're feeling overwhelmed because you're unsure about all the ins and outs of securing a home loan. We've got your back!

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Preferred Rate Financial Fitness: March 2024

  • March 6, 2024
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  • 6 min. read time

Your Financial Fitness for March 2024

Changes in interest rates.

Interest Rate Buydowns: Permanent vs. Temporary Buydowns

  • March 4, 2024
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  • 4 min. read time

Preferred Rate has buydown options to help you reduce your mortgage interest rate and get you the lowest monthly payments possible. 

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6 Things to Know Before Building a Custom Home

  • February 20, 2024
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  • 4 min. read time

Building your dream home is the most amazing thing ever (next to your kids), but like your kids, it requires careful planning and consideration.

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Is Building a Home Right for You?

  • February 15, 2024
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  • 4 min. read time

Searching for a home can be an exciting process, but this journey can quickly get frustrating if you can’t find what you’re looking for.

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The Pros and Cons of Buying New Construction

  • February 12, 2024
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  • 4 min. read time

Have you ever wondered about the pros and cons of buying a new-construction home from a builder?

Understanding a 3-2-1 Interest Rate Buydown

  • February 9, 2024
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  • 4 min. read time

3-2-1, blastoff! We’re breaking down the benefits, savings, and everything you need to know about how a 3-2-1 interest rate buydown works!

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Preferred Rate Financial Fitness: February 2024

  • February 1, 2024
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  • 5 min. read time

As we step into the month of love, let's show some affection to our finances!

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What Is a Good Credit Score to Get a Mortgage Loan?

  • January 23, 2024
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  • 5 min. read time

Whether you’re a first-time buyer or looking to upgrade, understanding your credit is key.

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