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buy a home, mortgage, inflation, mortgage blog

Will Mortgage Rates Rise With Inflation?

  • January 25, 2022
  •   •  
  • 3 min. read time

If you're thinking of buying a home in 2022, apply now. Mortgage rates are still low, but not be for long with inflation on the rise.

mortgage blog, home renovation, 2022, preferred rate

Save Money on Your Home Renovation in 2022

  • January 18, 2022
  •   •  
  • 4 min. read time

Starting a home renovation in 2022 can help increase the value of your home and save money with these top renovation loans.

mortgage blog, buy a condo, 2022, preferred rate

Buying a Condo in 2022: Five Steps to Ownership

  • January 11, 2022
  •   •  
  • 4 min. read time

Buying a condo in 2022 can put you on the fast track to homeownership and financial security. Ask these five questions before you sign.

mortgage blog, arm, adjustable-rate mortgage, preferred rate

Is an ARM Better Than a Fixed-Rate Mortgage for New Homebuyers?

  • January 4, 2022
  •   •  
  • 5 min. read time

An adjustable-rate mortgage (ARM) often has a low interest rate, but is it a good fit for new homebuyers? Compare and decide.

mortgage blog, title insurance, preferred rate

Why Title Insurance is a Good Idea for Every Homeowner

  • December 28, 2021
  •   •  
  • 3 min. read time

Title insurance can protect you and your home from ownership claims, legal disputes and more. Learn everything you need to know.

mortgage blog, refinance, 15 year fixed rate, preferred rate

Consider a 15-year Fixed-Rate Mortgage Before Rates Rise

  • December 21, 2021
  •   •  
  • 4 min. read time

Apply now for a 15-year fixed-rate mortgage to get the best mortgage at the lowest rate. Can it help you reach your financial goals sooner?

mortgage blog, jumbo loan, conforming limits 2022, preferred rate

Jumbo Loans and New Conforming Limits for 2022


  • December 14, 2021
  •   •  
  • 4 min. read time

Jumbo loans offer higher limits and greater flexibility for homeowners. See the new limits for 2022 and how to qualify for a low mortgage rate.

mortgage blog, refinance, cash out, preferred rate

Refinance a Mortgage to Pay Off Debt for 2022

  • December 7, 2021
  •   •  
  • 5 min. read time

Refinance your mortgage and pay off debt for the new year. Fast track your mortgage refinance with these tips while rates are low.

mortgage blog, mortgage pre-approval, preferred rate

How to Get a Fast Mortgage Pre-Approval

  • November 30, 2021
  •   •  
  • 4 min. read time

Getting pre-approved gives you a competitive edge in the housing market. A mortgage pre-approval secures your loan at the start.

blog house with pool, mortgage, preferred rate

Find Out How Much You Can Afford for Your Best Mortgage

  • November 23, 2021
  •   •  
  • 4 min. read time

Mortgage calculators offer ballpark figures at best. Find out much you can afford on your next mortgage and the right home loan you deserve.

blog, all-cash offer, preferred rate, mortgage blog

5 Strategies to Beat an All-Cash Offer

  • November 16, 2021
  •   •  
  • 3 min. read time

All-cash offers are all too common, but you can beat an all-cash offer with these 5 strategies. Get pre-approved and win your next offer.

mortgage blog, buy a duplex, preferred rate

How to Buy a Duplex with FHA Financing

  • November 9, 2021
  •   •  
  • 4 min. read time

Generate rental income and build wealth when you buy a duplex or multi-unit property. Find out how to qualify and start investing.

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© 2022 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

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Licensed as Preferred Rate in AL, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in AZ and NV. AZ Corp BK 0906702. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

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Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

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CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”