Your   homeownership journey starts here

The mortgage process simplified.
Fast approvals, local experts, trusted results.

Smiling man in formal suit at Preferred Rate event.
Image of Adam Branson at a Preferred Rate event, showcasing professional attire and friendly demeanor.
Beautiful modern craftsman house with landscaped front yard and double garage.
A stunning modern craftsman-style house featuring a landscaped front yard, large windows, and a spacious double garage.

NMLS: #185167

Adam Branson

Mortgage Advisor

Native East Tennessean who is passionate about helping others achieve the American Dream of not only owning a home, but also building wealth through homeownership

Licensed in:

TN

Why work with me?

5.0/5 Rating

13 reviews

Real clients. Real results.

Amazing service! Adam gets the job done!!!

Cara L

Adam was very helpful and quick and I highly recommend him.

Meera G

Adam is the best in the business. He went above and beyond to make sure our home closed on time in a very narrow closing window. He was impressively responsive not only with us but with both realty agents involved. I cannot recommend him enough. He will be our first call in any future realty ventures and he should be your first call as well

Justin G

Adam was a pleasure to work with! He answered all of my first time home buyer questions and responded very quickly! I would highly recommend using him to anyone! 

Chelsey E

Everyone at preferred were great to work with! They answered all my questions and made my first time buying a home very smooth! I would highly recommend using them to anyone!! 

Chelsey E

Adam has a very personal approach. He ensures to achieve things in a thorough and timely manner.

Brandon M

Adam was great to work with. There was a couple hiccups but the company and adam made them right. I will recommend this company to anyone

The Nomad D

I don’t think I can quite recommend working with Adam enough. I’m not sure I can sum up in a review how consistent, knowledgeable, honest, friendly, and supportive he and his entire team were. We were purchasing our very first home and to say that we came into the process with very little knowledge of all it entails would be an understatement. Adam always answered all of our questions with patience and transparency, he gave advice that benefited us tremendously and through the entire process we knew with certainty that he cared about our best interest and what was going to serve us the best. If you are looking for someone who will make the daunting task of purchasing a home seem like something that’s not only achievable but also enjoyable then Adam is the guy you want. Five stars isn’t enough but it’s the highest they will let us go. Work with Adam and his team - you won’t regret it.

Katie T

Adam was incredible. He was present with our questions and concerns every step of the way. We shopped four different lenders when we began this home buying process and Adam stood out as the clear choice from the beginning. He is knowledgeable, compassionate and willing to talk through any and every scenario that may arise. We were comfortable with him immediately and he had our trust right away. I wouldn’t change a thing. Our experience was wonderful and will recommend Adam to everyone we know.Thank you for all your help and expertise Adam. You made this process a pleasure.

Sarah La R

Adam was very helpful and efficient! Quick at replying to any and all questions. I would highly recommend him to anyone!

Ashley K

Very communicative. Professional. We felt valued and respected. Adam gave us peace of mind throughout our loan experience. So grateful for him and his team as we navigated the process of buying our home.

Carol N

Adam and his crew were phenomenal through the entire process. Communication was extraordinary. Adam let us know what to expect every step of the way, as did his crew. We were very comfortable with the process. And we will be recommending you all to friends in the future if they need your services. Thank you so very much and we love our new house and we are very excited to continue our next adventure in our lives. The Nissens

Carol N

Adam went above and beyond!  Great communicator, friendly, knowledgeable and willing to go the extra mile to find the best rates and minimize closing costs.  We were in good hands with Adam Branson!

Andrew H

Loan Programs

Beautiful modern craftsman-style house with a landscaped front yard and garage.
A stunning craftsman-style home featuring a welcoming porch, modern design, and the 1% Home Loan Program.
1% Home Loan Program

Featured

Man using smartphone at home, exploring conventional loan options.
Man reviewing mortgage options on his phone in a cozy living room setting.
Conventional Loans

Featured

Comfortable living room featuring a fireplace, wall-mounted TV, and stylish decor for a welcoming ho.
A welcoming living room with a fireplace, wall-mounted TV, and elegant decor, ideal for relaxing and entertaining in a cozy home setting.
Down Payment Assistance (DPA)

Featured

Happy couple working on home renovation inside a room with construction tools.
A smiling couple during a home renovation project, standing on stairs with construction supplies around them.
Home Renovation
Beautiful house exterior with porch, windows, and landscaped yard.
A charming two-story house featuring a spacious front porch, large windows, and a well-maintained lawn, ideal for HELOC loan considerations.
HELOC Loans
Luxury home with a spacious driveway and well-maintained landscaping for jumbo loan financing.
Explore jumbo loan options for financing high-value homes like this beautiful property.
Jumbo Loans
Beautiful blue house with landscaped yard, ideal for low down payment mortgage options.
Charming blue home surrounded by lush greenery, perfect for those seeking low down payment loan solutions.
Low Down Payment Loans
Buydown mortgage rates with temporary payment reductions.
Learn how temporary buydowns can lower your mortgage payments during the initial years of homeownership.
Temporary Buydowns
Child on Veteran's shoulders with American flag, symbolizing VA loan benefits.
Supporting veterans and families with VA home loan options and resources.
VA Loans
Construction financing solutions for building your dream home or project. Expert guidance for seamle.
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Construction Financing
FHA loan approval process with Preferred Rate for homebuyers.
Happy couple discussing FHA loan options at home.
FHA Loans
Modern two-story house with garage, ideal for bridge loan financing.
A contemporary two-story home with a spacious garage, perfect for real estate bridge loans and investment opportunities.
Bridge Loans
Affordable community lending options for homebuyers.
Aerial view of a new residential property in a friendly neighborhood.
Community Lending
Colorful Victorian-style condominiums with detailed architecture and lush greenery.
Beautiful Victorian-style condominiums with intricate details and vibrant colors, perfect for condominium loan options.
Condominium Loans
Nurse smiling with tablet, promoting first responder loan programs.
A nurse smiling while holding a tablet, highlighting loan options for first responders, teachers, and nurses.
First Responders – Nurses – Teacher Loans
Beautiful manufactured home with a welcoming porch and landscaped yard.
A charming manufactured home featuring a spacious porch and lush landscaping, ideal for comfortable living.
Manufactured Home Loans
Senior couple exploring reverse mortgage options on laptop.
Elderly couple discussing reverse mortgage benefits using a laptop at home.
Reverse Mortgages
USDA loan approval process for rural home financing.
A couple stands outside a new house, symbolizing rural homeownership with USDA loans.
USDA Loans
Man using a laptop on a bean bag chair, promoting flexible bank statement loans.
Comfortable man working on a laptop at home, highlighting flexible bank statement loan options for homebuyers.
Bank Statement Loans
Home loan options for quick approval and competitive rates.
Simplify your home buying process with Preferred Rate's SmartBuy program.
Click n’ Close SmartBuy National DPA
Spacious living room with comfortable seating, large windows, and stylish decor.
A bright, inviting living room featuring a blue sofa, wooden chairs, and a fireplace with logs, perfect for relaxing or entertaining.
DSCR Loans (Investment Loans)

Featured

Expanded Credit Loans living room with modern furniture and cozy decor.
Comfortable living room featuring yellow armchairs, a fireplace, and a flat-screen TV, ideal for home improvement financing options.
Expanded Credit Loans
Expanded Income Loans for Home Improvements.
Modern house with landscaped yard and garden.
Expanded Income Loans
Loan options for international clients seeking financial solutions.
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Loans for Foreign Nationals
Healthcare professional loan options for doctors and medical staff. Secure funding to grow your medi.
Image of a smiling doctor holding a clipboard in a medical office setting. Perfect for promoting medical professional loan services.
Medical Professional Loans
Preferred Rate Pathway DPA Program interior design.
Spacious living room with contemporary furniture and a sleek kitchen setup.
Pathway DPA Program
Secure lock program for home safety and security.
Beautiful blue house featuring a secure lock program for enhanced home safety.
Secure Lock Program
Seller PreLock Program for homeowners to secure home sale options.
A woman reviews her home sale options on a tablet in a bright, modern kitchen, highlighting the Seller PreLock Program benefits.
Seller PreLock Program

Refinance With Purpose

Every refinance starts with a goal. Whether you want to lower your payment, shorten your term, or access equity, we’ll build a strategy around
what matters most to you.

Consolidate Debt

Simplify what you owe. Use your home’s equity to combine high-interest debt into one  payment.

Lower Payments

Improve monthly cash flow. Even a small rate adjustment can create  savings over time.

Get Cash Out

Access equity with intention. Turn your home’s value into funds for renovations, education, retirement, or financial goals.

Change to Fixed Rate

Stabilize your payment. Move from a variable rate to predictable payments built for long-term planning.

Refinance VA Loan

Use a VA refinance program to improve your terms, access cash, or reduce your monthly payment.

Discover your home’s value instantly.

Get a personalized home value report powered by real market data. Track equity, explore trends, and stay informed about your property.

Home loan approval process with competitive rates at Preferred Rate. Secure your mortgage today with.
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Preferred Rate logo with financial graph and rate drop notification.
A logo for Preferred Rate featuring a financial graph and a notification about interest rate drops.

We'll watch the market for you

Set your target interest rate and we’ll notify you when it hits. No spam, just smart alerts.

Mortgage Calculator

Estimate your monthly payment in seconds.

$400,000

$50k $2M+

Customize taxes, insurance & HOA

Not required (Down payment ≥ 20%)
Estimated Monthly Payment

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Principal & Interest Mortgge Loan
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Property Tax Estimated
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Home Insurance Estimated
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HOA & PMI Fees
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Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes.

Frequently asked
questions

With short and easy to understand answers.

Couldn’t find your answer?

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Home Loan Guides
& Checklists

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Ready to take the
next step?

Set your target interest rate and we’ll notify you when it hits. No spam, just smart alerts.

  • Competitive rates
  • Expert support
  • Easy process