Your   homeownership journey starts here

The mortgage process simplified.
Fast approvals, local experts, trusted results.

Alexandria Giron smiling, promoting financial services at Preferred Rate.
Professional portrait of Alexandria Giron, a representative at Preferred Rate, in a bright office setting.
Beautiful modern craftsman house with landscaped front yard and double garage.
A stunning modern craftsman-style house featuring a landscaped front yard, large windows, and a spacious double garage.

NMLS: #1574810

Alexandria Giron

Mortgage Advisor

Alex Giron is a Mortgage Advisor at Preferred Rate for the state of Illinois. Shortly after studying Industrial Organization at DePaul University in Chicago, she became a real estate agent focusing on buyer relations. Real estate has been a part of Alex’s life from the beginning, coming from the third generation of realtors in her family. The transition to mortgage lending was an easy and perfect fit to utilize her financial and problem solving skills. Her goals primarily focus on the success and well-being of her clients. Alex is also very involved with her Hispanic community and continuously dedicates her time and expertise to those in need. She aims with an ethical approach to advance other’s growth and prosperity.

Licensed in:

IL

Why work with me?

5.0/5 Rating

19 reviews

Real clients. Real results.

Gracias Alex, por el apoyo en el trámite de nuestra hipoteca, gracias por la paciencia y tu profesionalismo, Dios te Bendiga, te recomendamos al 💯

Rocio M

Alex, is passionate, caring and super efficient!If you care for excellence and stressless process, call Alex, she is just awesome. This is the most stressless financing I have ever Experienced, after several Real Estate Purchases.

Maria H

IT was a true joy working with Alex, she helped me understand every step and detail of the process. I have worked with other loan advisors in the past and there is absolutely no comparison with Alex, she is simply the best!

Maria H

Thank you for all your patients!! And for your hard work !! You are so awesome!!!

Josy G

My wife and I were first time buyers and Alex Giron made the whole process so easy for us! She really did an amazing job educating us on the process and made everything very easy to understand. She is very knowledgeable, friendly, and efficient! We highly recommend Alex and the rest of her team for anyone looking to buy a home! 5/5 Stars!

Grant O

I have seen first hand how preferred rateHandle my home buying, very expirance pleasurable made you feel very conferting and walk you through hand an hand i would recommend anyone to preferred i was a good buying experience thankyou im a home owner.

Noemi O

Alex a great person. She help us with are loan and she answers all are questions the we had when we had them. She explained the loans details so we would understand.

Juana E

Alex was amazing! She helped us through the loan process always letting us know what we needed so we can get our home. Thank you you helping us through to get our home!

Anabel S

Alex from the beginning of our loan had advice us and guide us to the right direction. has done and amazing job to keep us updated... Highly recommended her thank you so much.

Rene M

Alex was amazing to work with. She helped us secure our loan and guided us every step of the way. She was always available to answer questions and explain things clearly. We couldn’t have asked for a better experience.

Kevin P

Alex Giron was super great to work with. Great communication and super knowledgeable. Made the home buying process extremely easy!! I will continue to recommend to ANYONE looking to purchase a home!

Kevin P

Good experience

Alberto A

Recommend 100% Alex was very helpful answer all my questions

Antonio B

Loan Programs

Spacious living room with comfortable seating, large windows, and stylish decor.
A bright, inviting living room featuring a blue sofa, wooden chairs, and a fireplace with logs, perfect for relaxing or entertaining.
DSCR Loans (Investment Loans)

Featured

Beautiful modern craftsman-style house with a landscaped front yard and garage.
A stunning craftsman-style home featuring a welcoming porch, modern design, and the 1% Home Loan Program.
1% Home Loan Program

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Man using smartphone at home, exploring conventional loan options.
Man reviewing mortgage options on his phone in a cozy living room setting.
Conventional Loans

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Comfortable living room featuring a fireplace, wall-mounted TV, and stylish decor for a welcoming ho.
A welcoming living room with a fireplace, wall-mounted TV, and elegant decor, ideal for relaxing and entertaining in a cozy home setting.
Down Payment Assistance (DPA)

Featured

Refinance Loan
Child on Veteran's shoulders with American flag, symbolizing VA loan benefits.
Supporting veterans and families with VA home loan options and resources.
VA Loans
USDA loan approval process for rural home financing.
A couple stands outside a new house, symbolizing rural homeownership with USDA loans.
USDA Loans
FHA loan approval process with Preferred Rate for homebuyers.
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FHA Loans
Beautiful blue house with landscaped yard, ideal for low down payment mortgage options.
Charming blue home surrounded by lush greenery, perfect for those seeking low down payment loan solutions.
Low Down Payment Loans
Beautiful house exterior with porch, windows, and landscaped yard.
A charming two-story house featuring a spacious front porch, large windows, and a well-maintained lawn, ideal for HELOC loan considerations.
HELOC Loans
Happy couple working on home renovation inside a room with construction tools.
A smiling couple during a home renovation project, standing on stairs with construction supplies around them.
Home Renovation
Luxury home with a spacious driveway and well-maintained landscaping for jumbo loan financing.
Explore jumbo loan options for financing high-value homes like this beautiful property.
Jumbo Loans
Man using a laptop on a bean bag chair, promoting flexible bank statement loans.
Comfortable man working on a laptop at home, highlighting flexible bank statement loan options for homebuyers.
Bank Statement Loans
Construction financing solutions for building your dream home or project. Expert guidance for seamle.
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Construction Financing
Beautiful manufactured home with a welcoming porch and landscaped yard.
A charming manufactured home featuring a spacious porch and lush landscaping, ideal for comfortable living.
Manufactured Home Loans
Colorful Victorian-style condominiums with detailed architecture and lush greenery.
Beautiful Victorian-style condominiums with intricate details and vibrant colors, perfect for condominium loan options.
Condominium Loans
Healthcare professional loan options for doctors and medical staff. Secure funding to grow your medi.
Image of a smiling doctor holding a clipboard in a medical office setting. Perfect for promoting medical professional loan services.
Medical Professional Loans
Nurse smiling with tablet, promoting first responder loan programs.
A nurse smiling while holding a tablet, highlighting loan options for first responders, teachers, and nurses.
First Responders | Nurses | Teacher Loans
Affordable community lending options for homebuyers.
Aerial view of a new residential property in a friendly neighborhood.
Community Lending
Buydown mortgage rates with temporary payment reductions.
Learn how temporary buydowns can lower your mortgage payments during the initial years of homeownership.
Temporary Buydowns
Modern two-story house with garage, ideal for bridge loan financing.
A contemporary two-story home with a spacious garage, perfect for real estate bridge loans and investment opportunities.
Bridge Loans
Expanded Income Loans for Home Improvements.
Modern house with landscaped yard and garden.
Expanded Income Loans
Loan options for international clients seeking financial solutions.
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Loans for Foreign Nationals
Home loan options for quick approval and competitive rates.
Simplify your home buying process with Preferred Rate's SmartBuy program.
Click n’ Close SmartBuy National DPA
Expanded Credit Loans living room with modern furniture and cozy decor.
Comfortable living room featuring yellow armchairs, a fireplace, and a flat-screen TV, ideal for home improvement financing options.
Expanded Credit Loans
Senior couple exploring reverse mortgage options on laptop.
Elderly couple discussing reverse mortgage benefits using a laptop at home.
Reverse Mortgages
Seller PreLock Program for homeowners to secure home sale options.
A woman reviews her home sale options on a tablet in a bright, modern kitchen, highlighting the Seller PreLock Program benefits.
Seller PreLock Program
Preferred Rate Pathway DPA Program interior design.
Spacious living room with contemporary furniture and a sleek kitchen setup.
Pathway DPA Program
Rhyze HELOC
Secure lock program for home safety and security.
Beautiful blue house featuring a secure lock program for enhanced home safety.
Secure Lock Program

Refinance With Purpose

Every refinance starts with a goal. Whether you want to lower your payment, shorten your term, or access equity, we’ll build a strategy around
what matters most to you.

Consolidate Debt

Simplify what you owe. Use your home’s equity to combine high-interest debt into one  payment.

Lower Payments

Improve monthly cash flow. Even a small rate adjustment can create  savings over time.

Get Cash Out

Access equity with intention. Turn your home’s value into funds for renovations, education, retirement, or financial goals.

Change to Fixed Rate

Stabilize your payment. Move from a variable rate to predictable payments built for long-term planning.

Refinance VA Loan

Use a VA refinance program to improve your terms, access cash, or reduce your monthly payment.

Discover your home’s value instantly.

Get a personalized home value report powered by real market data. Track equity, explore trends, and stay informed about your property and mortgage loan.

Home loan approval process with competitive rates at Preferred Rate. Secure your mortgage today with.
Beautiful suburban house at sunset, showcasing a cozy home with a well-maintained lawn and welcoming entrance.
Preferred Rate logo with financial graph and rate drop notification.
A logo for Preferred Rate featuring a financial graph and a notification about interest rate drops.

We'll watch the market for you

Set your target interest rate and we’ll notify you when it hits. No spam, just smart alerts.

Mortgage Loan Calculator

Estimate your monthly payment in seconds.

$400,000

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Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes.

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