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NMLS: #320915

Andrew Fleshman

Branch Manager

Awards

(1)

President’s Club Award

Andrew Fleshman is a Branch Manager and Residential Loan Officer with Preferred Rate, serving clients throughout Columbus, Sunbury, and the greater Central Ohio market. He is known for helping homebuyers navigate the mortgage process with clarity, confidence, and a strategic approach that eliminates surprises.

With years of experience in the mortgage industry, Andrew has built his business around one core principle, making the home financing process simple, transparent, and well structured from the start. He understands that buying a home is one of the most important financial decisions a person will make and treats every client’s situation with the same level of care and attention he would give his own.

Andrew is recognized for his responsive communication and proactive guidance. From the initial conversation, he provides detailed payment breakdowns, clear cash to close expectations, and fully structured loan strategies so clients know exactly what to expect before making an offer. This approach creates stronger offers, smoother transactions, and a more confident experience for both buyers and agents.

He works with a wide range of clients, including first-time homebuyers looking for education and direction, move-up buyers navigating larger financial decisions, veterans utilizing VA loan benefits, and real estate investors focused on long-term wealth building. He also partners closely with real estate agents who value speed, reliability, and consistent communication throughout the process.

Clients often describe Andrew as reliable, straightforward, knowledgeable, and easy to work with. His ability to simplify complex financial details and solve problems efficiently has helped many buyers move forward with confidence.

Andrew lives in Sunbury, Ohio with his wife, Heidi, and their two children, Drew and Scarlett. Outside of work, he enjoys following Ohio State football, golfing, traveling, and working on home renovation and design projects. He is also actively involved in the local real estate and business community, collaborating with agents and staying engaged in conversations that impact housing and growth throughout Central Ohio.

At the end of the day, Andrew’s goal is simple, to serve as a trusted partner in the homebuying process and ensure every client feels informed, prepared, and confident from application to closing.

Licensed in:

OH

Specialties:

First-Time Homebuyer Loans

VA Loans – Purchase & Cash-Out Refinance

Jumbo & Move-Up Buyer Financing

Investment Property Loans (1–4 Units)

Renovation Loans (FHA 203k & Conventional Rehab Loans)

Pre-Approvals That Win Offers

Lending Specialties

First-Time Homebuyer Loans

VA Loans – Purchase & Cash-Out Refinance

Jumbo & Move-Up Buyer Financing

Investment Property Loans (1–4 Units)

Renovation Loans (FHA 203k & Conventional Rehab Loans)

Pre-Approvals That Win Offers

Andrew Fleshman's
Awards and Recognition

President’s Club Award

Why work with me?

5.0/5 Rating

58 reviews

1,000+

Families helped

21–25 Days

Average close time

27 years

Of experience

Real clients. Real results.

Andrew is phenomenal and I would highly recommend him for your mortgage needs! When I have a buyer I am working with, he is always very communicative with both them and myself as the agent. He is friendly, helpful, and willing to help at all times!

Josie D

Andrew is an expert in the business. He’s a resource for anyone going though this process. His team is amazing and couldn’t have been more helpful. Being a first time home buyer he was patient and took the time to ensure I understood the process as well as provided insight from his experience for what’s ahead. Could not recommend more! 

Morgan S

enthusiastic - supportive - responsibility-friendly-trustily…his team is so fast…high recommend!

Chang D

Smooth experience. Always available to answer questions.

Emily S

Great experience. Made the process easy as possible. Very smooth transaction. Highly recommend Andrew and his team.

Brandon M

There are people who help you get a home loan, and then there’s Andrew. Knowledge and experience and expertise aside, he literally puts his life on hold until the loan funds. I couldn’t recommend him more.

Bobby A

I’ve worked with Andrew on two loans now. He has always fought to get the lowest rate for me and lowest cash to close. I’ve called so many lenders and truly no one can beat his offers especially cash to close. He’s been a wonderful person to work with, ALWAYS available and responds so promptly, and I will refer him to anyone I can!!

Beth H

Andrew was the consummate professional - very responsive, worked through all our questions and quickly identified/rectified issues. Would absolutely work with him and his team again.

Molly

Working with Andrew and his team was great! Easiest home purchase I’ve made.

Jackie P

Loan Programs

1% Home Loan Program

Featured

Conventional Loans

Featured

Down Payment Assistance (DPA)

Featured

Home Renovation
HELOC Loans
Jumbo Loans
Low Down Payment Loans
Temporary Buydowns
VA Loans
Construction Financing
FHA Loans
Bridge Loans
Community Lending
Condominium Loans
First Responders – Nurses – Teacher Loans
Manufactured Home Loans
Reverse Mortgages
USDA Loans
Bank Statement Loans
Click n’ Close SmartBuy National DPA
DSCR Loans (Investment Loans)

Featured

Expanded Credit Loans
Expanded Income Loans
Loans for Foreign Nationals
Medical Professional Loans
Pathway DPA Program
Secure Lock Program
Seller PreLock Program

Refinance With Purpose

Every refinance starts with a goal. Whether you want to lower your payment, shorten your term, or access equity, we’ll build a strategy around
what matters most to you.

Consolidate Debt

Simplify what you owe. Use your home’s equity to combine high-interest debt into one  payment.

Lower Payments

Improve monthly cash flow. Even a small rate adjustment can create  savings over time.

Get Cash Out

Access equity with intention. Turn your home’s value into funds for renovations, education, retirement, or financial goals.

Change to Fixed Rate

Stabilize your payment. Move from a variable rate to predictable payments built for long-term planning.

Refinance VA Loan

Use a VA refinance program to improve your terms, access cash, or reduce your monthly payment.

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