Your   homeownership journey starts here

The mortgage process simplified.
Fast approvals, local experts, trusted results.

Andy Magee, financial expert, representing Preferred Rate, offering mortgage and loan solutions.
Andy Magee, a trusted financial professional at Preferred Rate, specializes in mortgage and loan services.
Beautiful modern craftsman house with landscaped front yard and double garage.
A stunning modern craftsman-style house featuring a landscaped front yard, large windows, and a spacious double garage.

NMLS: #2029512

Andy Magee

Mortgage Advisor

Andy grew up in the Greater Cincinnati area. He has a passion for helping people and really enjoys assisting his clients find that perfect home. Whether it’s a first-time home buyer, growing family, or empty nester looking to downsize, he will do everything he can to help make that happen. Andy has 2 daughters and lives in Southeastern Indiana with his wife Tina.

Licensed in:

IN, OH and KY

Why work with me?

5.0/5 Rating

35 reviews

Real clients. Real results.

Got my loan done extremely quickly. Any questions he was able to answer. Did not have any problems.

Justin Tex M

Great team very professional and friendly

George P

Andy was great to work with - professional and easy to talk to. Recommend!

Eric S

Andy made everything so easy and smooth! I did most of it online! Any questions I had were quickly answered and explained. Highly recommend him!

Tracy C

Andy and his team were extremely helpful and patient throughout the whole process of buying our home. Strongly recommend working with him if you get the chance.

Matthew M

Love working with Andy and his team! So quick to get a response every time :) Thanks so much!

Samantha Burkhart R

Andy is AMAZING. My husband and I just bought our first house and Andy helped us so much and kept us updated throughout the entire process. 10/10 recommend

Natalie M

Andy did a fantastic job helping me navigate purchase of a new home. The process was easy and he was always available to answer questions, quick to do pre-approval letters and helped to get closing done very timely. And loved the personal touch at closing! Thanks Andy

Trina P

Wonderful to work with, everything went smoothly and Andy expertly helped guide us through the process!

Meredith T

Andy made my loan process smooth and easy. I always knew where my loan was during the process and closed early.

Justin H

Worked with us every step of the way start to finish. Great communication throughout the entire process. Went the extra mile working with crazy work schedules for closing late after hours. I really don't know how this would have completed with out this team.

Nelson L

Andy, was always available to answer our questions .Helpful in all ways, would definitely use his services again!!! Thanks Andy for a great experience

Russell B

I absolutely loved working with Andy on my recent home loan! He was very patient, informative, and made sure I was aware and ready for every step in the mortgage process. I am a first time home buyer so his expertise was greatly appreciated. I would recommend him to anyone looking for a mortage.

amber E

Very willing to do whatever is needed to help get people the financing they need.

kathy d

Andy was a great lender went above and beyond to help me would highly recommend

Kenny S

Andy is absolutely AMAZING! We were able to close on our condo in right at a month. He worked diligently on my behalf and made the entire process so much less stressful! I am a HUGE worrier! If he can calm me down, he is a magician! Along with my realtor, Chris Owens from ReMax, they completed this process in record time and my closing only lasted 22 minutes! I definitely recommend this dynamic duo!

McKenzie M

Can't say enough about how grateful I am for Andy and his time and effort he put in to this home buying process! Not many people will answer your call and work on a Friday night, while on vacation, so you can get your offer in by the next morning! He's the best!

Anna A

Andy and his team are amazing, and helped my sister and I along our process.

Hannah S

Andy is absolutely AMAZING! We were able to close on our condo in right at a month. He worked diligently on my behalf and made the entire process so much less stressful! I am a HUGE worrier! If he can calm me down, he is a magician! Along with my realtor, Chris Owens from ReMax, they completed this process in record time and my closing only lasted 22 minutes! I definitely recommend this dynamic duo!

McKenzie M

Once you are pre approved. They work pretty hard to get everything, you need to be final approved.

Gary B

I would definitely recommend Andy and the team to anyone needing mortgage services. They were totally awesome!!! There were a couple of hiccups but they were able to solve them. Andy and the team always keep you informed on the progress of the loan and quick to answer any and all questions.

Elizabeth Messelling S

Absolutely a blessing working with Andy snd his team. Thank you so much for all you have done.

Tracy Ann C

Very helpful and will easy to work with

Scott M

From start to finish this was one of the smoothest experiences we’ve ever had. Andy walked us through each stage, explained what was expected, and kept us informed of what was happening, Highly recommend!!

Sarah O

Super easy to work with! Andy's entire team were amazing. Highly recommend!!

Cathy F

Andy was great! Easy to talk to always keep me updated on the progress of my loan. Always took the time to explain anything I didn't understand I would definitely recommend Andy to anyone looking for a loan.

joshua a

Great experience and excellent to work with! Highly recommend

jeff s

Andy Magee was terrific with us. He went above and beyond to help us get into our new home. He helped us get assistance that we didn't even know we qualified for. If we ever had any questions he was always there to help no matter the time. We would highly recommend Andy and preferred rate mortgage for your home buying experience. Thank you!

jacob n

Andy was fantastic! He helped guide us throughout the process and made it as smooth as it could be. We highly recommend him. He is a tremendous blessing.

Michael B

We are so happy with our decision to work with Andy for the purchase of our first home. We went through quite the timeline to find the right home and Andy was patient and kept us confident in our search. He really does represent his clients best interests and has a wonderful team behind him. He and his team made the entire process so smooth and stress free.100/10 would recommend giving Andy a call!

Chealse M

Andy was absolutely amazing! He was very easy to work with, answered all of our questions, and went above and beyond. Definitely would highly recommend to anyone looking for their forever home ?

Samantha J

Andy was absolutely amazing! He was very easy to work with, answered all of our questions, and went above and beyond. Definitely would highly recommend to anyone looking for their forever home ?

Samantha J

I never realized how much buying a house is a group effort by the buyer, the realtor, and the people that help you get the loan. Going USDA was not easy, but Andy and his team made it happen for me and coached me into owning a new home. Very happy.

Greg H

Andy was able to provide us with the best rates for our loan. He was always available to answer our questions and explain the process of the loan. He explained everything in a way that made sense to me! I would definitely use preferred rate for our loans in the future!!

Amber R

Loan Programs

Spacious living room with comfortable seating, large windows, and stylish decor.
A bright, inviting living room featuring a blue sofa, wooden chairs, and a fireplace with logs, perfect for relaxing or entertaining.
DSCR Loans (Investment Loans)

Featured

Beautiful modern craftsman-style house with a landscaped front yard and garage.
A stunning craftsman-style home featuring a welcoming porch, modern design, and the 1% Home Loan Program.
1% Home Loan Program

Featured

Man using smartphone at home, exploring conventional loan options.
Man reviewing mortgage options on his phone in a cozy living room setting.
Conventional Loans

Featured

Comfortable living room featuring a fireplace, wall-mounted TV, and stylish decor for a welcoming ho.
A welcoming living room with a fireplace, wall-mounted TV, and elegant decor, ideal for relaxing and entertaining in a cozy home setting.
Down Payment Assistance (DPA)

Featured

Refinance Loan
Child on Veteran's shoulders with American flag, symbolizing VA loan benefits.
Supporting veterans and families with VA home loan options and resources.
VA Loans
USDA loan approval process for rural home financing.
A couple stands outside a new house, symbolizing rural homeownership with USDA loans.
USDA Loans
FHA loan approval process with Preferred Rate for homebuyers.
Happy couple discussing FHA loan options at home.
FHA Loans
Beautiful blue house with landscaped yard, ideal for low down payment mortgage options.
Charming blue home surrounded by lush greenery, perfect for those seeking low down payment loan solutions.
Low Down Payment Loans
Beautiful house exterior with porch, windows, and landscaped yard.
A charming two-story house featuring a spacious front porch, large windows, and a well-maintained lawn, ideal for HELOC loan considerations.
HELOC Loans
Happy couple working on home renovation inside a room with construction tools.
A smiling couple during a home renovation project, standing on stairs with construction supplies around them.
Home Renovation
Luxury home with a spacious driveway and well-maintained landscaping for jumbo loan financing.
Explore jumbo loan options for financing high-value homes like this beautiful property.
Jumbo Loans
Man using a laptop on a bean bag chair, promoting flexible bank statement loans.
Comfortable man working on a laptop at home, highlighting flexible bank statement loan options for homebuyers.
Bank Statement Loans
Construction financing solutions for building your dream home or project. Expert guidance for seamle.
Two workers in safety helmets working on a construction site, focusing on woodwork and project progress.
Construction Financing
Beautiful manufactured home with a welcoming porch and landscaped yard.
A charming manufactured home featuring a spacious porch and lush landscaping, ideal for comfortable living.
Manufactured Home Loans
Colorful Victorian-style condominiums with detailed architecture and lush greenery.
Beautiful Victorian-style condominiums with intricate details and vibrant colors, perfect for condominium loan options.
Condominium Loans
Healthcare professional loan options for doctors and medical staff. Secure funding to grow your medi.
Image of a smiling doctor holding a clipboard in a medical office setting. Perfect for promoting medical professional loan services.
Medical Professional Loans
Nurse smiling with tablet, promoting first responder loan programs.
A nurse smiling while holding a tablet, highlighting loan options for first responders, teachers, and nurses.
First Responders | Nurses | Teacher Loans
Affordable community lending options for homebuyers.
Aerial view of a new residential property in a friendly neighborhood.
Community Lending
Buydown mortgage rates with temporary payment reductions.
Learn how temporary buydowns can lower your mortgage payments during the initial years of homeownership.
Temporary Buydowns
Modern two-story house with garage, ideal for bridge loan financing.
A contemporary two-story home with a spacious garage, perfect for real estate bridge loans and investment opportunities.
Bridge Loans
Expanded Income Loans for Home Improvements.
Modern house with landscaped yard and garden.
Expanded Income Loans
Loan options for international clients seeking financial solutions.
A smiling woman using a tablet near a window, representing accessible loan services for foreign nationals.
Loans for Foreign Nationals
Home loan options for quick approval and competitive rates.
Simplify your home buying process with Preferred Rate's SmartBuy program.
Click n’ Close SmartBuy National DPA
Expanded Credit Loans living room with modern furniture and cozy decor.
Comfortable living room featuring yellow armchairs, a fireplace, and a flat-screen TV, ideal for home improvement financing options.
Expanded Credit Loans
Senior couple exploring reverse mortgage options on laptop.
Elderly couple discussing reverse mortgage benefits using a laptop at home.
Reverse Mortgages
Seller PreLock Program for homeowners to secure home sale options.
A woman reviews her home sale options on a tablet in a bright, modern kitchen, highlighting the Seller PreLock Program benefits.
Seller PreLock Program
Preferred Rate Pathway DPA Program interior design.
Spacious living room with contemporary furniture and a sleek kitchen setup.
Pathway DPA Program
Rhyze HELOC
Secure lock program for home safety and security.
Beautiful blue house featuring a secure lock program for enhanced home safety.
Secure Lock Program

Refinance With Purpose

Every refinance starts with a goal. Whether you want to lower your payment, shorten your term, or access equity, we’ll build a strategy around
what matters most to you.

Consolidate Debt

Simplify what you owe. Use your home’s equity to combine high-interest debt into one  payment.

Lower Payments

Improve monthly cash flow. Even a small rate adjustment can create  savings over time.

Get Cash Out

Access equity with intention. Turn your home’s value into funds for renovations, education, retirement, or financial goals.

Change to Fixed Rate

Stabilize your payment. Move from a variable rate to predictable payments built for long-term planning.

Refinance VA Loan

Use a VA refinance program to improve your terms, access cash, or reduce your monthly payment.

Discover your home’s value instantly.

Get a personalized home value report powered by real market data. Track equity, explore trends, and stay informed about your property and mortgage loan.

Home loan approval process with competitive rates at Preferred Rate. Secure your mortgage today with.
Beautiful suburban house at sunset, showcasing a cozy home with a well-maintained lawn and welcoming entrance.
Preferred Rate logo with financial graph and rate drop notification.
A logo for Preferred Rate featuring a financial graph and a notification about interest rate drops.

We'll watch the market for you

Set your target interest rate and we’ll notify you when it hits. No spam, just smart alerts.

Mortgage Loan Calculator

Estimate your monthly payment in seconds.

$400,000

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Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes.

Frequently asked
questions

With short and easy to understand answers.

Couldn’t find your answer?

info@preferredrate.com

Couldn’t find your answer?

info@preferredrate.com

Home Loan Guides
& Checklists

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next step?

Set your target interest rate and we’ll notify you when it hits. No spam, just smart alerts.

  • Competitive rates
  • Expert support
  • Easy process