Your homeownership journey starts here
The mortgage process simplified.
Fast approvals, local experts, trusted results.


NMLS: #220855
Andy Nester
Branch Manager/Sr. Mortgage Advisor
Phone number:
Email:
[email protected]Andy Nester is a seasoned mortgage professional with over 30 years of experience in the industry. Throughout his career, he has performed every duty involved in the loan process, from origination to closing, and has successfully managed numerous high producing teams. Andy has originated loans throughout the United States, cultivating a distinguished reputation for reliability in guiding clients toward their homeownership aspirations.
His expertise spans all types of loans, including Conventional, FHA, VA, Jumbo, and more—there isn’t a loan product his team hasn’t closed. Andy possesses a deep understanding of lending guidelines and is supported by a strong, dedicated team committed to making the borrowing process as smooth and efficient as possible. He is also committed to offering not only the best products available but also the most competitive rates in the market. This comprehensive knowledge allows him to navigate complex scenarios with ease, ensuring optimal outcomes for every transaction.
Andy cherishes his clients and referral partners, viewing each opportunity as a privilege to serve as a trusted advisor. Whether you’re a first-time homebuyer navigating the process or a seasoned investor adding to your portfolio, Andy is genuinely excited to guide you through it all. His commitment to personalized service and respect for your journey sets him apart in the mortgage business.
Licensed in:
Licensed in IL, CA and FL
Contact info
Real clients. Real results.
Loan Programs
Refinance With Purpose
Every refinance starts with a goal. Whether you want to lower your payment, shorten your term, or access equity, we’ll build a strategy around
what matters most to you.
Consolidate Debt
Simplify what you owe. Use your home’s equity to combine high-interest debt into one payment.
Lower Payments
Improve monthly cash flow. Even a small rate adjustment can create savings over time.
Get Cash Out
Access equity with intention. Turn your home’s value into funds for renovations, education, retirement, or financial goals.
Change to Fixed Rate
Stabilize your payment. Move from a variable rate to predictable payments built for long-term planning.
Refinance VA Loan
Use a VA refinance program to improve your terms, access cash, or reduce your monthly payment.
Discover your home’s value instantly.
Get a personalized home value report powered by real market data. Track equity, explore trends, and stay informed about your property and mortgage loan.


We'll watch the market for you
Set your target interest rate and we’ll notify you when it hits. No spam, just smart alerts.
Mortgage Loan Calculator
Estimate your monthly payment in seconds.
$400,000
Customize taxes, insurance & HOA
$0
Frequently asked questions
With short and easy to understand answers.
Couldn’t find your answer?
[email protected]How fast can I get pre-approved?
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How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
Couldn’t find your answer?
[email protected]Ready to take the next step?
Set your target interest rate and we’ll notify you when it hits. No spam, just smart alerts.
- Competitive rates
- Expert support
- Easy process






































