Sr. Mortgage Advisor

Brian Cochran

Sr. Mortgage Advisor NMLS# 249428 Licensed in IL, MI

Apply now
(312) 285-4233 brian@ratesbybrian.com

1801 S Meyers Rd, Suite 500
Oakbrook Terrace, IL 60181
Branch License Number #1962205

About Brian Cochran

Your mortgage is personal, and I understand that.

My primary focus as a trusted adviser is to guide my clients through the loan process every step of the way. I take a very personable approach to each family that I connect with to ensure that they are comfortable and understanding of the specific loan terms. I have built my 20 year career as a lender on the sole foundation of honesty and integrity. My primary focus as a trusted adviser is to guide my clients through the loan process every step of the way. I take a very personable approach to each family that I connect with to ensure that they are comfortable and understanding of the specific loan terms. I have built my 20 year career as a lender on the sole foundation of honesty and integrity.

See my reviews
Placeholder

We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Brian's clients have to say

Marie Gildersleeve P

Brian Cochran has helped us with two purchases and a refinance. He is not only a pleasure to work with, but also is an expert in his field. We trust him completely to provide the best mortgage terms and rate at a fair price.

Mar 05, 2021

Steven P

Brian Cochran has helped us with two purchases and a refinance. He is not only a pleasure to work with, but also is an expert in his field. We trust him completely to provide the best mortgage terms and rate at a fair price.

Mar 05, 2021

Marie P

Brian Cochran has provided amazing service to me on 2 purchases and most recently a refinance. Where to start? He is so pleasant to work with. His professionalism shines as does his knowledge of guidelines and options available to us. I trust him completely to charge a fair price and deliver the best financing option time and with ease. Look no further! Brian is the best. ... Read More

Mar 05, 2021

LINDSEY DE P

Brian has been our advisor on our first home. He did an awesome job. And when we decided to get a bigger house this time, we thought of him and he is amazing! This transaction was smooth from pre-approval to closing. I can’t thank him enough for all his help. I highly recommend Brian as he is knowledgeable and practically the best mortgage advisor in Illinois! ... Read More

Mar 03, 2021

Kobe C

Brian and his team was great to work with during my refinance process. Any questions I have for Brian and his team. The response I received back was in lighting speed. I would highly recommend Brian to all my family and friends.

Feb 26, 2021

Brittany R

Loved working with Brian. He made some magic happen because my loan was on the difficult side, he was responsive when I would communicate with him, and he kept me in the loop. I would recommend him in a heartbeat to others.

Feb 17, 2021

robin D

From my first introductory to Brian throughout the process he displayed professionalism, knowledge and understanding. I had a slightly more complicated deal and he made me feel protected and at ease. His team followed through and provided me with the best program that fit my particular situation. Brian is undoubtedly one of the finest mortgage brokers I have worked with over years of owning properties. I highly recommend him and his outstanding team to anyone out there looking for someone who will fight for you, followthrough and get the absolute best deal! Big thumbs up!! Don’t hesitate. He is what you are looking for! ... Read More

Feb 04, 2021

Tia M

Brian was patient, knowledgeable and professional throughout the home buying process. I’m happy I choose to work with Brian. He explained my loan options thoroughly and answered any questions that I had. I would highly recommend Brian and his team. ... Read More

Jan 18, 2021

Fiona F

Working with Brian and the team at Preferred Rate was a very positive experience. They have consistently been professional, responsive, and knowledgeable about all of my real estate transactions. I highly recommend them and will be using them for future business! ... Read More

Jan 07, 2021

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2021 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in AZ and NV. AZ Corp BK 0906702. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844-)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”