Sr. Mortgage Advisor

Brian Cochran

Sr. Mortgage Advisor NMLS# 249428 Licensed in IL, MI

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(312) 285-4233 brian@ratesbybrian.com

1801 S Meyers Rd, Suite 500
Oakbrook Terrace, IL 60181
Branch License Number #1962205

About Brian Cochran

Your mortgage is personal, and I understand that.

My primary focus as a trusted adviser is to guide my clients through the loan process every step of the way. I take a very personable approach to each family that I connect with to ensure that they are comfortable and understanding of the specific loan terms. I have built my 20 year career as a lender on the sole foundation of honesty and integrity. My primary focus as a trusted adviser is to guide my clients through the loan process every step of the way. I take a very personable approach to each family that I connect with to ensure that they are comfortable and understanding of the specific loan terms. I have built my 20 year career as a lender on the sole foundation of honesty and integrity.

See my reviews
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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Brian's clients have to say

James J

We would recommend Brian Cochran and his team to anyone who needs a mortgage lender. During our process as first time home buyers Brian took the time to answer all our questions and was always available when we needed him. He is very knowledgeable and a great person to work with! Thank you Brian for all your help! May God to continue to bless you! ... Read More

Apr 25, 2022

kennie w

Brian was very easy to work with, professional and knowledgeable with every aspect. Wouldn’t hesitate to do business again and have already suggested his team for friends!

Apr 21, 2022

Amber

Brian and the rest of the team were wonderful to work with. Very professional and helpful, quick to get things done and quick to respond, and always available to answer any questions. And got us our home! We will definitely be working with him again in the future. ... Read More

Apr 18, 2022

LD

Brian was recommended to us and we could not be happier with our experience. He is timely and detailed oriented and very easy to talk to. We highly recommend him!

Apr 13, 2022

Glenn R

Brian and his team were a pleasure to work with. They were very responsive and always took the time to answer all of our questions and made sure we understood everything. We were able to lock in a great rate and they did their due diligence to make sure we had the best options on the table when it came to finding a mortgage that met our financial needs. Would highly recommend working with Brian and his team. ... Read More

Mar 26, 2022

EivethLuna

Brian was great help. His patience and dedication made buying my first home a great experience. Highly recommended.

Feb 17, 2022

Sara S

We did quite a few business with Brian from purchasing few properties to refinancing and we always felt that Brian gets the job done right We’re happy for everything he did for us He’s the best and I always wanted to recommend him to anyone I know If there is more than a 5 star he deserves He is the best More power to Brian Cochran and his company ... Read More

Jan 19, 2022

Hovik H

It was a pleasure work with Brian.

Dec 31, 2021

Jose Delgado F

Excellent Service throughout the whole process. Profesional, knowledgeable and responsive! Thank You Brian for all your help.

Dec 16, 2021

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2022 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in NV. AZ Corp BK 1014819. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”