Branch Manager

Chris Haynes

Branch Manager NMLS# 170397 Licensed in TN, KY, FL and AL

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(615) 288-4452 chaynes@preferredrate.com

2055 N Mount Juliet Road, Suite 100
Mt. Juliet, TN 37122
Branch License Number #2118991

About Chris Haynes

Your mortgage is personal, and I understand that.

Whether it’s shooting three-pointers, fishing with his three sons, or helping new borrowers structure a loan in a way that fulfills their dream of homeownership, Chris is going to work hard to be sure his efforts are successful. Born in Kentucky, Chris now calls Mt. Juliet, TN home with his wife, Melissa, and three boys, Brayden, Jackson, and Jordan. He loves hunting and fishing with his boys and being an active part of his church family at Mt. Juliet Church of Christ. Chris feels very blessed to have started his mortgage lending career in 2004. He opened his own branch, with his brother Clint, in 2008. Now established in Mt. Juliet and the Middle Tennessee area, he has been running his business and serving his clients and community for over 13 years. In 2021 he joined Preferred Rate which gives him the ability to offer his clients the best financial products available today, as well as faster service and closing times. But because he still believes in the importance of relationships, Chris and his team take the time to try and meet every client and every realtor in-person to ensure they are taking care of their mortgage needs. Since 2008, the branch has successfully grown to more than forty-five employees and serves hundreds of clients each year. And yes, Chris still holds the record at his alma mater, Freed Hardiman University, for the most three-point shots in a single basketball game – just in case you wondered.

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Chris Family 2

We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Chris's team

grant ramsey

Grant Ramsey

Team Captain

2055 N. Mount Juliet Rd Ste 100
Mt. Juliet, Tennessee 37122
Branch License Number 2118991

elizabeth barrientoz

Elizabeth Barrientoz

Loan Partner

2055 N. Mount Juliet Rd Ste 100
Mt. Juliet, Tennessee 37122
Branch License Number 2118991

krystyna bowling

Krystyna Bowling

Loan Partner

2055 N. Mount Juliet Rd Ste 100
Mt. Juliet, Tennessee 37122
Branch License Number 2118991

robin lake

Robin Lake

Executive Administrative Asst.

2055 N. Mount Juliet Rd Ste 100
Mt. Juliet, Tennessee 37122
Branch License Number 2118991

brandy conley

Brandy Conley

Business Dev Manager

2055 N. Mount Juliet Rd Ste 100
Mt. Juliet, Tennessee 37122
Branch License Number 2118991

staci russell

Staci Russell

Front End Manager

2055 N. Mount Juliet Rd Ste 100
Mt. Juliet, Tennessee 37122
Branch License Number 2118991

cindy shields

Cindy Shields

Office Manager

2055 N. Mount Juliet Rd Ste 100
Mt. Juliet, Tennessee 37122
Branch License Number 2118991

sherry crews

Sherry Crews

Marketing Manager

2055 N. Mount Juliet Rd Ste 100
Mt. Juliet, Tennessee 37122
Branch License Number 2118991

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Chris's clients have to say

Maxwell S

They were perfect! All of our questions were answered and they were flexible with my work hours!

Apr 27, 2021

Melissa A

Wonderful experience! Very helpful through each step of the process. 10/10 would recommend!

Apr 17, 2021

Maxwell R

Fantastic. Always a gut check when spending a lot of money but process was fast and easy!

Apr 11, 2021

Tennessee.Dave

Chris and his team are great folks and I trust them. I've been working with Chris for about 15 years and throughout that time, Chris has helped me over and over. As the real estate landscape has changed over the years, Chris and his team have changed with it to help their customers more and more when others have helped less and less. When banks would not process mortgage applications during the 2008 crash, Chris was there with alternative financing when I needed it the most. Thank you Chris Haynes and team, David ... Read More

Jan 08, 2021

jamesborba

Chris and his team are extremely easy to work with. They have superb communication skills, quick response time and take the stress out of the process. I highly recommend them to anyone looking at buying or doing a refi. We have used them for both and both have been a very good experience ... Read More

Dec 14, 2020

christinedilts

We have a particularly complex financial history with two businesses caught up in the mix. Lynne did a good job of communicating with us and kept the process smooth.

Sep 18, 2020

mattrp5

Chris Haynes' team is extremely professional, kind, educated, efficient and helpful! They approach each step with grace, patience and kindness. They have been able to assist with any random questions I have. The biggest positive for me is that I completely trust this team! Because of this I am very comfortable asking questions and following their guidance. We will never use a different mortgage company! ... Read More

Aug 11, 2020

mpminnash

Chris Haynes and his very friendly staff were great to us during our first time home buying process. We had lots of questions and they were very patient with us. Chris checked up on us throughout the process and quickly addressed any issues we had. Glad we got to work with Peoples Home Equity! ... Read More

May 30, 2020

Craig S

Chris and his team were very detailed and communicated great! I refinanced an investment property and got a great rate. Closed on time with great service.

Feb 26, 2019

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2021 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in AZ and NV. AZ Corp BK 0906702. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844-)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”