Branch Manager

Chris Haynes

Branch Manager NMLS# 170397 Licensed in AL, FL, GA, IL, KY, MS,, MO, OH, SC, TN, TX, WA

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(615) 945-3994 [email protected]

2055 N Mount Juliet Road, Suite 100
Mt. Juliet, TN 37122
Branch License #2118991

About Chris Haynes

Your mortgage is personal, and I understand that.

Chris is a man who puts his trust in God and strives to live a life of faith that helps others increase in their own faith. He is a Christian, husband, and father of 3 boys. Chris loves helping clients win in the real-world game of Monopoly by buying and owning real estate. He believes that real estate is the single best tool most people have available to help them build wealth.

Born in Logan County Kentucky, Chris now calls Wilson County Tennessee home with his wife, Melissa and their three boys, Brayden, Jackson and Jordan. He loves deer hunting and fishing with his boys and being an active part of his church family at Mt. Juliet Church of Christ, where he serves as a deacon.

Chris feels very blessed to have started his mortgage lending career in 2004, straight out of college. He opened his own branch, with his brother Clint, in 2008. His branch has been in Mt. Juliet, Tennessee since 2010, and serves all of Tennessee as well as 48 other states in the US! In 2021, Chris and his team joined Preferred Rate which gives him the ability to offer his clients the best financial products available today, as well as faster service and closing times. He believes that the best way to build a business is by taking great care of each individual person and creating experiences that matter. He believes in not just helping someone get a mortgage but coaching them on how that mortgage fits into their overall financial picture and can help build long term wealth for their family.

Since 2008, the branch has successfully grown to more than forty-five employees and serves hundreds of clients each year. And yes, Chris still holds the record at his alma mater, Freed Hardeman University, for the most made three-pointers (10) in a single basketball game – just in case you wondered.

One of Chris’ favorite Bible Verses – Proverbs 3:5-6 – “Trust in the Lord with all your heart, and do not lean on your own understanding. In all your ways acknowledge him and he will make straight your paths”.

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Chris Family 2

We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Chris’ Team

Andrea Haynes Cropped (1)

Andrea Haynes

Loan Partner

2055 N. Mount Juliet Rd Ste 100
Mt. Juliet, Tennessee 37122
Branch License Number 2118991

Odysee Headshot Cropped (1)

Odysee Chaponot

Loan Processor

2055 N. Mount Juliet Rd Ste 100
Mt. Juliet, Tennessee 37122
Branch License Number 2118991

brandy conley

Brandy Conley

Business Dev Manager

2055 N. Mount Juliet Rd Ste 100
Mt. Juliet, Tennessee 37122
Branch License Number 2118991

Pamela McMillian Cropped (1)

Pamela McMillian

Executive Assistant

2055 N. Mount Juliet Rd Ste 100
Mt. Juliet, Tennessee 37122
Branch License Number 2118991

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Chris's clients have to say

Shane H

Very helpful and informative making sure I knew all my purchasing options. Excellent communication throughout my purchase. Highly recommend this team.

Apr 05, 2024

Lisa H

Chris Haynes and his staff are skilled at the work they do with home mortgages and financing solutions that help you get the home you want. Their follow-up and follow-through are a great comfort in knowing they care about you the customer during the process that frequently makes us anxious and nervous. Years later, they are still there offering assistance so you know they are there to answer any question along the way! I would absolutely use them again and recommend anyone try them! ... Read More

Apr 03, 2024

Tami H

I Love the way you all treated me.I keep sending folks to you all, because you are so kind and caring!

Mar 29, 2024

Ciara C

This team of people are so helpful, so quick to respond and continue to bless us even after we used them.

Mar 26, 2024

Chris F

Great service before, during, and well after the sale.

Mar 19, 2024

Christine Thompson, A

I don’t know how else to say this, but Chris saved my financial future. His faith and generosity literally saved me from a drastic financial ruin. This is not an exaggeration at all. If not for him I would be homeless. He went out on a limb for me and I’m beyond grateful. When I think of Chris Haynes and his kindness it truly makes my heart full. He is a walking, breathing testimony to his faith. He and his team walked me through step by step this past year and now because of them I am secure in my financial situation. I have now been able to refinance my home and am able to make upgrades and renovations to my home that I’ve been hoping to do for years. Thank you specifically to Chris, Laura, and Odysee, for your guidance, professionalism and experience that have me in a secure place. I highly recommend Preferred Rate Mortgage. Professional, caring, experienced, will guide you and advise you to make the entire process as smooth as possible. You can’t go wrong with this team. ... Read More

Mar 19, 2024

corban s

Chris and his team went above and beyond from start to finish. This was our first home purchase, and they made it a seamless easy process. They called every week with an update which was very much appreciated. I can not recommend the team at Preferred Rate enough. ... Read More

Mar 18, 2024

Cole P

Some of the best people to work with. Everyone was very patient, helpful, and kind.

Mar 15, 2024

Kevin B

Their back office staff makes the process simple. On the front end they let you know everything you need unlike some who pester you repeatedly for one thing at a time.

Mar 11, 2024