Branch Manager

Chris Haynes

Branch Manager NMLS# 170397 Licensed in TN, KY, FL and AL

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(615) 288-4452 chaynes@preferredrate.com

2055 N Mount Juliet Road, Suite 100
Mt. Juliet, TN 37122
Branch License #2118991

About Chris Haynes

Your mortgage is personal, and I understand that.

Whether it’s shooting three-pointers, fishing with his three sons, or helping new borrowers structure a loan in a way that fulfills their dream of homeownership, Chris is going to work hard to be sure his efforts are successful. Born in Kentucky, Chris now calls Mt. Juliet, TN home with his wife, Melissa, and three boys, Brayden, Jackson, and Jordan. He loves hunting and fishing with his boys and being an active part of his church family at Mt. Juliet Church of Christ. Chris feels very blessed to have started his mortgage lending career in 2004. He opened his own branch, with his brother Clint, in 2008. Now established in Mt. Juliet and the Middle Tennessee area, he has been running his business and serving his clients and community for over 13 years. In 2021 he joined Preferred Rate which gives him the ability to offer his clients the best financial products available today, as well as faster service and closing times. But because he still believes in the importance of relationships, Chris and his team take the time to try and meet every client and every realtor in-person to ensure they are taking care of their mortgage needs. Since 2008, the branch has successfully grown to more than forty-five employees and serves hundreds of clients each year. And yes, Chris still holds the record at his alma mater, Freed Hardiman University, for the most three-point shots in a single basketball game – just in case you wondered.

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Chris Family 2

We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Chris's team

grant ramsey

Grant Ramsey

Team Captain

2055 N. Mount Juliet Rd Ste 100
Mt. Juliet, Tennessee 37122
Branch License #2118991

elizabeth barrientoz

Elizabeth Barrientoz

Loan Partner

2055 N. Mount Juliet Rd Ste 100
Mt. Juliet, Tennessee 37122
Branch License #2118991

krystyna bowling

Krystyna Bowling

Loan Partner

2055 N. Mount Juliet Rd Ste 100
Mt. Juliet, Tennessee 37122
Branch License Number 2118991

robin lake

Robin Lake

Executive Administrative Asst.

2055 N. Mount Juliet Rd Ste 100
Mt. Juliet, Tennessee 37122
Branch License Number 2118991

brandy conley

Brandy Conley

Business Dev Manager

2055 N. Mount Juliet Rd Ste 100
Mt. Juliet, Tennessee 37122
Branch License Number 2118991

staci russell

Staci Russell

Front End Manager

2055 N. Mount Juliet Rd Ste 100
Mt. Juliet, Tennessee 37122
Branch License Number 2118991

cindy shields

Cindy Shields

Office Manager

2055 N. Mount Juliet Rd Ste 100
Mt. Juliet, Tennessee 37122
Branch License Number 2118991

sherry crews

Sherry Crews

Marketing Manager

2055 N. Mount Juliet Rd Ste 100
Mt. Juliet, Tennessee 37122
Branch License Number 2118991

Westbrook Headshot Wesley Westbrook Cropped 1

Wes Westbrook

Pre-Approval Manager
NMLS# 1749491

2055 N Mount Juliet Road, Suite 100
Mt. Juliet, TN 37122
Branch License #2118991

Group 261

Kimberly Plowman

Loan Partner

2055 N. Mount Juliet Rd., Suite 100
Mount Juliet, TN 37122
Branch License #2118991

Group 261

Brittnye Frederick

2055 N Mount Juliet Road, Suite 100
Mt. Juliet, TN 37122
Branch License #2118991

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Chris's clients have to say

Grace E

Quickly Got my payment from Jordan Lauren broker on Crypto, forex investment. I started with standard plan of $1000 and got paid following all the requirement when there was high rate in profit. I earned upto $12,100, I wanna appreciate Lauren Jordan for her kindness. I almost lost from previous investment . Thanks Lauren...let me share her info, if you want to invest . EMAIL: jordanlauren783@gmail.com WHATSAPP : +15024832159 ... Read More

Jan 27, 2022

Jacob S

This team is flexible and easy to work with. They are very responsive, and do a great job of keeping clients informed about the status of their application. They assisted us with our initial mortgage, and with a refinance; it’s been a great experience both times. Excellent team to do business with. ... Read More

Jan 12, 2022

Karen T

Chris and his team were stellar! They worked non-stop to ensure that I had all of my loan documents in place before closing. I also had a tight timeline and Chris and his team were able to pull through to get my loan funded. They were amazing and efficient. I never had a problem getting a hold of his office and they were always prompt in communication. His team exceeded my expectations and I very much appreciated working with them. ... Read More

Dec 31, 2021

codypitts

Chris is a(in title)who provided stellar customer service. Chris understands the customer is who he works for and WilsonBerry Title & Escrow and all of the Preferred Rate team put me and my 13 son into a home before I even turned the key was worth much more. Thank you Chris, know when you lay down at night, you sir are an earth angel. Thanks all involved and blessings this Christmas season. ... Read More

Dec 19, 2021

Brian L

Working with Preferred Rate was fantastic. They made the refinancing process a lot less intimidating. Great communication, great customer service.

Dec 16, 2021

Vance L

I just want everyone to know how professional and prompt Chris and his team were when handling my loan. I had a very difficult time during the purchase of my home and couldn’t have had a better team to work with. They helped me through the unexpected as well as kept me in the loop with all the information that I needed to get through my deal. Anything I asked for was there throughout. I would advise and recommend them to anyone looking for the best mortgage company available. ... Read More

Dec 07, 2021

Kurt C

Efficient, professional and I was kept informed of the progress at stage of the transaction.

Nov 24, 2021

Brad M

Chris and his team were thorough, on the ball and kept us informed and on track through the entire process of our refi. I cannot be more sincere with my recommendation to go with them for any of your real estate/financial needs.

Nov 16, 2021

Bri L

We loved working with everyone we encountered from Preferred Rate / Christ Haynes and the Mallahan team! They made our 2nd home purchase so easy and were in constant contact throughout the entire process. We even closed early! Would absolutely recommend to anyone looking for top-notch lenders. ... Read More

Nov 11, 2021

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2022 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in AZ and NV. AZ Corp BK 0906702. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844-)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”