Your   homeownership journey starts here

The mortgage process simplified.
Fast approvals, local experts, trusted results.

Mortgage expert Christine Boles at Preferred Rate for personalized home financing.
Christine Boles, a trusted mortgage professional at Preferred Rate, offers expert advice for homebuyers and refinancing clients.
Beautiful modern craftsman house with landscaped front yard and double garage.
A stunning modern craftsman-style house featuring a landscaped front yard, large windows, and a spacious double garage.

NMLS: #653543

Christine Boles

Branch Manager

With more than 24 years of experience as a mortgage loan officer—and a background in retail management before entering the industry—I bring a strong commitment to customer service and relationship building to every client interaction. My years of experience have given me the knowledge and problem-solving ability to guide borrowers through even the most complex financing situations.

Whenever possible, I prefer to meet with clients face to face. I believe that personal connection helps build trust, creates better communication, and allows me to truly understand each client’s goals. Many of the reviews on my website highlight my responsiveness and clear communication throughout the loan process—two qualities I take great pride in delivering.

Real estate agents often say, “If the loan can be done, Christine can get it done,” a reputation I’ve earned by working tirelessly to find solutions and keep transactions moving forward. At the end of the day, what I enjoy most about my work is helping people achieve the dream of homeownership and being a trusted partner during one of the most important financial decisions of their lives.

Licensed in:

TX

Specialties:

First-Time Homebuyers

VA Loans

Renovation Loans

Investment Properties

Lending Specialties

First-Time Homebuyers

VA Loans

Renovation Loans

Investment Properties

Why work with me?

5.0/5 Rating

213 reviews

30 Days

Average close time

24 years

Of experience

Real clients. Real results.

Crissy has been such a blessing in our lives. We have been working with her since 2017 and she has always shows patience and Grace with us during our journey of finding the perfect home. Crissy is very knowledgeable and always guided us through the steps we needed to to get us in the best buying position. 2025 was finally our year to find the perfect house and it couldn't have gone more smooth. Crissy, along with Meagan, made it so easy with how we had to provide our documentation and kept us informed every step of the way. She even had to talk me off the ledge a few times when I let my anxiety with other parts of the house buying process get the best of me. Thank you Crissy and team for all you have done for us over the years and I can't wait to share updated photos when we are all settled in.

JJ J

Crissy’s professionalism and knowledge of the loan financing process was key to helping us close on our 15 day closing offer and we now have keys to our new property. Her availability and communication throughout the process put us at ease to focus on other aspects of the home.

Monesa C

Fast efficient thorough and great to work with. It was a pleasure to work with Chistine.

Norman R

Crissy was very helpful thru the entire process. She made the transition very easy and answer all of our questions immediately. In some situations, she have us different options to decide from. I would recommend her to anyone. Thank you Crissy!

Daniel H

Crissy and her team are Fabulous! She answered All of our questions in great detail. She was always willing to help

Michelle

Crissy assisted me a few years ago, and I am so happy I chose her again. She communicates and responds very promptly. She is very helpful, makes the experience more exciting. I will recommend her to anyone who wants a good friendly fun and at the same time serious experience during the whole process.  Two thumbs up all the way!!!

Amir S

AMAZING!!! Never thought we would be able to  afford our dream home, Christine and her dedicated team made this happen, the first day we met at her office we felt a bit like going to the head-master at school but she quickly made us feel at total ease, all we had to do was handover some bank statements, tax documents and follow some easy/precise instructions how to improve my credit score and that was it, we now our the proud owners of or dream home! THANK YOU!!

Bram J

There is no way I would have been able to stay sane through the home buying process with our Ms. Boles as part of the team. She went above and beyond anything I could have expected and got me the best loan for me. In addition, she is super responsive.

Diane W

Crissy and her team were very communicative with us and had our VA loan ready to go and ready to be funded at closing. Great experience for our first home.

Cody P

She was extremely helpful, and gave me all the information I needed quickly. As it was the first time I had gone through the home buying process, I was very nervous. She helped me to navigate the process, and that helped me to relax and focus on other aspects of the big move.

Jason R

Everything was so easy! Thank you!

Vanessa R

She helped us immensely throughout the home buying process.

Jason R

I highly recommend Crissy and her staff! Very professional and well experienced.

Blerim Z

Great team of home lenders!

T N

It was a pleasure working with Crissy, she went above and beyond to assist us with our loan. She made the process easy and comfortable. I was amazed at her knowledge and professionalism. It was great working with her. Thank you so much Crissy!!!

Gail B

Crissy and her group are very professional, experienced, and most importantly - effective. They know the industry well and how to navigate through difficult situations. Highly recommended!

Dirk H

Crissy was absolutely a God send! She got ahold of our file and ran with it. Before we knew what hit us we were approved and closing on our new home! Thank you so much Crissy Boles!

Pamela B

My experience with Crissy and team was very pleasant! Everything went smoothly and stress free! I would 100% recommend!

Krystal C

Working with Crissy and her team was a wonderful experience. They made it very easy and quick to get the home of our dreams..

Christopher H

Being the first time we purchased a house in many years, we needed some hand holding. These ladies afforded us as much assistance and patience as needed. Thank you

Tomas M

Chrissy is the best lender ever. She closed my loan and made the process a breeze. I would recommend her to anyone looking to buy a house ❤️

Cassidy C

This team went above and beyond to help us close a week early so I didn’t have to close and move 2 days before my wedding!! Late nights and weekends were spent figuring out how to make the VA happy!! Highly recommend them!!!

Leah P

I never thought that online trading could be so helpful because of so many scammers online until I met Mrs Eliana Russel , who changed my life and that of my family. I invested $1,000 and got $12,670 Within a week. she is an expert and also proven to be trustworthy and reliable. Am proud to say that she made my trading Guru. I have been able to make thousands of dollars weekly. It’s assured you would earn good returns when you trade with Mrs. Eliana russel Contact her via:Email:[email protected] WhatsApp: +17734138075

Kingsley Hosea S

I never thought that online trading could be so helpful because of so many scammers online until I met Mrs Eliana Russel , who changed my life and that of my family. I invested $1,000 and got $12,670 Within a week. she is an expert and also proven to be trustworthy and reliable. Am proud to say that she made my trading Guru. I have been able to make thousands of dollars weekly. It’s assured you would earn good returns when you trade with Mrs. Eliana russel Contact her via:Email:[email protected] WhatsApp: +17734138075

Kingsley Hosea S

I never thought that online trading could be so helpful because of so many scammers online until I met Mrs Eliana Russel , who changed my life and that of my family. I invested $1,000 and got $12,670 Within a week. she is an expert and also proven to be trustworthy and reliable. Am proud to say that she made my trading Guru. I have been able to make thousands of dollars weekly. It’s assured you would earn good returns when you trade with Mrs. Eliana russel Contact her via:Email:[email protected] WhatsApp: +17734138075

Kingsley Hosea S

Crissy has to be the best in the business! My husband and I have been working with her and her partner Meagan since March. They not only have been amazing at their job getting us the best rate possible, giving us the best quotes, working with us through multiple offers and contracts, explaining the ends and outs of everything from our mortgage to closing costs and everything in between, and working with us on how to get every piece of documentation they would need if we didn’t know how to get it. They also saved us when we got into a contract where the house was horrible and the selling agent was ruthless trying to do everything to keep our earnest money from us. Crissy went above and beyond for us to make sure we got our earnest money back. Now that we have finally closed on an amazing how we are forever grateful for her and her team.

Michelle E

Crissy Boles and her team did an amazing job helping us secure a loan and purchase our first home! We had a fantastic experience!

Tara P

Chrissy and her team are amazing to work with! They made sure that we understood everything and were in constant communication about things that needed to be done. The process went very smooth. I would recommend her to anyone!

Kersten G

Great communication, fast, and efficient! Crissy truly made the house buying process a painless experience.

Melissa B

Chrissy and her team were amazing to work with! They were on top of everything and the process went very smooth. We appreciated the wonderful communication! We would recommend her to anyone!

Terry G

The whole experience was great. Thank you.

Charity Mae B

Chrissy was a huge help and explained every step of the process in a way that made it simple and was commuted to getting our loan funded even though our situation was very complex

Joseph K

Just wanted to say a BIG thank you to Mrs. Evelyn Joshua for handling my trading account and making a profit for me with Bitcoin investment.Your professionalism, genuine kindness, and bluntness at times when I needed to face reality are what made me progress.I invested $500 and got $5,500 in a week. I only wish I had known about you earlier from the first moment I decided to trade. Nevertheless, I am grateful!contact her whoever is interested WhatsApp:+1(804)391-9232E-mail:[email protected]

Dicap Justin M

Just wanted to say a BIG thank you to Mrs. Evelyn Joshua for handling my trading account and making a profit for me with Bitcoin investment.Your professionalism, genuine kindness, and bluntness at times when I needed to face reality are what made me progress.I invested $500 and got $5,500 in a week. I only wish I had known about you earlier from the first moment I decided to trade. Nevertheless, I am grateful!contact her whoever is interested WhatsApp:+1(804)391-9232E-mail:[email protected]

Dicap Justin M

Just wanted to say a BIG thank you to Mrs. Evelyn Joshua for handling my trading account and making a profit for me with Bitcoin investment.Your professionalism, genuine kindness, and bluntness at times when I needed to face reality are what made me progress.I invested $500 and got $5,500 in a week. I only wish I had known about you earlier from the first moment I decided to trade. Nevertheless, I am grateful!contact her whoever is interested WhatsApp:+1(804)391-9232E-mail:[email protected]

Dicap Justin M

I am pleased with Mrs Janet Adderley Forex Trading Platform , they have friendly and enthusiastic Brokerage Platform. Withdrawal is quick and signals are profitable.I never had delays making any withdrawal. Excellent services and a good trading platform. I earned a lot and also learned a lot of effective trading strategies from them. I am a trader and have been using their services for a few months now. I am glad I picked them to be my broker for forex trading. All services are simply amazing.My greatest appreciation goes to Mrs Janet Adderley Fx for the good work Her contact below Email: [email protected]: +1 (501) 703-0649. She very trustworthy and reliable.

Chiemeka Abe C

Wow honestly Mrs. Alexander Melissa you are not just an amazing account manager but also a fantastic human being. I am entirely grateful for your tremendous support, you really brought me out of poverty months back i was reading some comments and review i saw so many comments and review but God directed me to a post name Alexander Melissa where i took the phone number wrote her as directed and she helped me on how to invest so with that fear in my heart i deiced to start with 500$ in 5days time i got 6,900$ thanks so much for everything ma'am i really appreciate you if you are reading this and need to earn money to boost your financial status i urge you to give Ma'am Alexander Melissa a try you will surely thank me later her on WhatsApp:+1 (210) 628 9394E-mail: [email protected] have a good experience how you can trad yourself

Crispin K

I didn't have to do much work and I knew I was in good hands with Christine

Samuel C

I am a first time buyer and asked a lot of questions!!They were all answered with loving kindness. Thanks for making this happen. Xoxoxo

Cora H

Christine always gets the job done! She is very knowledgeable and efficient! She closed a VA loan early!

Terri G

Great Communication!!!

Lauren D

From the night our realtor have Academy our situation they were quick to jump in and text us, call us, email... anything they could to reach out and come to a solution. They took their time to talk to us and understand our jobs as firefighter paramedics. They had a common sense way of laying out all the information we gave them, so the underwriters would see clearly. We were approved in no time flat and with way better rates and closing costs than the competitors. We HIGHLY recommend Academy not only for the timely loan processing, but the care and customer service we received during the process.

Brian P

Christine is professional and knowledgeable and makes the process seem effortless. Real estate is a team sport, and I'm glad Christine is on my team!

Greg S

The process is always handled professionally and efficient with Christine and her team.

Don D

Christine is the consummate professional. My clients or myself can contact her and she will respond within 30 minutes and most of the time a lot faster. She works tirelessly for the client and does what it takes to make sure the loan closes on time and smoothly. I have used Christine for almost 10 years - even having my son and his wife and my daughter use Christine for their home purchases. I will continue referring her to my clients as long as I am in Real Estate.

Karen W

Extremely responsive and reliable service, at all times of day.

Nicholas O

Christine was great and easy to work with, she really helped with putting numbers to get her that allowed me to stay within budget and was always available to help. She is someone you should use in the home buying process!

Nigel H

If I could give Crissy 100 stars I would! She was extremely informative, responsive, and made sure we understood every step of the process. Her work ethic and dedication truly stood out as she went above and beyond to get us to closing smoothly. We’re so grateful for her help!!

Izzy E

Loan Programs

Spacious living room with comfortable seating, large windows, and stylish decor.
A bright, inviting living room featuring a blue sofa, wooden chairs, and a fireplace with logs, perfect for relaxing or entertaining.
DSCR Loans (Investment Loans)

Featured

Beautiful modern craftsman-style house with a landscaped front yard and garage.
A stunning craftsman-style home featuring a welcoming porch, modern design, and the 1% Home Loan Program.
1% Home Loan Program

Featured

Man using smartphone at home, exploring conventional loan options.
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Conventional Loans

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Comfortable living room featuring a fireplace, wall-mounted TV, and stylish decor for a welcoming ho.
A welcoming living room with a fireplace, wall-mounted TV, and elegant decor, ideal for relaxing and entertaining in a cozy home setting.
Down Payment Assistance (DPA)

Featured

Refinance Loan
Child on Veteran's shoulders with American flag, symbolizing VA loan benefits.
Supporting veterans and families with VA home loan options and resources.
VA Loans
USDA loan approval process for rural home financing.
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USDA Loans
FHA loan approval process with Preferred Rate for homebuyers.
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FHA Loans
Beautiful blue house with landscaped yard, ideal for low down payment mortgage options.
Charming blue home surrounded by lush greenery, perfect for those seeking low down payment loan solutions.
Low Down Payment Loans
Beautiful house exterior with porch, windows, and landscaped yard.
A charming two-story house featuring a spacious front porch, large windows, and a well-maintained lawn, ideal for HELOC loan considerations.
HELOC Loans
Happy couple working on home renovation inside a room with construction tools.
A smiling couple during a home renovation project, standing on stairs with construction supplies around them.
Home Renovation
Luxury home with a spacious driveway and well-maintained landscaping for jumbo loan financing.
Explore jumbo loan options for financing high-value homes like this beautiful property.
Jumbo Loans
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Comfortable man working on a laptop at home, highlighting flexible bank statement loan options for homebuyers.
Bank Statement Loans
Construction financing solutions for building your dream home or project. Expert guidance for seamle.
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Construction Financing
Beautiful manufactured home with a welcoming porch and landscaped yard.
A charming manufactured home featuring a spacious porch and lush landscaping, ideal for comfortable living.
Manufactured Home Loans
Colorful Victorian-style condominiums with detailed architecture and lush greenery.
Beautiful Victorian-style condominiums with intricate details and vibrant colors, perfect for condominium loan options.
Condominium Loans
Healthcare professional loan options for doctors and medical staff. Secure funding to grow your medi.
Image of a smiling doctor holding a clipboard in a medical office setting. Perfect for promoting medical professional loan services.
Medical Professional Loans
Nurse smiling with tablet, promoting first responder loan programs.
A nurse smiling while holding a tablet, highlighting loan options for first responders, teachers, and nurses.
First Responders | Nurses | Teacher Loans
Affordable community lending options for homebuyers.
Aerial view of a new residential property in a friendly neighborhood.
Community Lending
Buydown mortgage rates with temporary payment reductions.
Learn how temporary buydowns can lower your mortgage payments during the initial years of homeownership.
Temporary Buydowns
Modern two-story house with garage, ideal for bridge loan financing.
A contemporary two-story home with a spacious garage, perfect for real estate bridge loans and investment opportunities.
Bridge Loans
Expanded Income Loans for Home Improvements.
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Expanded Income Loans
Loan options for international clients seeking financial solutions.
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Loans for Foreign Nationals
Home loan options for quick approval and competitive rates.
Simplify your home buying process with Preferred Rate's SmartBuy program.
Click n’ Close SmartBuy National DPA
Expanded Credit Loans living room with modern furniture and cozy decor.
Comfortable living room featuring yellow armchairs, a fireplace, and a flat-screen TV, ideal for home improvement financing options.
Expanded Credit Loans
Senior couple exploring reverse mortgage options on laptop.
Elderly couple discussing reverse mortgage benefits using a laptop at home.
Reverse Mortgages
Seller PreLock Program for homeowners to secure home sale options.
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Seller PreLock Program
Preferred Rate Pathway DPA Program interior design.
Spacious living room with contemporary furniture and a sleek kitchen setup.
Pathway DPA Program
Rhyze HELOC
Secure lock program for home safety and security.
Beautiful blue house featuring a secure lock program for enhanced home safety.
Secure Lock Program

Refinance With Purpose

Every refinance starts with a goal. Whether you want to lower your payment, shorten your term, or access equity, we’ll build a strategy around
what matters most to you.

Consolidate Debt

Simplify what you owe. Use your home’s equity to combine high-interest debt into one  payment.

Lower Payments

Improve monthly cash flow. Even a small rate adjustment can create  savings over time.

Get Cash Out

Access equity with intention. Turn your home’s value into funds for renovations, education, retirement, or financial goals.

Change to Fixed Rate

Stabilize your payment. Move from a variable rate to predictable payments built for long-term planning.

Refinance VA Loan

Use a VA refinance program to improve your terms, access cash, or reduce your monthly payment.

Discover your home’s value instantly.

Get a personalized home value report powered by real market data. Track equity, explore trends, and stay informed about your property and mortgage loan.

Home loan approval process with competitive rates at Preferred Rate. Secure your mortgage today with.
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A logo for Preferred Rate featuring a financial graph and a notification about interest rate drops.

We'll watch the market for you

Set your target interest rate and we’ll notify you when it hits. No spam, just smart alerts.

Mortgage Loan Calculator

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Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes.

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