Your mortgage is personal, and I understand that. Whether you’re looking to buy, build, or refinance your home, our experienced mortgage professionals are here to help. Here at Preferred Rate, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. Plus, as a mortgage professional, I am dedicated to finding the right loan with great rates, terms and costs to meet your specific needs. Financing a home is one of the most significant commitments you will ever make – let me guide you throughout the entire loan process from application to closing and beyond. I look forward to putting our mortgage service to work for you!
He was awesome to work with! He’s always willing to help and very knowledgeable.
April Joy S
Chris Brown and his team were awesome to work with. Our house came on the market on a Sunday, and Chris was immediately available to help us put in a strong offer that certainly made a difference on whether or not we got the house. He is very knowledgeable and willing to take time to explain all options. We would definitely recommend choosing them.
Michel T
Chris was understanding and helpful throughout every step of of the process.
Joshua G
Welling to explain everything that was going on and what’s next .Took there time help you to navigate the process .Right there when you had a question Wonderful Group !
Doneise S
It was a pleasure working with Chris and his team. It was my first time buying a house and they helped along every step I had to go through. They were very informative and helpful. I highly recommend them!
travis k
Very patient and explained everything very well very very, very good people.
Aaron P
They were very helpful though the experience and gave lots of helpful tips and information about the loan process.
Kenneth C
Shoot out to the Brown team! The Brown Team was super patient through the months for this to culminate!
David M
You were always there for me.
Catherine V
Chris Brown and his team did an amazing job. I was on a tight schedule to close on October 28th and the team proceeded ahead with diligence and met the targeted time. I was extremely comfortable working with Chris and his advice from start to finish was valuable..
Gwendolyn G
Pleasure working with you
Mattie S
Chris worked very hard and was the only person in this area to get this deal done. Excellent
John K
Chris Brown Mortgage Company was the best decision we made in purchasing our home. Chris and his staff will work with you step by step. They are there to explain the process. If you have any questions or concerns you may contact them. They are there to help you succeed and build your family legacy. Hubby and I thank them and highly recommend their services to anyone who’s looking for a reputable company that they can trust.
Rhonda H
Chris was able to get me to closing in a very short amount of time. He was very helpful and made sure that all of my questions were answered. If any of my family or friends are looking to refinance or buy a house, I am definitely going to recommend Chris and his team.
Eric M
Chris and Staff were and are the best to wet irk with. Very informative answering any and all inquiries. Eager to ensure every detail is covered and closing in record time. Look forward to working with him in the future.
Joseph M
Chris helped us close on our house, he was awesome to work with he's very welcoming. He helped us closed on our house, he was available to answer any questions we had any time of the day until the end. He made the process very smooth. I will recommend Chris and his team to anyone who's looking for a mortgage to purchase a home.
james l
We were very blessed to have Chris on our team. He made sure all our questions was answered and he made us feel very comfortable in talking us through everything we needed to know about our home loan. I will recommend him to anyone that's looking for a home loan.
james l
Very informative and sensible
Leonard S
I was treated like family. Mr. Brown and his team is extremely knowledgeable on what is needed. They go above & beyond to help their clients. I would most definitely recommend.
Carla M
Highly recommend Chris Brown. He was knowledgeable, communicative and had clear answers to all my questions. The entire process was smooth and easy, and he truly put me at ease every step of the way. I really couldn’t have asked for a better experience.
Tiana J
The Brown team is the best team to have when buying a house. The team helped my family and I get a house and they fought the entire time for us . After a huge ordeal with government shutdown and all the time they helped us . My family and myself have them to thank for everything. If your in need of a lender who will help you and your family the Brown Team is your team.
kawliga l
Very friendly and helpful! Made our house buying process a literal breeze.
Erica R
Chris was personable, available, proactive, quick, and thorough. He goes above and beyond. I strongly recommend working with him.
Earl C
Amazing job! You can trust that Chris and his team will take care of you!
Daniel M
Christopher and his team are very very helpful. They deliver information in a timely manner. They want what's best for you and your future.
Phoenix J
Chris and his team worked tirelessly to get me the loan for my house. They were helpful and available for anything I needed. They get the job done!
Ray A
Chris and his team are the definition of professionalism - always available, highly knowledgeable and incredibly informative. Their communication is unmatched and their commitment to exceptional customer service truly sets them apart. Always a pleasure to work with and I cannot recommend them highly enough!
Rachel Helbig B
Very helpful and kind company, I felt well taken care of in all areas. My questions was answered quickly. My concerns was handled with the upmost care. I had no worrys because they cared and made me feel so happy through out the whole process! Thanks to all of you! Great job!
Priscilla D
We have worked with Chris and his team in the past. They were great last time and also this time. We would highly recommend them for anyone who needs a mortgage lender.
Chris M
Was really good and a great stand up guy
Wyatt R
Chris Brown has the experience and smarts to deal with unconventional buyers. I’m an entrepreneur that could have paid cash for my mortgage but financially it wouldn’t be the smart play. Others I talked to had no idea how to work with an asset strong business owner, but Chris did. His responses were always quick. I trusted his judgement and advice throughout. I felt he had my back. Wouldn’t hesitate to recommend him or work with him again.
Patrice B
We had an outstanding experience with our mortgage team from start to finish. Our situation was far from typical, and we encountered numerous obstacles and unexpected challenges throughout the process. Despite every hurdle, this team never gave up on us. They remained determined, proactive, and committed to finding solutions when things seemed difficult. Their communication was exceptional, and they were always available to answer questions, provide guidance, and keep us informed every step of the way. We always felt like they genuinely cared about our family. Their persistence, expertise, and willingness to go above and beyond made all the difference. What was an overwhelming and stressful experience at times, became manageable because of their hard work and dedication. We are incredibly grateful for everything they did on our behalf and cannot recommend them highly enough. If you’re looking for a mortgage team that will fight for you, even when circumstances are challenging, this is the team you want by your side. The Forinash Family
Chad F
They did a fantastic job,above and beyond
Gary G
Chris Brown and the brown team made the closing on my house easy and simple. I would highly recommend his company to all my family and friends.
Carla H
Great communication, Chris and Team help us through the whole process, keeping us updated on the process and answering questions.
James I
Chris Brown and the brown team are an awesome!!!! They made my experience in buying my house in 2020 and refinancing in 2026 a breeze. Chris team is on top of it. Whatever you need they got you. If I had to do it all over again it would be Chris.Brown and the brown team hands down. I recommend him to all of my friends, coworkers and family..
Carla M H
The whole team was incredibly helpful, from Chris making everything easy to understand, Cheryl and Brooke with their patience on filling out all the forms correctly, to Brycen showing up at the end to help us close. I will definitely be recommending the team to anyone I know looking to buy a home.
Samantha S
Chris was just simply the best. He answered ever question we had and was always available! He made sure we were comfortable and never felt confused and unsure what would happen next. I don’t recommend anyone else other than Chris.
CJ Y
Chris and his team made the process seamless and offered support from start to finish.
Jessica H
Turned an experience that could have been very daunting into something that was enjoyable and exciting!
Emma W
Chris and Kaylee did an excellent job assisting me in purchasing my first home. They were both always very helpful with questions and fast with response times as well!
Jordyn B
We purchased two homes over the years and both times, Chris and his team were great! He guided us through the entire process and answered any questions we had along the way. Chris went way out of the way to ensure we got a home! Would definitely do business a third time!
David H
Loan Programs
A bright, inviting living room featuring a blue sofa, wooden chairs, and a fireplace with logs, perfect for relaxing or entertaining.
DSCR Loans (Investment Loans)
Featured
A stunning craftsman-style home featuring a welcoming porch, modern design, and the 1% Home Loan Program.
1% Home Loan Program
Featured
Man reviewing mortgage options on his phone in a cozy living room setting.
Conventional Loans
Featured
A welcoming living room with a fireplace, wall-mounted TV, and elegant decor, ideal for relaxing and entertaining in a cozy home setting.
Down Payment Assistance (DPA)
Featured
Refinance Loan
Supporting veterans and families with VA home loan options and resources.
VA Loans
A couple stands outside a new house, symbolizing rural homeownership with USDA loans.
USDA Loans
Happy couple discussing FHA loan options at home.
FHA Loans
Charming blue home surrounded by lush greenery, perfect for those seeking low down payment loan solutions.
Low Down Payment Loans
A charming two-story house featuring a spacious front porch, large windows, and a well-maintained lawn, ideal for HELOC loan considerations.
HELOC Loans
A smiling couple during a home renovation project, standing on stairs with construction supplies around them.
Home Renovation
Explore jumbo loan options for financing high-value homes like this beautiful property.
Jumbo Loans
Comfortable man working on a laptop at home, highlighting flexible bank statement loan options for homebuyers.
Bank Statement Loans
Two workers in safety helmets working on a construction site, focusing on woodwork and project progress.
Construction Financing
A charming manufactured home featuring a spacious porch and lush landscaping, ideal for comfortable living.
Manufactured Home Loans
Beautiful Victorian-style condominiums with intricate details and vibrant colors, perfect for condominium loan options.
Condominium Loans
Image of a smiling doctor holding a clipboard in a medical office setting. Perfect for promoting medical professional loan services.
Medical Professional Loans
A nurse smiling while holding a tablet, highlighting loan options for first responders, teachers, and nurses.
First Responders | Nurses | Teacher Loans
Aerial view of a new residential property in a friendly neighborhood.
Community Lending
Learn how temporary buydowns can lower your mortgage payments during the initial years of homeownership.
Temporary Buydowns
A contemporary two-story home with a spacious garage, perfect for real estate bridge loans and investment opportunities.
Bridge Loans
Modern house with landscaped yard and garden.
Expanded Income Loans
A smiling woman using a tablet near a window, representing accessible loan services for foreign nationals.
Loans for Foreign Nationals
Simplify your home buying process with Preferred Rate's SmartBuy program.
Click n’ Close SmartBuy National DPA
Comfortable living room featuring yellow armchairs, a fireplace, and a flat-screen TV, ideal for home improvement financing options.
Expanded Credit Loans
Elderly couple discussing reverse mortgage benefits using a laptop at home.
Reverse Mortgages
A woman reviews her home sale options on a tablet in a bright, modern kitchen, highlighting the Seller PreLock Program benefits.
Seller PreLock Program
Spacious living room with contemporary furniture and a sleek kitchen setup.
Pathway DPA Program
Rhyze HELOC
Beautiful blue house featuring a secure lock program for enhanced home safety.
Secure Lock Program
Refinance With Purpose
Every refinance starts with a goal. Whether you want to lower your payment, shorten your term, or access equity, we’ll build a strategy around what matters most to you.
Consolidate Debt
Simplify what you owe. Use your home’s equity to combine high-interest debt into one payment.
Lower Payments
Improve monthly cash flow. Even a small rate adjustment can create savings over time.
Get Cash Out
Access equity with intention. Turn your home’s value into funds for renovations, education, retirement, or financial goals.
Change to Fixed Rate
Stabilize your payment. Move from a variable rate to predictable payments built for long-term planning.
Refinance VA Loan
Use a VA refinance program to improve your terms, access cash, or reduce your monthly payment.
Discover your home’s value instantly.
Get a personalized home value report powered by real market data. Track equity, explore trends, and stay informed about your property and mortgage loan.
Beautiful suburban house at sunset, showcasing a cozy home with a well-maintained lawn and welcoming entrance.
A logo for Preferred Rate featuring a financial graph and a notification about interest rate drops.
We'll watch the market for you
Set your target interest rate and we’ll notify you when it hits. No spam, just smart alerts.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes.
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
A contemporary living space with a gray sofa, decorative pillows, hanging pendant lights, and lush green plants, creating a comfortable and stylish en.