Your   homeownership journey starts here

Awesome!! Thank you.

Chuck and the team were fantastic. They communicated often and were challenge solvers when they needed to be.

Karen made our home lending process smooth and stress-free. She was knowledgeable, quick to respond, and genuinely cared about helping us. Highly recommend!

Chad was amazing, very helpful, always answered or returned calls. Great communication

Great Service. Brittney gave me full personal attention. She was in contact with me every step of the way and assisted me in locking in a great rate for the loan.

Karen Brown was our lender with purchasing our new home. She was amazing and did exactly what she said she would do! High recommended!

We had a very difficult loan process, and I know that your entire staff did their very best to accommodate some very stringent rules from underwriting, so I’m eternally grateful for Chuck and his team. It would not have been a success without them…

Very easy to work with and detailed orientated... Chuck kept us well informed of what had taken place, and what the next steps were, all through closing and funding!

Very easy to work with and detailed orientated... Chuck kept us well informed of what had taken place, and what the next steps were, all through closing and funding!

Team did fantastic job in getting my house closed on time. Would definitely recommend them.

A very qualified professional in our industry, speaking from a fellow loan officer! Chuck handled my family's personal loan, and never did I ever have to worry about where it was!!!! LOVE SOME CHUCK!!!!!!

Dealing with Chuck was pleasant and painless. We were informed throughout the entire process. I would highly recommend

Extremely smooth refinance from start to finish. Super quick from origination to closing date. Teresa Collins with their Knoxville location was the best! She and her colleagues made this whole process effortless.

the best

Documents were self-explanatory, detailed and easy to follow. E-signatures made the process expedient and secure. Highly recommend Chuck Jarred and company.

Chuck and his team at Preferred Rate jumped in and quickly helped us purchase a home in another state. We had great communication with Chuck and the process was simple for us. We highly recommend Chuck Jarrard at Preferred Rate!

Chuck and his team were responsive and kept us in the loop with the progress of our loan. They were a pleasure to work with and we recommend them.

Chuck and his entire team were a joy to work with throughout our home buying process. He is a great communicator and kept us informed as our home loan moved through a the various stages to approval. We highly recommend Chuck and Preferred Rate!

Best of the best!

The experience with this lender couldn’t have gone any smoother. From day one they were on top of their game and never missed a beat. I’d recommend anyone that wants an easy process to go with this lending group.

Tim and team did a great job! Consistent updates throughout the process. This is not the first time we used your team! Great service!(Chuck because of Indiana)

I’ve used Chuck and his team for several deals and they have always been responsive, courteous and most importantly, they got the deals done quickly! I highly recommend them!

Flawless experience. I was always kept informed and prompted when something was needed.

5 ⭐️ nothing to say about just that they the best company to work with! If you want to get your loan approved best rates in the fastest time they the ones you go with! Thank you team!

James and his team did an amazing job on our mortgage. Very quick close and a seamless experience! Thank you James and preferred rate

Wonderful experience that went along seamlessly. They kept me informed and prompted me on what I needed to do and made it easy to send the information required.

I recently worked with Chuck on my mortgage and I couldn't be happier with the experience. Chuck went above and beyond to ensure that everythingnd his communication was top-notch. I highly recommend Chuck for anyone seeking a mortgage. Five stars all the w went smoothly aay!

Chuck did a great job getting all our documents ready for our new home.

Seamless experience!

Great work from Charles and his team. I thought that I was not able to get a loan since I am a self employed individual …. But thanks to Charles and his team that I was able to fulfill the new purchase of my home

It was a little intense with all the paperwork that is requested but it all worked out at the end. Closing was very smooth . Thank you all for helping a Self employed individual receive a loan to purchase a house .

Chuck was so attentive to our situation. Great communication and very caring. We had all our questions answered with compassion and with our wellbeing in mind. All circumstances are different, but Chuck treated us like family and made us feel comfortable in the process.

U made our dreams happen and we are very happy with our new home

Great service from the start. Would recommend if you are looking for a mortgage

Great all around experience. Prompt and thorough.

If you are looking for speed, professionalism, and efficiency, this is who you work with.Absolute phenomenal service care and communication. There is no other loan officer and team I would recommend more.

Outstanding service, easy to work with, very responsive, and competitive rates/terms. Highly recommend!

Incredible service. They helped us pull through a miracle loan on a tight timetable.

Chuck is the penultimate professional. He always responded to my inquiries, and made my transaction seamless. I recommend him and will use him again. Thank you Chuck!

Chuck and the team at Preferred Rate are great to work with. They do what the say the will.

I really appreciate what Chuck and the crew did for me and helped me with all my needs. Very professional and easy to communicate with.

Chuck and his team got our needs taken care even though we had a very tight timeline

Chuck is The most amazing loan officer ever! 10/10 recommend to anyone and everyone! From the moment he started working with my partner and I, he was straight forward and fast responding. I couldn’t be any happier with his service. The home buying process can be very stressful but he made sure to make things run as smooth as possible even when curveballs were thrown our way he was on top of everything and always came up with a solution. Chuck is just an amazing individual and we were so blessed to have him throughout our first time home buying process ! (:

I only had a brief conversation with Mr. Jarrard during my home buying experience but he was professional and succinct in the information he needed. I highly recommend him and his company. I will be a repeat customer.

Loan process was swift and uncomplicated. Processor Dorothy was on top of everything and my loan was approved in a timely manner with no hiccups.

Chuck is the best.

Chuck and his team were fantastic to work with! So informative and helpful. Especially with us, first-time buyers!

Chuck is great - the transaction was smooth as butter!!!

Had an exceptional experience. This company was willing to work with us and coach us along the way. Todd Helmick went above and beyond to help us get into our new home.

Easy to deal with

Ours was a bit challenging since the two buyers were in different states. The group was highly organized with great follow through and communicated daily in assisting us in the paperwork.

Chuck & his team were phenomenal throughout the entire process, start to finish. I HIGHLY recommend for anyone looking to purchase as 1st time buyers or generally. The constant communication & explanations were extremely helpful & educational as a 1st time buyer, especially in this market. Thanks again!

I received excellent service. I will recommend this company.

Closed early with no delays. Drama free!

Very helpful during this process. I would highly recommend this mortgage team.

Preferred Rate had excellent follow through. The personnel was extremely polite and there were no delays with any deadlines. Preferred Rate streamlined the process so well that clear to close was early and the closing was seamless.

Awesome home buying experience! Great working with you. Every step was done in an orderly fashion and with great attention to detail. Thanks!

Always immediately responsive and positive with a great sense of humor. I've used Chuck for several loans now and highly recommend him.

This was our second time doing business with Chuck and the preferred rate team. Both experiences were outstanding and they make the process as easy as possible. Would highly recommend Chuck for any of your real estate financial needs!

Excellent, efficient, courteous service. Highly recommended.

They work hard for my family and I to get our new house,thank you so much

This was my 2nd time using Chuck Jarrard and team and both times they did a great job. Chuck is always responsive and patiently answers all questions. I’d definitely use them again.

they were helpful

Very helpful. Made the process quick and easy.

Chuck made the whole process in simple way. Amazing !!!

Chuck made the whole process in simple way. Amazing !!!

Rick was my main lender and he did a great job keeping me up to date and explaining the whole process. Rick had great patience and was a pleasure to work with in this stressful time.

Smooth and easy process! Thanks for all of your help.

Great first time experience! I would refer anyone!

Joe and Chuck made this process so easy for me, explaining things as questions arose. I felt very taken care of and felt comfortable in their knowledgeable and professional hands. They're definitely the way to go.

They turned around the loan in record time! Great team!!!

As a first time home buyer,my experience had a positive outcome. Some hiccups, they got it done. Thank you

Very friendly and explain everything well

All the attention was very good

I enjoyed working with Sarah Duff. She was professional and accommodating.

Chuck was fantastic! I especially liked that he followed up after the close to make sure the move was good.

Worked fast in a short time frame. So I was able to close.

The group was fantastic and helped us tremendously as we prepared to buy a house. They were quick to respond to emails, assist with our questions, and gave tremendous insight into the market to allow us to make the best decision for us.

Chuck and his team were thorough, extremely helpful and fantastic to work with.

Easy to communicate with and great outreach.

As a first time homebuyer I had no idea what I was doing. They helped me every step of the way and found the best way to help get me what I needed with my loan.

Great experience. Very helpful every step of the way!

Simple, easy and timely

This is my second transaction with Chuck. He is very knowledgeable, efficient, and helpful as is his team. I would highly recommend him.

Great team. Thank you for all of your help.

Very personable, courteous, patient and informative making the process a great success. Thank you Mr Jarrard

Simple. Quick. Responsive. The entire process was great.

The team worked really hard to get the loan done. Responsive and professional.

Had a great experience. Highly recommend

Everything was fine.

Very easy process.

The process was seamless from start to finish.

Imagine an app that transforms the complex mortgage process into a simple, guided journey. From dream to keys, it’s your personal homebuying companion.**Key Features:*** **Instant Pre-Approval:** Get a reliable, real-time pre-approval letter in minutes, not days, with a user-friendly, step-by-step process.* **Intuitive Dashboard:** A single, crystal-clear hub showing your loan status, upcoming tasks, and document checklist—all in plain language.* **Seamless Document Upload:** Securely snap photos of your financial documents (W-2s, pay stubs) with auto-capture and categorization. No more scanners or email chaos.* **Real-Time Collaboration:** Message your dedicated loan officer instantly, get immediate answers, and schedule calls directly within the app.* **Transparent Tracking:** Visually track your loan’s progress from application to underwriting and final approval, with proactive notifications for any action needed.* **Integrated Learning:** Access bite-sized, personalized articles and videos on interest rates, closing costs, and homebuying tips relevant to your specific stage.**In essence, it’s a secure, all-in-one platform that empowers you with clarity, control, and confidence, making one of life's biggest decisions feel surprisingly effortless.**

Very easy and seamless process!

Great experience, friendly, professional, through and respectful service. Process fully explained and easy to go through. Would highly recommend Chuck Jarrard III and the Preferred Rate Team.

Chuck is the best.

It was an easy transaction from start to finish. Everyone there is very helpful and kind. I would definitely recommend them to anyone looking to purchase or refinance a home.

Transitioning from Illinois to North Carolina has been smooth and flawless thanks to Chuck & his team! The process was easy to navigate & made even easier with people who completely understand the home buying process. I highly recommend Preferred Rate!

Very easy to work with and made the process simple!

Absolutely outstanding service and timeliness. Really helped us out personally. Thank you ,Chuck