Sr. Mortgage Advisor

Clint Haynes

Sr. Mortgage Advisor NMLS# 177018 Licensed in TN

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(615) 288-4452 [email protected]

2055 N. Mount Juliet Rd., Suite 100
Mount Juliet, TN 37122
Branch License #2118991

About Clint Haynes

Your mortgage is personal, and I understand that.

While he calls Middle Tennessee home today, Clint Haynes grew up in rural Kentucky with his parents and two siblings. After graduating from Freed-Hardeman University in Henderson, TN, he began his career as a Mortgage Advisor in 2005. He and his brother, Chris, have been managing their own branch together since 2008. Here at their Preferred Rate branch, they lead and develop strong and effective teams to support and care for their borrowers and realtors.

That passion and caring for others is not only a priority in his business life, but a huge part of his personal life. Clint and his wife, Lacie, took this passion of caring for others to a whole new level by opening their home to several foster children through their work with AGAPE. Fostering gave them countless opportunities to share their faith by providing the safety, love, and support of a Christian home. Over the span of a few years, they welcomed several sibling groups (9 children in total) into their lives. In January of 2019 they also welcomed their own baby Oliver into the world! In October of 2019, they would foster a 17-year-old teenager who would find a permanent place in their home one year later as Quincy! And, then in October of 2020, a baby girl name Elsie would arrive! Clint and Lacie continue to teach bible classes and find other ways to stay involved with their local church including leading a fostering ministry to support others in this role.

Clint has that same caring spirit for his clients. He enjoys face-to-face meetings as a way to get to know and better understand client needs. He then is able to structure loans that make sense for individual clients and help them accomplish their goals. Clint is diligent in keeping them informed and answering questions in a timely manner. He wants to make sure clients experience a smooth process and leave the closing table smiling.

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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Clint's team

rachel mays

Rachel Mays

Team Captain

2055 N. Mount Juliet Rd Ste 100
Mt. Juliet, Tennessee 37122
Branch License #2118991

christian beck

Christian Beck

Loan Partner

2055 N. Mount Juliet Rd Ste 100
Mt. Juliet, Tennessee 37122
Branch License #2118991

melissa dalberg

Melissa Dalberg

Processor

2055 N. Mount Juliet Rd Ste 100
Mt. Juliet, Tennessee 37122
Branch License #2118991

brooke mccarty

Brooke McCarty

Loan Partner

2055 N. Mount Juliet Rd Ste 100
Mt. Juliet, Tennessee 37122
Branch License Number 2118991

leslie goodwin

Leslie Goodwin

Operations Manager

2055 N. Mount Juliet Rd Ste 100
Mt. Juliet, Tennessee 37122
Branch License #2118991

hema patel

Hema Patel

Marketing Administrative Assistant

2055 N. Mount Juliet Rd Ste 100
Mt. Juliet, Tennessee 37122
Branch License #2118991

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Clint's clients have to say

Takeshia R

I had an excellent experience with Rachel and Clint. This mortgage company was AWESOME from start to finish. The team was knowledgeable, responsive, and incredibly supportive throughout the entire process. They communicated clearly, answered every question promptly, and made what can be a stressful experience feel smooth and manageable. I truly appreciated their professionalism and dedication, and I would highly recommend them to anyone looking for a reliable and trustworthy mortgage partner. ... Read More

Jan 28, 2026

Elisha R

Clint’s team was awesome in helping us get approved for a mortgage…from practical to closing it was a smooth process. Rachel is super helpful and friendly! Thanks for getting us into our home!

Oct 21, 2025

Sarah B

The Preferred Rate team is excellent! We just completed a refinance with them and their knowledge of how to navigate the complex process from many angles is priceless. Couldn’t recommend more!

Aug 27, 2025

Bridget T

Rachel Mays made dreams come true. I am grateful for her professionalism, knowledge, guidance, enthusiasm and patience. I am a first time home buyer and if weren’t for Rachel I would have given up the search. Thank you to the whole team to bring it home for me. If I ever run into someone who needs a lender I will undoubtedly recommend Clinton Haynes Preferred Rate. Be well everyone! God Bless! ... Read More

Aug 26, 2025

Jared B

Great lender, had a great experience and my wife was extremely happy with the response time and customer service. We had no issues and they handled everything with a timely manner. Clint called every week to check if we needed anything so I knew we were going to be taken care of.. ... Read More

May 17, 2025

jcb9b

Great lender, had a great experience and my wife was extremely happy with the response time and customer service. We had no issues and they handled everything with a timely manner. Clint called every week to check if we needed anything so I knew we were going to be taken care of. ... Read More

May 17, 2025

Josh K

Clint and his team were terrific. They were very attentive and made sure I knew everything that was going on and gave me regular updates. They made the house buying process so smooth and easy. Very appreciative of them and all they did for me and to help me! ... Read More

Jan 15, 2025

Tyler S

The whole team was great! They helped me buy my first home and were there along the way for any questions, concerns, or help I needed. Definitely recommend Clint and team!

Jan 02, 2025

Madeline M

Clint and his team are incredible, kind, and thorough! They made my first time home owner experience pretty dang seamless. Thank you Preferred Rate!

Oct 04, 2024

© 2026 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity. www.apmortgage.com

Refinancing may result in finance charges that may be higher over the life of the loan. Consult with your loan advisor for details.

This site is not authorized by the New York State Department of Financial Services.  No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.

Licensed as Preferred Rate in AL, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OK, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in NV. AZ BK 0906702. CA #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 164. Licensed under the Oregon Consumer Finance Act. OK MLO13426.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – 555 West Monroe Street, 5th Floor Chicago, IL 60661 | (888) 473-4858

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV