While he calls Middle Tennessee home today, Clint Haynes grew up in rural Kentucky with his parents and two siblings. After graduating from Freed-Hardeman University in Henderson, TN, he began his career as a Mortgage Advisor in 2005. He and his brother, Chris, have been managing their own branch together since 2008. Here at their Preferred Rate branch, they lead and develop strong and effective teams to support and care for their borrowers and realtors.
That passion and caring for others is not only a priority in his business life, but a huge part of his personal life. Clint and his wife, Lacie, took this passion of caring for others to a whole new level by opening their home to several foster children through their work with AGAPE. Fostering gave them countless opportunities to share their faith by providing the safety, love, and support of a Christian home. Over the span of a few years, they welcomed several sibling groups (9 children in total) into their lives. In January of 2019 they also welcomed their own baby Oliver into the world! In October of 2019, they would foster a 17-year-old teenager who would find a permanent place in their home one year later as Quincy! And, then in October of 2020, a baby girl name Elsie would arrive! Clint and Lacie continue to teach bible classes and find other ways to stay involved with their local church including leading a fostering ministry to support others in this role.
Clint has that same caring spirit for his clients. He enjoys face-to-face meetings as a way to get to know and better understand client needs. He then is able to structure loans that make sense for individual clients and help them accomplish their goals. Clint is diligent in keeping them informed and answering questions in a timely manner. He wants to make sure clients experience a smooth process and leave the closing table smiling.
2055 N. Mount Juliet Rd Ste 100
Mt. Juliet, Tennessee 37122
Branch License #2118991
Why work with me?
5.0/5 Rating
100 reviews
Real clients. Real results.
Clint’s team was awesome in helping us get approved for a mortgage…from practical to closing it was a smooth process. Rachel is super helpful and friendly! Thanks for getting us into our home!
Elisha R
The Preferred Rate team is excellent! We just completed a refinance with them and their knowledge of how to navigate the complex process from many angles is priceless. Couldn’t recommend more!
Sarah B
Rachel Mays made dreams come true. I am grateful for her professionalism, knowledge, guidance, enthusiasm and patience.I am a first time home buyer and if weren’t for Rachel I would have given up the search.Thank you to the whole team to bring it home for me. If I ever run into someone who needs a lender I will undoubtedly recommend Clinton Haynes Preferred Rate.Be well everyone! God Bless!
Bridget T
Great lender, had a great experience and my wife was extremely happy with the response time and customer service. We had no issues and they handled everything with a timely manner. Clint called every week to check if we needed anything so I knew we were going to be taken care of..
Jared B
Great lender, had a great experience and my wife was extremely happy with the response time and customer service. We had no issues and they handled everything with a timely manner. Clint called every week to check if we needed anything so I knew we were going to be taken care of.
jcb9b
Clint and his team were terrific. They were very attentive and made sure I knew everything that was going on and gave me regular updates. They made the house buying process so smooth and easy. Very appreciative of them and all they did for me and to help me!
Josh K
The whole team was great! They helped me buy my first home and were there along the way for any questions, concerns, or help I needed. Definitely recommend Clint and team!
Tyler S
Clint and his team are incredible, kind, and thorough! They made my first time home owner experience pretty dang seamless. Thank you Preferred Rate!
Madeline M
Clint and his whole team are fantastic! They make the lending process smooth and easy from start to finish. If you need anything from the home lending standpoint, these are they people to call!
Adam L
Clinton and his team were unbelievably helpful (and patient!). We are first time home buyers and they could not have made us feel more comfortable and at ease with the process.
Robert H
This is my second time working with Clint and his team. There are reasons one is a repeat client: professionalism, communication, kindness, going the extra mile…
Jerry L
Clint and his team were amazing as always to work with! I highly recommend working with Clint. From beginning to end it was a smooth process. Thank you!
Ryan B
Clinton and his team (we worked specifically with Rachel) made this process easy and peaceful. As a first-time home buyer, I had a lot of questions and they were always prompt to respond and answered each question with clarity and kindness and walked us through this process every step of the way. I couldn't recommend Clinton and his team more!
Bethany B
Everyone was right on top of things, very polite and enjoyable.
Pamela H
Clint and his team have been and always will be our go to team for home buying and refinancing ! They are highly professional, trustworthy, make the process as painless as possible, and help us accomplish our life goals financially as we grow. We are so glad we met Clint in 2016 and since then we consider him and his team a part of our family !! We will always recommend Clint and Preferred Rate to anyone looking to purchase or refinance a home !!!!
Phillip K
Much thanks to Preferred Rate and Clint’s team especially Kali! She was awesome to work with, very efficient and knowledgeable. There were no bumps in the process and closed perfectly on time!
727 S
Clint Hayes and his team were a pleasure to work with. They all worked hard to make our experience less stressful and successful. We have worked with Clint before and will again should the opportunity arise. Thank you!
Lissette B
Clint and his team were fantastic to work with. My fiancé and I were totally new to the homebuying process and PR's team was informative, patient, and kind throughout the whole process as they dealt with our ignorance and questions. I can't imagine our homebuying process without them.
Blaine M
I had the plesure of working with the team at Preferred Rate. They were so helpful and on top of everything it made our first time buying so much simpler and worked very quickly to help us with whatever we needed. If your looking to buy give them your business and you will not be disappointed!
Christian F
They are great helped me and my family buy our first home
Maurice S
I highly recommend Clint Haynes and his team at Preferred Rate. Having never bought a home before the task looked daunting, but Clint and the team made everything super easy. From getting preapproved, to getting the house assessment done, to getting all the documents signed, they guided us every step of the way. I'm very grateful for their help. Most people consider buying a house or property the most stressful purchase you'll ever make, but thanks to the great Team at Preferred Rate, I never really stressed about it.
Dave H
Clinton Hayes and everyone at Preferred Rate were great to work with while navigating buying my house. All of them were wonderful at keeping me updated and handling the amazing amount of forms and documents. Thank you Preferred Rate!!
Tilly J
The entire team at Preferred Rate worked very hard and efficiently to get us ready to close on our new home. We were even able to close two weeks earlier than expected. We highly recommend Clint Hayes and the entire Preferred Rate team.
Mironica S
We loved working with Preferred Rate! Rachel was so kind and answered all of questions. She did everything she could to help us get the rate we wanted and we are so appreciative of her hard work. We will definitely be using them again!
Rachel N
They did great and I would refer them to anyone
Richard L
The team was absolutely fantastic!
Charmaine F
Clint and his team at Preferred Rate are incredible. I've used them for the purchase of two homes, and the word that comes to mind is seamless. It just made the home buying process so easy and stress free.My first home was in Nashville. Because that experience was so excellent, I decided to use Clint for my next move which was in another town hours away. My realtor there has been selling homes for 30+ years, and at my closing he said the following: "The mortgage team you used, are they in Middle Tennessee? Let me tell you I've been doing this a loooong time, and we have a lot of really good lenders here, but I've never experienced anything like your team. I got a weekly status call, and every time they called me they also called the listing agent. That's next level. They were the most impressive group I've ever seen."And I'd be remiss if I didn't mention how awesome Kaili and Rachel were throughout the process as well. Just an A++ team.Bottom line: Whether you are a first time home buyer or you've been through the process many times, The Haynes Team will make your home buying experience as easy and stress free as it can possibly be. They are good, good people, and I couldn't recommend them more.
Watson H
Preferred Rate handled my husband and I's mortgage for the purchase of our first home together, and I couldn't be more pleased! So much of the process was completed before we even bid on a house to understanding the best available rates for our situation including what we ultimately selected in a 3-2-1 seller buy-down. Not only did we walk away with our dream home, but we walked away with a dream home on a monthly mortgage rate we could afford and with a down payment that didn't break the bank because we could apply for FHA based on our situation. Thank you God for making this possible, thank you to our realtor Jared Benoit with Genovations Realty who assisted in every step of the way, and thank you Preferred Rate!
Sarah B
Clint and the team at Preferred Rate were great to work with and made the process incredibly easy for a first time home buyer. Rachel took the time to make sure we understood everything so that we were completely confident in our decisions. I could not recommend them enough.
Paul G
Perfect customer service, excellent communication and extremely professional. Will definitely use Clint and his team again, in the future!
Matthew K
Clint Haynes and team are fabulous!! They made the process of purchasing a home so east and transparent. Rachel on their team is fantastic! She spent hours going through each piece of paperwork and answering all of my questions so I felt confident. I absolutely recommend working with them and will definitely come back whenever I purchase another property. Thanks team!
Samantha M
I highly recommend Clint! He is the best of the best! You won’t go wrong with choosing Clint and his team!
Kyndra T
I have been working with Clint Haynes for going on 9 years now. He has help me personally with multiple purchases and refinances. He has also been my preferred lender for the majority of my clients as an agent over the years because he has proven to be the lender that goes the distance. All lenders can do good on the easy deals, Clint and his team earn their stripes when most lenders get stuck in the mud. They work hardest when others would just give up. They use their experience to offer solutions. If you want the best, look no further.
Jared B
Clint was so great to work with when we bought our house, then when we refinanced, and has followed up with us numerous times since then! He was very patient and responsive to our questions and concerns, and he had great availability. Our family would highly recommend him and his company.
Joey Gates W
If I could add more stars, I absolutely would! I can’t say enough good about the experiences I have had with the Haynes Team at Preferred Rate. I have bought three houses — once out of state (Arkansas) and the other two in Memphis — and used them every time! Aside from the obvious work they have done for me securing a mortgage, I have also reached out to them periodically with questions about home values, interest rates, refinancing, etc. and Clint ALWAYS answers my calls and texts and explains things in a way that make sense to me — someone with very little knowledge about home financing. I highly recommend making the Haynes Team your first call when considering buying a house. You’ll definitely end up with a mortgage, and you’ll likely gain a quality friend while you’re at it.
Jonathan M
If you live in one of the many states Clint is licensed in, I would highly recommend giving his team a call. They will do whatever they can to get you a mortgage that fits you.
Joshua C
The Haynes Team did a a great job. We were able to get a solid advice about what we could afford and the team went above and beyond in keeping us informed through the whole project. We are in Kentucky and they were able to help us as if they were here next door. Our real estate agent bragged on how easy it was to work with them and we have recommended them to several of our friends.
Joshua T
There are few things more important to me than loyalty and knowing a man of his word. Clint is more than just those two things. Not only would I trust him with my own children but I would also go fishing with him!
daniel r
Clint Haynes is the best at what he does. Couldn't recommend him any higher.
Holland C
Highly recommend Clinton and his team. The entire process went swiftly and I was able to do everything over phone or email. It was very convenient since my wife and I both work full time.
Brandon D
Buying a home can be a stressful experience. Clint and his team did a fantastic job of handling every step of the mortgage process and relieving much of that stress. Everyone I dealt with there was exceedingly polite and professional. I would like to give special recognition to Rachel Mayes and Stacey Garner who were extremely helpful. If you need a mortgage lender these are the people to go to.
Quentin K
Kaili Cordray was a huge help in securing our first mortgage. After the pre approval the entire team were quick to answer any questions and were so easy to work with. The entire process was a breeze! High recommend!!
Amy R
Loved my experience with Clint and the team at Preferred Rate and would highly recommend to anyone looking to buy/refinance!
Rachel L
Clint and his team are experts in the industry. They are excellent to work with and as a local realtor I encourage all of my clients to connect with Clint!
Harley P
Clint’s team made it really simple and easy for us as first-time home buyers!
Michael C
Clint and his team were amazing to work with. Extremely knowledgeable, very professional and excellent customer care. Highly recommended
Gordon & Wendy J
The Haynes Team at Preferred Rate did a fantastic job! Everything from the opening of the process throughout closing was smooth and seamless. The communication was excellent during every phase, and they were available with timely responses to any questions. This group is phenomenal in their field. I would recommend them to anyone searching for mortgage business assistance.
James N
The Haynes Team at Preferred Rate did a fantastic job! Everything from the opening of the process throughout closing was smooth and seamless. The communication was excellent during every phase, and they were available with timely responses to any questions. This group is phenomenal in their field. I would recommend them to anyone searching for mortgage business assistance.
Chris N
Clint Haynes' and team did a great job on our loan - it was a smooth and easy transaction and very positive experience. Now my fiancé and I own our dream home, all thanks to their hard work!
Stephanie H
Clint Haynes' team at Preferred Rate made this experience as smooth easy as possible and now my fiancé and I own our dream home!
Stephanie h
Very pleased and very happy with Clint’s team. I would refer them to anyone. Thanks
Richard L
This team has renewed my faith in customer service. The entire team at every stage are professional, caring, encouraging and hardworking to achieve the end goal. I am so impressed with Clinton Haynes Preferred Rate, and especially Stacy G, this note is not enough to express my gratitude.
Rosamond M
Great response time, quickly addressed any questions and helped me qualify when I believe it would be next to impossible, the team goes out of their way to help you get approved. Highly recommend.
Estela L
My experience was handled with great care and professionalism from the beginning of the process until signing. I would highly recommend Clint Haynes and his team
Braden S
Very cooperative, friendly, helpful
Carl M
Just *thinking* about mortgages gave me a bit of anxiety. All the paperwork, hassle, hearing other's horror stories.... That's why I could not be happier about the painless process of getting an affordable rate with Preferred Rate. Jason Cary is a mortgage rock star and I've already started referring him to friends and family thinking about financing a home. He made us feel at home and was exactly who we needed for this process. And the rest of the Clint Haynes team made us feel like family with the constant communication and follow up. Words can't thank you all enough for turning a seemingly daunting ordeal into an easy step to secure our dream home! We so appreciate Jason, Clint and Preferred Rate TN.
David K
Fantastic to work with!
Don B
Outstanding experience with Clint and his team. They checked in almost every day. Made it easy to track what was needed and what the next steps were going to be. They expedited our VA refinance to get us to close before 2 weeks early and minimal costs out of pocket. Highly recommend for anyone looking to refinance. We will certainly use them when we purchase a new home down the road!
George M
I had an excellent experience with Rachel and Clint. This mortgage company was AWESOME from start to finish. The team was knowledgeable, responsive, and incredibly supportive throughout the entire process. They communicated clearly, answered every question promptly, and made what can be a stressful experience feel smooth and manageable. I truly appreciated their professionalism and dedication, and I would highly recommend them to anyone looking for a reliable and trustworthy mortgage partner.
Takeshia R
Rachel Mays made dreams come true. I am grateful for her professionalism, knowledge, guidance, enthusiasm and patience.
I am a first time home buyer and if weren’t for Rachel I would have given up the search.
Thank you to the whole team to bring it home for me. If I ever run into someone who needs a lender I will undoubtedly recommend Clinton Haynes Preferred Rate.
Be well everyone! God Bless!
Bridget T
Loan Programs
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1% Home Loan Program
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HELOC Loans
Explore jumbo loan options for financing high-value homes like this beautiful property.
Jumbo Loans
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Low Down Payment Loans
Learn how temporary buydowns can lower your mortgage payments during the initial years of homeownership.
Temporary Buydowns
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VA Loans
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Construction Financing
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FHA Loans
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Bridge Loans
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Community Lending
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Condominium Loans
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First Responders – Nurses – Teacher Loans
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Manufactured Home Loans
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Reverse Mortgages
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USDA Loans
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Bank Statement Loans
Simplify your home buying process with Preferred Rate's SmartBuy program.
Click n’ Close SmartBuy National DPA
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DSCR Loans (Investment Loans)
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Expanded Credit Loans
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Expanded Income Loans
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Loans for Foreign Nationals
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Medical Professional Loans
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Pathway DPA Program
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Secure Lock Program
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Seller PreLock Program
Refinance With Purpose
Every refinance starts with a goal. Whether you want to lower your payment, shorten your term, or access equity, we’ll build a strategy around what matters most to you.
Consolidate Debt
Simplify what you owe. Use your home’s equity to combine high-interest debt into one payment.
Lower Payments
Improve monthly cash flow. Even a small rate adjustment can create savings over time.
Get Cash Out
Access equity with intention. Turn your home’s value into funds for renovations, education, retirement, or financial goals.
Change to Fixed Rate
Stabilize your payment. Move from a variable rate to predictable payments built for long-term planning.
Refinance VA Loan
Use a VA refinance program to improve your terms, access cash, or reduce your monthly payment.
Discover your home’s value instantly.
Get a personalized home value report powered by real market data. Track equity, explore trends, and stay informed about your property.
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We'll watch the market for you
Set your target interest rate and we’ll notify you when it hits. No spam, just smart alerts.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes.
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How fast can I get pre-approved?
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How fast can I get pre-approved?
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How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
How fast can I get pre-approved?
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