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The mortgage process simplified.
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NMLS: #1230823

Corey Krakowski

Sr. Mortgage Advisor

With 12 years of experience in the mortgage industry, I have built my career around helping people navigate one of the most important financial decisions they will ever make: buying or refinancing a home.

I graduated from Illinois State University in 2014 with a degree in Political Science. Shortly after college, I entered the mortgage industry, inspired in part by my older brothers who already had experience in the field. What started as an opportunity to work alongside family quickly became a career I am truly passionate about, helping individuals and families achieve homeownership and improve their financial future.

My approach to working with clients is simple. Be available, be honest, and communicate clearly. Whether meeting in person, talking on the phone, or answering questions via text, I make it a priority to be accessible and keep clients informed throughout the entire process. The mortgage process can feel overwhelming, and I believe strong communication and education make all the difference.

I work with a wide range of clients, from first-time homebuyers to experienced homeowners looking to refinance. Every situation is unique, and my goal is to find the loan solution that best fits each client’s financial goals and long-term plans.

Clients often say they appreciate my knowledge, responsiveness, and willingness to go the extra mile to ensure their loan process goes smoothly. I take pride in guiding people step by step so they feel confident and comfortable from application to closing.

What I enjoy most about this work is seeing the impact it can have on people’s lives. Whether it is helping a family move into their dream home or helping someone save money through a refinance, it is incredibly rewarding to know that the work I do can make a meaningful difference for years to come.

Outside of work, family is a huge part of my life. I am married and have three kids, and I also come from a large family with five brothers and a big extended group of in-laws. When I am not helping clients, you will usually find me watching football, playing video games, or getting a game of basketball in when I can.

For me, this business is about more than mortgages. It is about building long-term relationships and helping people create a better financial future through homeownership.

Licensed in:

IL

Specialties:

First-Time Homebuyers

VA Loans

Renovation Loans

Investment Property Loans

FHA Loans

Self-Employed Borrowers

Lending Specialties

First-Time Homebuyers

VA Loans

Renovation Loans

Investment Property Loans

FHA Loans

Self-Employed Borrowers

Why work with me?

5.0/5 Rating

117 reviews

1,000+

Families helped

3-4 Weeks

Average close time

12 years

Of experience

Real clients. Real results.

Corey really worked night and day for me and my wife to purchase our house! He was always available anytime any day to answer all of our questions! He truly made the process go quickly and smoothly. This was our first time purchasing a house and I will be recommending Corey and team to anyone I come across who needs help purchasing a home! Thank you Corey and Team you truly are the best at what you do!!!!

Paul K

Our loan was very complex with self employment income, gifts from family, and various debts that needed to be excluded for the price point we were seeking. Corey and his team were miracle workers, and went above and beyond to make it happen (at all hours of the day and night). They are responsive, knowledgeable, creative, direct, transparent, and quick! I would (and will) recommend this team - they are the best, without question.

Rachel B

Corey and his team are best! Helped me through every step of buying my first home, couldn’t have made it easier. Great communication through the entire process and answered any questions. 100% recommend for anyone looking.

Bryce M

Cory was great from the first call to the last enjoyed working with him .

Raymond Y

It was great working with Corey. Very enthusiastic, thorough, informative, patient, and helpful! Highly recommend

Donna S

It was great working with Corey. Very enthusiastic, thorough, informative, patient, and helpful! Highly recommend

Donna S

Corey is astonishing, he made our refinance process easy and he was always there to answer any of our questions. I would definitely recommend him to my friends and family!

Rosi

I would definitely recommend Preferred Rate as the lender for your home purchase. What made the big difference is their service and response. Corey has been very helpful and responsive; he would pick my calls anytime and answer questions during the entire process. Thanks to Corey and the whole team at Preferred Rate in making my first home buying a great experience! :)

Kevin J

For a first time home buyer, Corey made it so easy and stress free. He was always there to answer any question I had. I would highly recommend him.

brennan p

Great experience. Corey was available any time to answer any questions I had. Everything was done quick and with efficiency.

Tanya W

Corey was wonderful. He would always be there to answer any calls or text if needed him. Took the time to explain everything perfectly when needed answers. I will put him out there if anybody ever needs a loan.

Tina C

As a first time homebuyer it was extremely scary doing this for the first time, but Corey and his team really made this process easy made me feel more comfortable with going through on our purchase. If we ever decide to buy again, will definitely be using his team. Thank you for your patience and answering all my phone calls and questions. Really made me feel safe.

Kenneth M

As the title states - he is Top Tier service. I had a question. He communicated. Calls - texts and above all how fast he was with the entire process. It was my first home purchase and I was genuinely concerned about the entire process. He briefed me how everything was going to go down. I will say there was a small bump on the road during the purchase but regardless of that he communicated AWESOME - he worked hard - he worked quick and put my needs first. I am a tough critique when it comes to purchases and I can say with confidence that he has made me a loyal customer of his services. I am glad I was recommended by a friend to go with Corey and Preferred Rate. I will be using them for a refinance in the future. I will be recommending him to everyone because it is hard to find people out there that actually care about your needs. Thank you Corey.

Joe P

Communication is key in EVERYTHING - COREY IS A PROFESSIONAL AND HAS MASTERED HIS CRAFTAs the title states - he is Top Tier service. I had a question. He communicated. Calls - texts and above all how fast he was with the entire process. It was my first home purchase and I was genuinely concerned about the entire process. He briefed me how everything was going to go down. I will say there was a small bump on the road during the purchase but regardless of that he communicated AWESOME - he worked hard - he worked quick and put my needs first. I am a tough critique when it comes to purchases and I can say with confidence that he has made me a loyal customer of his services. I am glad I was recommended by a friend to go with Corey and Preferred Rate. I will be using them for a refinance in the future. I will be recommending him to everyone because it is hard to find people out there that actually care about your needs. Thank you Corey.

Joe P

Corey was fabulous he made my experience doing this painless and pretty easy. I would recommend anyone to go with Corey.

wendi b

Allstar team right here help you all the way till the end of the deal trust me they make it a breeze!!

Michael G

Vert fast processing time. Possible to reach out 24/7. Excellent!

Richmond G

Corey was awesome! He made the whole process very straightforward and pain free, while answering all of my questions and walking me through each step of the process. Thank you Corey!

Nicholas G

Dependable fast and very friendly. Great help in getting everything done.

Randal K

Cory made the whole process easy and quick. Highly recommend.

Andrew Randall (

Did a great job with a first time home buyer. Really helped me out!

Blake M

First time home buyer and I do not regret using Corey! Great guy and always answered any “stupid” questioned and explained until I understood. I will for sure be using him in the future!

Charlie F

You could not go wrong with Corey and his team! I was beyond nervous in the beginning of the house hunting process. Corey quickly eased all the nerves and made the experience GREAT! Dreams come true!

Donna B

Very easy and fast process highly recommend!

Edward S

Corey was beyond Amazing. Being a mom of 3 boys under 6, working full time, and trying to get our dream home seemed like I would never have the time. He was always patient with my husband and I. He was happy to answer any questions or concerns we had. He explained everything in detail and gave us confidence the whole way through. I highly recommend Corey to everyone. He made this process extremely easy and manageable. We are extremely grateful for Corey's guidance during this process.

Joanna D

Corey is the best! We used him for our first and second home. He’s extremely knowledgeable and responsive. If you’re looking for someone you can trust, Corey is your guy!

Jon C F

Corey was always so helpful and available to answer any questions we had about this process!

Jessica K

Corey was easy to work with and helped explain things along the way! Made our first home buying experience a great one!

Briana H

Corey knows his stats!

Jon C

Most efficient and professional process I've been a part of. Easiest 5 Star Rating I've given out.

Nick B

Helped our new business to close on our first office space in under 20 days! Corey is incredibly easy to work with and made the whole process seamless. Can't wait to go to him again for guidance on office number 2!

Reta R

Always answered the phone if I had any questions or concerns. Explained everything thoroughly and made sure I understood the process and how home buying works!

Charlie F

Made the home buying experience easy and very straight forward would recommend to anyone trying to buy a home

Jacob B

I had a wonderful experience from beginning to end. Corey and his team were fantastic! Very Prompt and reliable. I will most definitely refer friends and family to him. Thanks Corey and amber you guys rock!

Letisia G

Corey is the best. Got me done in record time with a great rate and superb follow up!

Blake B

Very responsive and helpful! Worked fast to make it towards a quick closing date.

Claude S

Corey went above and beyond to get my loan done. I couldn’t ask for a better loan officer.

Danielle O

Corey and his team are true professionals! The process from start to finish was made easy by this expert team!! I would highly recommend to anyone interested in obtaining mortgage financing!

Karin J

Top notch service!

Andrew Randall (

Working with Corey was an absolute pleasure. From start to finish, he made the process of buying our first home seamless. He was always patient with us and willing and happy to answer any questions or concerns we had. He explained everything in depth and gave us confidence the whole way through. I would recommend Corey to anyone and everyone, whether it is your first time buying or your 100th. We are so grateful to have been able to work with him!

Meaghan A

Working with Corey was an absolute pleasure. From start to finish, he made the process of buying our first home seamless. He was always patient with us and willing and happy to answer any questions or concerns we had. He explained everything in depth and gave us confidence the whole way through. I would recommend Corey to anyone and everyone, whether it is your first time buying or your 100th. We are so grateful to have been able to work with him!

Meaghan A

Absolute pleasure to work with! Cannot recommend enough!

Jordan H

Corey helped with refinancing my mortgage. He cut 10 years off my mortgage and got it done quickly. He saved me a ton of money too! Don’t hesitate to reach out to Corey to help you!

Matt M

Corey & the Krakowski Group Team were highly recommended by a friend.  From the 1st call to the closing on our new home, we could not have asked for better!! Professional, personable, honest, and exceptional customer service from start to finish. We had given up on ever moving & buying a new home but Corey worked with us, advised us and made the impossible....POSSIBLE! Thank you Corey & Team for EVERYTHING! 

Robyn C

Corey and his team are best! Helped me through every step of buying my first home, couldn’t have made it easier. Great communication through the entire process and answered any questions. 100% recommend for anyone looking.

Bryce M

It was great working with Corey. Very enthusiastic, thorough, informative, patient, and helpful! Highly recommend

Donna S

Corey is very open, detailed and helpfull

Ali F

Loan Programs

1% Home Loan Program

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Conventional Loans

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Down Payment Assistance (DPA)

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Home Renovation
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VA Loans
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Bridge Loans
Community Lending
Condominium Loans
First Responders – Nurses – Teacher Loans
Manufactured Home Loans
Reverse Mortgages
USDA Loans
Bank Statement Loans
Click n’ Close SmartBuy National DPA
DSCR Loans (Investment Loans)

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Expanded Credit Loans
Expanded Income Loans
Loans for Foreign Nationals
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Pathway DPA Program
Secure Lock Program
Seller PreLock Program

Refinance With Purpose

Every refinance starts with a goal. Whether you want to lower your payment, shorten your term, or access equity, we’ll build a strategy around
what matters most to you.

Consolidate Debt

Simplify what you owe. Use your home’s equity to combine high-interest debt into one  payment.

Lower Payments

Improve monthly cash flow. Even a small rate adjustment can create  savings over time.

Get Cash Out

Access equity with intention. Turn your home’s value into funds for renovations, education, retirement, or financial goals.

Change to Fixed Rate

Stabilize your payment. Move from a variable rate to predictable payments built for long-term planning.

Refinance VA Loan

Use a VA refinance program to improve your terms, access cash, or reduce your monthly payment.

Discover your home’s value instantly.

Get a personalized home value report powered by real market data. Track equity, explore trends, and stay informed about your property.

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