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I truly appreciate Cristina professionalism and dedication. I couldn’t have asked for a better experience and highly recommend Cristina Payero to anyone, especially fellow first-time buyers!Thank you for helping me buy my first home!

I had a great experience with my home loan process. Everything was smooth, professional, and very clear from start to finish. I really appreciated the guidance, communication, and support throughout the closing. Highly recommend!

Very good 👌 Recommended

I recommend it 100%, the best customer service, professionalism, familiarity and efficiency, the best decision!!!! the best!!! If you want to buy a property, this is the place!

👍👍👍👍👍👍👍

Exelente asistencia, muy buen trabajo y muy profesional, la recomiendo al 💯.Gracias por todo tu apoyo Cristina Payero

Cristina gracias por su apoyo, es una bendición el averla tenido con nosotros a cada paso del proceso, si dudarlo la recomiendo ya que su profesionalismo ayuda a qué todo sea más facil

Profesionalismo y eficacia

Exepcional

The experience was amazing,the process very smooth thanks so much for your help and effort.

Gracias Por todo el apoyo que nos diste desde el principio. Has hecho de un sueno una realidad. Gracias y que Dios te Bendiga

 Cristina Payero was amazing to work with on my home loan. She responded quickly, explained everything clearly, and helped me get a great rate. She even guided me through the closing process and made everything feel smooth and stress-free. Highly recommend her!

Muchas gracias por tú ayuda muy Profesional la recomiendo 100%

Cristina Payero is a great professional. Thanks to her extensive experience, advice, and guidance, we were able to find the house we wanted. Not only did we get the loan approved thanks to her, but she was also a wonderful support throughout the entire process, and her compassion and attentiveness are the perfect complement to what a person needs. 10/10

Cristina Payero, es una gran profesional en su trabajo, con su amplia experiencia, sus consejos y su orientación, fue posible conseguir la vivienda que queríamos, no solo encontramos en ella la aprobación del préstamo, fue un maravilloso soporte dentro de ese proceso y su calidad humana y atención, es el complemento perfecto de lo que una persona necesita !!!!!! 10/10

Extreme professionalism, fast and accurate doing the work, I’m very very happy to have done business with this lady.

The best broker, realtor, team for buying new homes in SWFL, honesty, Transparency, efficiency is their moto. We are very grateful and happy with our new home and for all the help, patience and professionalism from this whole team of excellent people. 100000% recommended

Very satisfied with Cristina and her team they made the process go very smooth and efficiently

Recomendado 100% se tomó el tiempo de prepararnos antes y durante todo el proceso,y estamos agradecidos yo y mi esposa de comprar nuestra casa con Cristina y su equipo.

Recomendado 100% se tomó el tiempo de prepararnos antes y durante todo el proceso,y estamos agradecidos yo y mi esposa de comprar nuestra casa con Cristina y su equipo.

Excelente trabajo las recomiendo el 100% eficaz

It was a real pleasure working with you. You helped me with every step, it was a first time experience but I felt confident. Thank you for everything !

No tengo palabras suficientes para describir mi agradecimiento, me sentí muy orientada, segura y acompañada en todo el proceso, siento que 5 estrellas no son suficientes para calificar su trabajo, entrega y dedicación. Gracias gracias infinitas a Cristina y todo el equipo de trabajo.

Having Cristina's experience and professionalism during the stages of our home purchase was the best thing that could have happened to us. Our deepest gratitude to Cristina and your team.

Muchas Gracias

Very helpful and very honest and is the best to help out to get your dream home

Cristina and her team are highly professional, proactive, and inspire confidence in the process. The best decision we made! Thank you, Cris!

great team, very professional in everything, love…

Muy profesional la recomiendo al 100 x100

She it’s very professional and

I can’t say enough good things about Cristina! She helped me secure a HELOC loan and made the entire process smooth, stress-free, and incredibly efficient. From start to finish, Cristina was knowledgeable, responsive, and truly had my best interest at heart. She explained every step clearly, answered all my questions with patience, and worked hard to get me the best terms possible. What stood out the most was her professionalism and dedication—she was always just a call or email away and made sure I was comfortable and confident throughout the process. Thanks to her, I was able to access the funds I needed quickly and with peace of mind. If you’re looking for a mortgage broker who genuinely cares and delivers results, I highly recommend Cristina! 

I can’t say enough good things about Cristina! She helped me secure a HELOC loan and made the entire process smooth, stress-free, and incredibly efficient. From start to finish, Cristina was knowledgeable, responsive, and truly had my best interest at heart. She explained every step clearly, answered all my questions with patience, and worked hard to get me the best terms possible. What stood out the most was her professionalism and dedication—she was always just a call or email away and made sure I was comfortable and confident throughout the process. Thanks to her, I was able to access the funds I needed quickly and with peace of mind. If you’re looking for a mortgage broker who genuinely cares and delivers results, I highly recommend Cristina! 

I can’t say enough good things about Cristina! She helped me secure a HELOC loan and made the entire process smooth, stress-free, and incredibly efficient. From start to finish, Cristina was knowledgeable, responsive, and truly had my best interest at heart. She explained every step clearly, answered all my questions with patience, and worked hard to get me the best terms possible. What stood out the most was her professionalism and dedication—she was always just a call or email away and made sure I was comfortable and confident throughout the process. Thanks to her, I was able to access the funds I needed quickly and with peace of mind. If you’re looking for a mortgage broker who genuinely cares and delivers results, I highly recommend Cristina! 

Este equipo de trabajo fue más que profesional fue como estar entre amigos.Gracias Cristiana y Maite 🙏🙏🙏

Exelente trabajo de tu parte

Mi experiencia fue excelente con Cristina Payero y Maite Pérez.La verdad no dudaría ni un segundo en contactarlas nuevamente para cualquier proyecto futuro 🙌❤️🙏🙌❤️🙏🙌🙏❤️.Gracias Gracias Gracias.

Quede muy satisfecho con su servicio gracias espero pronto volver a pasar por todo ese proceso q no es nada fácil pero gusta🤗🤭 muchas gracias🙏

La mejor experiencia que pude vivir para poder comprar mi casita soñada. La recomendaré siempre. Sin la ayuda de Cristina no hubiese podido.

Son un equipo extraordinario que te acompañan en todo el proceso gracias gracias Cristina y Maythe son un equipo maravilloso 

thank you so much, Cristina! great service and very professional i truly appreciate your support helping my mom get her new home!! highly recommended!!

As a first-time homebuyer, I was nervous about the process, but Cristina made everything smooth and stress-free. They were clear, helpful, and always available to answer my questions. I truly appreciate their support and professionalism throughout the entire experience.

Me siento agradecida por el servicio que nos brindó muy Profesional y Eficiente realmente rápido y nos guió paso a paso muchas Gracias

Un trabajo excelente y muy profesional, que belleza encontrar personas así como usted que trabaja para servir y ayudar a las familias en conseguir su vivienda como fue en nuestro caso, muchísimas gracias a usted y que Dios la bendiga siempre

Extremely professional, a very professional process. I can confidently say that the treatment we received was excellent. The process was easy, attentive to every detail to achieve a positive result. We thank her infinitely for helping us obtain this property, and we are confident that we will work with Cristina Payero for the rest of our lives.Thanks 😀😀😀😀Raffy & Tani veras.extremadamente profesional un proceso con mucho profecionalismo puedo decir con seguridad que el trato que nos dios fue exelente, facil en el proceso pendiente de cada detalle para octener un resultado positivo le damos las gracias infinitamente por ayudarnos a octener esta propieda y estamos seguros que trabajaremos con con Gristiana Payero por todo los que nos queda de vida.Gracias. 😃😃😃😃😃😃😃😃Raffy & Tani veras.

Perfecto,bien profesional!!! Muy contento en todos los sentidos,agradecido!

Excelente servicio, te ayudan en todo el proceso y responden todas tus dudas

Great, experienced and professional, always available to answer my questions

Cristina es una experta en su trabajo, con su buen carisma y te ayuda en todo el proceso del préstamo y compra de una casa.

Cristina es la mejor. Recomendada 100%. Era nuestra primera compra de casa y siempre estuvo explicando cada cosa q le pregunte, lo cual me hizo sentir confiado durante todo el proceso d compra. Muchas gracias.

We always think of it as a stressful process. But our purchase and closing process was great. Thanks to Cristina's work. Excellent communicator, with a very detailed explanation and with a lot of knowledge to answer our questions. Thank you Cristina.

Muy recomendada…. Cristina y todo su equipo hicieron un excelente trabajo para que pudiese comprar la primera de muchas… de seguro volveré con ustedes!!!! Dios les bendiga 

As a first time buyer the process was very easy and smooth. There was constant communication with everyone on the team and everything was explained well.

Cristina Payero was beyond amazing and helpful. She made sure we got everything done and explained everything! Her commitment to the individual(s) that she is working with goes above and beyond! I would recommend her to everyone looking to buy a house. She is committed to her work and it definitely shows.

Cristina went above and beyond to help us!! She is by far one of the best we have ever worked with. Answered any and all questions and made sure everything was done correctly and that we understood everything. I can’t say enough about our positive experience, it was just made so easy by her professionalism and understanding. Would recommend Cristina to anyone!!

I have no words to fully describe how grateful I am to have worked with Cristina, a professional powerhouse of a woman who, thanks to her and God, made our dream of buying a home in the U.S. a reality after over 20 years of working tirelessly in this country. We can now proudly say we have achieved the American dream, as U.S. citizen homeowners, thanks to her extraordinary skill and patience. Regardless of the challenges that came our way, she had the knowledge, positivity, and determination to overcome them. It wasn't easy and we were told it wasn't possible by other realtors, given that it was a hard season for us as business owners and other setbacks arose. Yet, Cristina still managed to make our dream come true. I recommend her infinitely to everyone, as I want people like us to have the ability to buy their first home and I know that she will make that happen. Thank you, a million times, for helping us and so many others achieve their dream. Blessings.

Gracias excelente trabajo muy satisfecho se los recomiendo gracias 

Gracias excelente trabajo muy satisfecho se los recomiendo gracias 

Excellent; very professional in their work, with lots of informative help and true transparency during the process

Gracias a Cristiana y su equipo de trabajo,un excelente trabajo se los recomiendo si está comprando una casa muchas gracias 

Una experiencia magnífica se los recomiendo

Todo el proceso fue bien rápido y exactamente como me explicaron . Cristina fue quien me atendió y supo explicarme todas mis inquietudes. Gracias por su ayuda y apoyo .

They are very professional people they help you out with all the proses. I will recommend them

Our experience with Cristina was wonderful. Always friendly and willing to help during the process.🙏🏻🙏🏻❤️❤️😊😊

I had a wonderful experience working with Cristina Payero. She was extremely professional, knowledgeable, and attentive throughout the entire process. Her expertise and attention to detail truly set them apart. I highly recommend Cristina to anyone looking for a reliable and professional house broker.

Cristina was absolutely great to work with. She explained all our options and even spoke them in Spanish to my Cuban wife to make sure she understood everything clearly. Step by step she communicated with us. We had a very difficult seller and even when I got frustrated she was there to calm everything down. With her knowledge, professionalism and courtesy, Cristina went above and beyond my expectations and I highly recommend her. A++"

Cristina was absolutely great to work with. She explained all our options and even spoke them in Spanish to my Cuban wife to make sure she understood everything clearly. Step by step she communicated with us. We had a very difficult seller and even when I got frustrated she was there to calm everything down. With her knowledge, professionalism and courtesy, Cristina went above and beyond my expectations and I highly recommend her. A++

exelente travajo responsable y sobre todo muy profecional

Hola Cristina queremos agradecerte el espectacular servicio que nos diste al gestionar el crédito para nuestra casa!!! Personas profesionales como tú hacen que un proceso tan complicado como este se haga de una manera muy sencilla, que sigan los éxitos también para ti y tu maravilloso equipo, que Dios los bendiga!!!

Yo Amilka leal quiero decirles que Cristina Payero se las recomiendo 100 por ciento es una persona muy humilde con sus clientes y muy profesional está todo el tiempo al tanto de todas las preocupaciones de sus clientes

Ha sido una experiencia gratificante, son muy profesionales y atentos, nos ayudaron en todo momento y estamos muy agradecidos con haber podido trabajar con ella. Cristina es una persona muy respetuosa y domina su trabajo estamos muy contentos por haber tenido este logro. Una vez más gracias por todo tu apoyo.

La experiencia fue increíble, muy profesionales y te ayudan en todo, Cristina es una excelente trabajadora y muy atenta los recomiendo al 100%

Cristina went above & beyond for our application. She is knowledgeable and was patient with us throughout the process.We are thankful for what she did to get our "not so easy" application through!

Fue una muy buena experiencia trabajar con Cristina Payero aclaró todas mis dudas con paciencia y buen humor, muy profesional.Estuvo en todo momento para ayudarme con la documentación que necesitaba.

100% recommend them very professional always available for any doubt with clear answers.

Estoy agradecida por tu apoyo y ayuda que tuviste en el proceso de compra de nuestra primera casa, gracias por tu amabilidad y tu paciencia , estoy complacida por la forma que Cristina Payero explicaba cada paso a seguir de verdad muchas gracias, mi familia y yo estamos muy agradecidos y felices por nuestra casa. Simplemente gracias.

I want to thank Cristina for her exceptional dedication and expertise as our loan officer. Without her tireless efforts and deep knowledge, my family and I would not have been able to secure approval for our home. Cristina’s commitment to guiding us through the process, answering all our questions, and providing clear and timely information made an incredibly stressful situation manageable. We are truly grateful for her support and highly recommend her to anyone needing a dedicated and skilled loan officer.

De verdad muy contenta con todo el trabajo de parte de Cristina Payero. Buena comunicación, buen trato, todo muy bien!

Above and beyond! This woman does not stop working and I was flabbergasted. She will get your closing done in days! Highly recommend her!

Cristina payero y su equipo son lo máximo el mejor servicio gracias a Cristina logre alcanzar mi meta de octener una casa 🏡

Cristina payero and Rebeca her assistant, are knowledgeable ,profesional and great people I highly recommend to you, if u are thinking on buying a home and mostly if u are a first time buyer this is the team u want on your side, Cristina payero y Rebeca son profesionales me ayudaron mucho y me contestaron todas mis preguntas soy primer comprador y tenia muchas dudas pero ella y su equipo hizo mi experiencia grandiosa si necesitas alguien que conteste tus preguntas y te apoye en la compra de tu casa este equipo es el mejor Cristina payero , rebeca y sus assistants mexhas gracias

Muy agradecida por tu excelente profesionalismo, gracias por acompañarme y apoyarme en todo momento en este proceso

Nuestra experiencia con cristina y su equipo de trabajo fue excelente, predisposicion explicacion del proceso y todo muchas gracias por hacer que nuestro sueño 🏡 se haga realidad

Muchas gracias un excelente servicio Cristina .Gracias por guiarle y ayudarme a hacer la compra de mi primera casa .

She works really hard to make our dream come true. I really appreciate all she did for us

Muchas gracias por ayudarme en todo el proceso y hacer posible la compra de mi primera casa.Gracias Cristina .

Cristina was extremely professional and certainly looks out for the client’s best interest. 100% would recommend! 10/10. 

Working with Cristina was an excellent experience from start to finish. She was knowledgeable, responsive, and took the time to clearly explain every step of the process. She provided honest guidance, and made what could have been a stressful experience feel smooth and manageable. Communication was consistent and timely, and I always felt confident that my best interests were the priority. The loan closed on time with no surprises, which speaks volumes about her professionalism and attention to detail. I would highly recommend Cristina to anyone looking for a reliable, efficient, and trustworthy mortgage partner. She truly goes above and beyond for her clients.

Cristina was amazing, our closing went smoothly thanks to her.

La mejor sin Duda 🥹❤️ h

“I want to thank a Cristina Payero, for her excellent work. Thanks to her help, I was able to obtain my loan without complications. She was very professional, patient, and always explained every step of the process to me. I definitely recommend her to anyone who needs financing.”

She works really hard to make our dream come true. I really appreciate all she did for us

Exelente atención , siempre atentos a cada documento e información , a la hora q sea q necesite cualquier pregunta o , duda sin dudas siempre excelente trato y respuesta. La recomiéndo 100%

Cristina is simply the best lender you can work with. No matter what challenges come up during the home closing process, she handles everything with professionalism and efficiency. What seems difficult for others is never a problem for her—she always finds a solution. Highly recommended!

I had a great experience with Cristina. She was very helpful from the beginning responsive and made the process easy to understand from the start to finish. I definitely recommend her and her team to anyone looking for a reliable lender.

Quiero agradecer de manera especial a Cristina Payero por su excelente labor. Ha sido una gran ayuda en nuestro proceso, ella junto a su equipo, puedo decir que son excelentes profesionales y que siempre tratan de ayudarte para encontrar el mejor camino para llegar a tu objetivo. Gracias chicos por su gran servicio!!!!

It’s very important to me that everyone knows that Cristina Payero from American Pacific Mortgage helped me achieve the American dream of purchasing my first home. . I want to give credit where credit is due . Cristina Payero and her team was on top of everything : from filing the application to the closing of now my house. She answered my endless questions and kept me motivated throughout the process. I would definitely recommend Cristina to everyone who is interested in buying a house . Thank you again Cristina for a job well done. Canon Camilien 4/26/2026