Mortgage Advisor

David Neiheisel

Mortgage Advisor NMLS# 1532518 Licensed in OH, KY and IN

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(513) 518-0155 davidn@preferredrate.com

401 W. Eads Parkway, Suite 240
Lawrenceburg, IN 47025
Branch License Number 21338223

About David Neiheisel

Your mortgage is personal, and I understand that.

David is an Army Veteran, with a strong belief that everyone wanting to own a home can achieve their goal. David originates loans in Ohio, Kentucky, and Indiana. He specializes in educating homebuyers, whether a first-time homebuyer or an experienced homebuyer, in ensuring they find the best program for themselves and their family. David resides on the Westside of Cincinnati with his wife, Jessica, 2 daughters, and 3 dogs. David lives by the motto "It's not that I can and others can't, but it's that I will when others won't."
David is an Army Veteran, with a strong belief that everyone wanting to own a home can achieve their goal. David originates loans in Ohio, Kentucky, and Indiana. He specializes in educating homebuyers, whether a first-time homebuyer or an experienced homebuyer, in ensuring they find the best program for themselves and their family. David resides on the Westside of Cincinnati with his wife, Jessica, 2 daughters, and 3 dogs. David lives by the motto "It's not that I can and others can't, but it's that I will when others won't."

See my reviews
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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what David's clients have to say

Jeannell W

Very professional, organized committed with pleasant personalities.

Oct 04, 2022

Bailemat000

David picked us up after our other mortgage company became unreliable and almost fell through. Even without a guarantee that We would go with him, David and his team got right to work and had our loan approved within just a few days. Although we did not choose to go with David due to interest rates that he can’t control, I would and do recommend him to anyone in Ohio or neighboring states! ... Read More

Oct 03, 2022

Rinaldo Yulfo I

“I know that Mortgage is BEYOND stressful so I take everything lightly. End of the day, most important thing to me is improving the lives of families, one family at a time.” - David Neiheisel Improving the lives of my family is exactly what he did and I truly believe anyone that works with him will be as happy (if not happier) than I am today after moving into our new home. Thank you so much David Neiheisel!!! We will never forget you! ... Read More

Sep 28, 2022

Ag Bertin O

This confidence and trust has been what I have craved for in an expert trader for years now and I am so happy to finally get all this from you Mr. Ethan Payne for you have proven all what I have heard about you is the true, by investing $500 with Mr. Ethan Payne I made $6,050, it not the profit alone I am glad about but the instant withdrawal into my bank account, I am forever grateful and will tell the world about you, get in touch with Mr. Ethan Payne via Email: ethanpayne700@gmail.com WhatsApp:+44 7862 075181 ... Read More

Sep 27, 2022

Rinaldo Y

“I know that Mortgage is BEYOND stressful so I take everything lightly. End of the day, most important thing to me is improving the lives of families, one family at a time.” - David Neiheisel Improving the lives of my family is exactly what he did and I truly believe anyone that works with him will be as happy (if not happier) than I am today after moving into our new home. Thank you so much David Neiheisel!!! We will never forget you! ... Read More

Sep 13, 2022

Kristen W

David and his team did an amazing job! David went above and beyond in his research on finding the best loan options for my situation as well as helped me with other financing I didn't even know was available. He always answered any and all of my questions no matter how menial they might have been and kept in consistent and continuous contact. I HIGHLY recommend David if you are in the market for a home. ... Read More

Aug 25, 2022

Matt E

David was extremely easy to work with and answered all my questions and more so. He was also great about following up afterwards to ensure I was happy with everything.

Aug 10, 2022

Rachel N

David went above and beyond to help us buy our dream home. He was able to get us pre-approved on a Saturday within a few hours so we were able to put in an offer. In a crazy housing market like this, David made this process easy and helped us understand the process. I would recommend David to all my friends and family! ... Read More

Jul 21, 2022

rachel s

David went above and beyond to help us buy our dream home. He was able to get us pre-approved on a Saturday within a few hours so we were able to put in an offer. In a crazy housing market like this, David made this process easy and helped us understand the process. I would recommend David to all my friends and family! ... Read More

Jul 21, 2022

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2022 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in NV. AZ Corp BK 1014819. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV