Together my team and I are committed to delivering the highest quality of financial services, combined with the best rates on the market. As my client, you can trust that I will be with you step-by-step from application to closing.
As a trilingual speaker (Portuguese, Spanish, and English) I am able to attend a much broader pool of clients and discuss the process in their own language
Our focus has always been to understand and exceed the expectations of our clients and referral partners. My philosophy is to listen to the customers’ needs, and respond to those needs efficiently and effectively. We approach each client’s situation with a unique, personalized touch, and when it comes to getting the right loan and the right deal for our client, we will go above and beyond.
Many banks can get you into a home loan; our goal is to get you into the right loan. With my team’s expert knowledge and our extensive lender network, we will find the best possible solution for the client’s individual requirements. Our ability to look beyond the numbers toward the bigger picture allows us to secure often hard-to-find financing for unique property types, self-employed, complex, and foreign-national borrowers.
I couldn't have had a better experience. From day one till closing, always assisted by the best!
Rafael L
I’d like to thank Donnerson and his team for all their support during the process. As a first-time buyer in a new country, a lot of questions and concerns are raised but they handled all of them with extreme professionalism and transparency.
Ricardo L
Excellent support from Donnersson!!! I certainly recommend him to support you in the process of buy your property!
Renata R
Donnerson and his team were very helpful throughout the entire process. They made sure everything went smoothly and stress-free. He made countless efforts to accommodate my financial limitations and fit within my budget. I have already referred him to several friends and will continue to do so.
Bruno B
Very happy with my experience working with Donnerson. He was patient, communicative, and understanding of all my worries and questions. He took the time to explain each step, get me the best rate, and ease my anxiety throughout the whole process. As a first time home buyer, his patience and communication was very reassuring for me.
Kelsi M
Excellent team! Donnersson was always ready to answer any questions (even on weekends). Easy pry, they helped me out to find the best insurance too. I highly recommend!
Reginaldo F
Donnersson Penna and his team showed outstanding professionalism, patience, and attention to detail. He guided us through every step with clarity and a strong sense of urgency. Truly reliable and highly recommended!
Pettersen N
Nothing more to say other than our experience was fantastic. We are so grateful.
Fabio P
Donnersson was instrumental in helping me secure my dream home. From the moment that I was introduced to him via a mutual friend and ex-customer of his, he was able to patiently walk me through the entire process, what I could expect and reiterate that he will be there with me all the way through the process. Being new to the US, this was especially important to me. Donnersson was a man of his word and worked hard to find a good deal and, when we hit a speed bump, worked with me to evaluate all the potential courses of action to select the best one for my circumstance. I cannot rate him highly enough and I would recommend him as a trusted partner and professional in your house buying process.
Sanjay S
Since the first contact Donnersson always been very professional, objective and transparent. Every question from my side always well explained with very good explanations about pros and cons to improve our decisions and support the perfect loan deal that fit for me. His team is excellent as well always with good communication and support. At the end my closing was easy and successful without any problem. Thanks Donnersson!!
Joubert R
Tivemos uma excelente experiência com Donnerson e sua equipe! Ele conseguiu aprovar o financiamento da nossa casa na Flórida quando outros não conseguiram. Sempre atencioso, ágil e comprometido com o resultado, nos guiou por todo o processo com clareza e profissionalismo. Somos muito gratos por toda a dedicação. Recomendamos de olhos fechados!
Lislei M
Awesome service.
Lncs1
Casa nova conquistada!Quero agradecer ao Donnerson pelo excelente trabalho durante todo o processo. Profissional competente, atencioso e de confiança. Super recomendo! 🙌🔑
Andre S
Casa nova conquistada!Quero agradecer ao Donnerson pelo excelente trabalho durante todo o processo. Profissional competente, atencioso e de confiança. Super recomendo! 🙌🔑
Andre S
We recommend Donnersson! Home buying is a stressful process however, Donnersson and his team helped ease the stress. He was knowledgeable, expedient, and had great communication throughout the process. Thank you!
Sarah H
We appreciate Donnersson and team’s thoroughness and expediency on processing our loan documents. We had a very positive experience. We recommend Preferred Rate.
Candace M
Donnersson and his team are very professionals, helpful and friendly. I highly recommend Donnerson if you are looking to buy a home, he’s very knowledgeable. I am a first time home buyer, and with my experienced now I already learned a lots from him.
JD C
Great job for Donnersson and his team! Thanks for the smooth home buying experience. You guys are all so friendly and very helpful my entire process experience was exceptional! Again thank you!From: Joey and Renata
Jagwar K
I had an amazing experience with Donnersson Penna throughout my mortgage process. From the very first contact, he was extremely attentive, clear in his explanations, and always available to answer questions — which made a huge difference during a typically stressful time. Donnersson’s dedication, patience, and professionalism gave me a great sense of security and confidence. He worked to find the best terms for me and guided me through every step, making everything feel smooth and transparent. If you’re looking for someone trustworthy and truly committed to helping you achieve your dream of homeownership, Donnersson is the right choice.
Nara M
Donnersson and his team made our dream come true. Impeccable. Outstanding. Amazing. Super honest and professional.
Bruce L
Working with Donnersson and his team made buying a home a breeze! Quick, thorough, efficient, and clear communication every step of the way! Any question we had, fully answered! If every business operated this smoothly the world would be a much better place! Whenever we need to purchase a mortgage again we will only go through Donnersson!
Katie E
Donnersson and his team did a fantastic job of handling our loan. The communications were timely and always very clear. They wever very responsive to all of our questions. I would recommend them highly to anyone needing a home loan. Thanks Donnersson!
Chuck C
If it weren't for Donnersson I wouldn't have been able to do it. He is extremely professional and patient. During my process I was very stressed and worried and he was always very polite and calm and he resolved everything. I'm giving it five stars because I can't give it 10.
ZAYAZ Party E
All perfect and on time. People commited to help you. Highly recommended!
Ricardo N
Strongly recommend! Donnersson and all Preferred Rate crew were amazing from step one all the way through closing. They all were very thorough and courteous. They guided me through the process, answered promptly all phone calls and emails, explained all documents and made all very smooth and easy. Great job and thank you all for helping me. I was very nervous to do it alone, but all the team made it very simple for me!
Cristiane L
Professionalism, excellent service and great rates and conditions
Derly O
I can honestly say that without Donnersson’s knowledge and expertise, we would not be the happy owners of of our first home. We are both self employed sole proprietors, and thought that the dream home ownership was not in the cards for us. Donnersson helped explain loan options that we were unaware of, and helped guide us through the process in a way that made us feel confident and secure. We are incredibly thankful, and would highly recommend him to anyone looking to purchase a home!
bobbi-jo w
Donnersson made possible to buy my Home, he took the time to explain me the loan process. He answered all my questions, His team was very patient and professional. Thank you!!!
Brenda V
It was a pleasure working with Donnersson! He and his team were so amazing in the process of our home purchase.
Brenda V
We recently had the pleasure of working with Donnersson during our relocation, and his assistance was invaluable. Faced with the need to relocate quickly, Donnersson facilitated our mortgage process with remarkable efficiency and professionalism.Thanks to Donnersson’s efforts, we were able to secure our mortgage promptly and move into our new home without any delays. We highly recommend Donnersson to anyone in need of a reliable and efficient loan broker. His commitment to his clients’ best interests is truly commendable.
Marcos O
We recently had the pleasure of working with Donnersson during our relocation, and his assistance was invaluable. Faced with the need to relocate quickly, Donnersson facilitated our mortgage process with remarkable efficiency and professionalism.Thanks to Donnersson’s efforts, we were able to secure our mortgage promptly and move into our new home without any delays. We highly recommend Donnersson to anyone in need of a reliable and efficient loan broker. His commitment to his clients’ best interests is truly commendable.
marcoslvoliveira
Great service, we closed weeks in advance, I am a repeat client and highly recommend.
Tiago F
I hope to do next business again........................................................................................................................
Acir R
We had a great experience dealing with Donnersson Penna we just got the keys we are so happy with everything thank you
Acir Jr Rodrigues de S
Exceptional Service from Start to Finish!This is my second transaction with Donnerson, and once again, he exceeded my expectations. I first worked with him on a HELOC and was so impressed with his professionalism and dedication that I knew I wanted him to handle my mortgage for my condo purchase as well. Donnerson went above and beyond throughout the entire process—always responsive, incredibly knowledgeable, and truly committed to finding the best solution for my needs.His attention to detail and ability to make complex processes feel simple and stress-free are unmatched. I’m grateful to have found someone so reliable and dedicated, and I wouldn’t hesitate to work with him again in the future. Highly recommend!
Jose L
Excelente profissional, muito transparente e ágil com as informações.
Fernando S
Had a great experience with Donnersson. He made a process that could’ve been stressful very easy and manageable. I can definitely recommend working with him.
Domenico
I was referred to Donnersson through family members that had worked with him. This has been the smoothest transaction we've ever done. We were informed of every step of the process and it was helpful to know what we've done and what else we needed to get to our goal. It was an absolute pleasure working with Donnersson and Marilyn and I recommend them 100%. Thank you for helping us reach one of our dreams!!!
Limary S
Super recommended, I recommend it to my friends for sure. Excellent professional, he did everything to get my loan approved, my conditions were very difficult, and even so he managed to make my family and I realize our dream of owning our own home. We will definitely do more negotiations again soon!
Sandra S
Excellent good peopleGood communicationRecommended
Edson B
Exelente trabajo en menos de una semana tuve mi carta de Pre aprovacion y a la hora de ser el cierra todo bien facil y rapido. La Asistente Marilyn la mejor con mucha paciencia y timpo estuvo ahi siempre presente. 100% recomendados. Creeanme no se arrepentiran. Dios los bendiga siempre por su gran trabajo
Glorymar C
Donnerson was great and I’m definitely using him again on the next deal.
Gustavo Pires (
I can't speak highly enough about Donnerson! He took the time to explain each aspect of the mortgage process, ensuring that my husband and I fully understood our options and felt confident in our decisions. Donnerson went above and beyond to ensure the buying process went smooth and we had all the documentation needed along the way. We're incredibly grateful to him and his team for their outstanding support throughout this process.
Ana carolina Duarte M
🇺🇸 Donnersson is an excellent professional, very helpful throughout the entire process. He promptly returned my calls, answered my questions quickly, and addressed all my concerns. I will certainly recommend him to my friends and utilize his services for future transactions. Thank you very much.🇧🇷 Donnersson é um excelente profissional. Ele foi me recomendado através do meu corretor de imóveis e prontamente me deu todo o suporte e tirou todas as minhas dúvidas durante todo o processo. Inclusive no dia do meu closing, precisei de ajuda dele antes mesmo das 9 da manhã e ele prontamente me respondeu. Agradeço imensamente todo o suporte dado e recomendo fortemente os serviços do Donnersson.
Melline F
Donnersson was amazing throughout the whole home buying process. He is knowledgable, and resourceful and it was so easy to get in touch with him regarding any questions and/or concerns. He and his team made it so easy to buy our house. Thank you dor everything!
Banu Y
It's the 4th time I work with Donnersson Penna on a mortgage transaction and I will keep going! He is extremely helpful, calm to explain eveything and works very hard to provide the client the best solution!
Rodrigo C
It was the best service I've ever had in the US. Very proactive and anticipating all the problems that could happen, a professional with vast experience on the path to buying your home.I really recommend the service provided.
Carlos C
It was the best service I've ever had in the US. Very proactive and anticipating all the problems that could happen, a professional with vast experience on the path to buying your home.I recommend the service provided.
CarlosCabral1
Donnersson Penna and the crew at Preferred Rate were amazing. They heard our needs and did everything to get us approved. From initial conversation, to creating an approved purchase path, and finally getting us into the home of our dreams, was amazing. It was absolutely stellar work by the crew. Everyone had excellent communication skills and sharing the information in a way that is easy to understand and comprehend. Hats off, fist bumps, and high fives for this team!Do yourself a favor and choose Preferred Rate for your next or first home purchase!
Zachary N
What can i tell about Donnersson? Do you know that friendly touch that makes a difference when you are going to difficult times? Here is a person who will understand your problems and go beyond limits to help you achieve your mortgage goals. Can't say enough how happy I am with with Donnersson services. Totally recommend him!
Marcio F
It was a great experience working with Donnersson. Our process was a bit longer than we were expecting, but since day 1 we felt heavily supported by Donnersson and his team. He was always available and providing precise guide along the way.Thank you for your partnership, Donnersson.
William B
Donnersson and his team are awsome. They are very professional and committed in doing the work in a completely transparent way, so I could know exactly what was going on and what to expect in each step of the process. I definitely recommend them.
Luiz P
Donnersson and his team went above and beyond to make buying our first home an incredibly easy and straightforward process. And they were clear about what they were going to do, and they did it. I will definitely use them again.
Jorge Luis Melendez G
Professionalism, dedication and transparency. I thank Donnersson Penna and the team for making it possible to achieve this achievement!
Karla S
My wife and I are pleased to have Donnersson assisting us with the purchase of our first house. A dream achieved the way we expected. Even with limitations along the way, Donnersson was able to guide and help us get there. I strongly recommend working with him on your journey.
Willian B
It was the third time Donnersson support me on my real state need. As usual, he was very efficient, calm, informative and got me the best deal! It's a pleasure working with him and I strongly recommend him!
Rodrigo C
Donnerson's Broker service exceeded expectations by providing exceptional support during the closing process in Florida, even though their headquarters are in Chicago. They made every effort to ensure a smooth transaction, and I highly recommend their services.
Lorenna M
Donnersson was always supportive thru the process, successfully close my loan in less than a month, guiding and explaining the various phases and clarifying questions. Highly recommend!!!!
Ricardo A
Donnersson was always supportive thru the process, successfully close my loan in less than a month, guiding and explaining the various phases and clarifying questions. Highly recommend!!!!
Ricardo A
Donnersson was always very helpful during our process giving us complete assistance, providing information and answering all our questions. He would definitely recommend and return in case of future financing needs.
Fabiola C
Donnersson is an exceptional professional. He was the only mortgage broker who got me a letter of credit to buy my first home in the USA with just my 1 month employment documentation in the USA. I recommend him and his team with my eyes closed because they are excellent professionals. And I will definitely buy my next house with you. Thank you so much for everything.
Erick C
Donnersson is an exceptionally professional. He was the only mortgage broker who got me a letter of credit to buy my first home in the USA with just my 1 month employment documentation in the USA. I recommend him and his team with my eyes closed because they are excellent professionals. And I will definitely buy my next house with you. Thank you so much for everything.
Erick C
Donnersson is an exceptionally professional. He was the only mortgage broker who got me a letter of credit to buy my first home in the USA with just my 1 month employment documentation in the USA. I recommend him and his team with my eyes closed because they are excellent professionals. And I will definitely buy my next house with you. Thank you so much for everything.
Erick C
Donnersson is an exceptionally professional. He was the only mortgage broker who got me a letter of credit to buy my first home in the USA with just my 1 month employment documentation in the USA. I recommend him and his team with my eyes closed because they are excellent professionals. And I will definitely buy my next house with you. Thank you so much for everything.
Erick C
Donnersson and team went above and beyond in helping us complete our home purchase process. When it seemed like all odds were against us, Donnersson prevailed and thanks to Donnersson we did so in a timely manner. Again, thanks so much Donnersson! and team.
Isidro C
I mainly worked with Donnersson and Marilyn and they were so helpful and attentive during the whole process. They answered and addressed any questions I had right away. From the beginning to end it was such a smooth process. Definitely recommend them to any first time homebuyers or any one looking for a home!
Francisco R
From the very first interaction, it was a very pleasant experience. Everything was explained in detail and not once was I ever rushed. 5 star service all around. I will definitely continue to do business with Donnersson. Thank you for helping me purchase my first home for my family and myself!! You guys rock! Thank you!!
Balance
Donnersson and his team were very helpful and attentive throughout the process. They made buying a home a very easy and stress-free experience.
Latasha B
Wonderful team of people! This process was fast, secure, and professional!
Latasha B
Donnerson did all my loan process, and everything was absolutely amazing! He is very knowledgeable about what he is doing! Did my whole mortgage process à very professional experience, I truly recommend him
Misia A
Great and professional service
Guilherme E
Excelente atendimento, do início ao final do processo. Donnersson e sua equipe foram super atenciosos, prestativos, proativos e ágeis. Tivemos alguns obstáculos no caminho e o Donnersson encontrou soluções rápidas para todos. Todo o processo dirigido com muita transparência e ótima comunicação, e de acordo com o cronograma apresentado.
Julie G
I knew almost nothing and they helped me learn what I needed to do and how to do it. First time buyer so I had to be spoon fed and they were there holding the spoon. Friendly as can be. Great people.
Hilbrat
Excellent service. Great communication throughout the whole process. Donnersson is very helpful and made sure we were comfortable in every step of our mortgage process providing information and answer to our questions. Would definitely recommend and come back in case of future financing needs.
Filipe Paini B
Excellent service. Great communication throughout the whole process. Donnersson is very helpful and made sure we were comfortable in every step of our mortgage process providing information and answer to our questions. Would definitely recommend and come back in case of future financing needs.
filpainib
Amazing job from Donnerson and his team .Highly recommend!!
Carlos G
Donnersson always delivers on his word. He has gotten loans to closing for me that other lenders could not. 100% would recommend Donnersson and his team.
Alejandro S
Always helpful and available. We wouldn't be able to buy our house without Donnersson's assistance.
Ricardo S
Donnersson and his team did a great work for our refinance. They were available at all times, and willing to answer any questions we had at all times. We recommend these guys to everybody we know! It was a pleasure working with them!
Magd O
That was the second time I do business with Donnersson and I could not be more satisfied.He and his team are super professional and friendly always ready to provide all and every information in order to ensure I was understanding the whole process - which can be really confusing for those who are not familiar with all the different terms and financial rules.In the end, the process was really fast with no hassle and I ended up with a much better mortgage interest rate!I recommend Donnersson 100%!
Jorge Renato M
I came to Donnerson with a fire drill to close our house in 30 days. He was very transparent about the risks but also assured us that it was doable and that him and his team would do everything to make it happen. We closed the house in 25 days and we wouldn’t be able to do it without Donnerson.Buying a house is an exciting but stressful life step. Donnerson did a fantastic job walking us through each step and letting us know of what would come next so we were always prepared - which really helped managing our expectation throughout the entire process.Donnerson and his team are 110% recommended!
Pedro Henrique Costa A
Outstanding support through the whole process, explaining all steps and giving us guidance.Donnersson is a wonderful person and a great professional.Totally recommend.
felippe_jnd
Donnersson was amazing to work with from start to finish. Very professional, responsive, and truly cared about making the process smooth and stress-free. I felt supported every step of the way. Highly recommend!
Jamilson G
Dec 18th Second mortgage process with Donnerson from Preferred Rate. Same amazing experience. Don is very knowledgeable and patient. Once again we could close in timely manner. Same awesome experience. Highly recommended!!Previous review****I couldn't be happier with the experience I had with Donnersson and the Preferred Rate. They gave me the best rate and conditions. Also, we were able to close fantastically fast.
Antônio R
We had a fantastic experience working with Donnersson Penna! He provided outstanding service from start to finish. Him and other staff at APM were very professional, explained everything clearly, worked quickly to secure the best rate, and always available to answer questions. Donnersson and his team make this a smooth and stress free process. If I ever have a chance to refinance again, it will certainly be with this team!
Ryan L
We had a fantastic experience working with Donnersson Penna! He provided outstanding service from start to finish. Him and other staff at APM were very professional, explained everything clearly, worked quickly to secure the best rate, and always available to answer questions. Donnersson and his team make this a smooth and stress free process. If I ever have a chance to refinance again, it will certainly be with this team!
Ryan L
Quero agradecer ao Donnersson Pena, pelo excelente atendimento. ele esclareceu todas nossas dúvidas. Excelente profissional.
M P
Excellent service.
Maria H
Donnerson went above and beyond on our transaction. As a first time homebuyer, communication is always key especially with arguably the biggest purchase for your life and his team kept us informed throughout. The process was as painless as it could be and closing day was smooth sailing. When we buy another home my wife and I will be using Donnerson and his team.
Evan M
Além de ser um amigo pessoal, e um grande parceiro de business, ele também fez o financiamento da minha casa. Foi excelente trabalhar com ele, não poderia ter escolhido melhor. Conseguiu uma taxa de juros excelente e o financiamento foi muito tranquilo. Obrigada amigo por tudo 🙏🏻
Camila McGettrick - Morar ou Investir em Tampa - F
I highly recommend them. Excellent communication, very transparent in their work.
Larissa M
The loan process was very smooth and very Helpful with everything and no complaints at all. Fantastic service
Thank you Donnersson
Alex G
Todo o processo de refinanciamento foi perfeito, todos envolvidos muito atenciosos, e extremamente ageis nas repostas.
Ricardo N
Donnerson is absolutely amazing to work with. He answers your questions at anytime of the day or night!! Purchasing and refinancing can be stressful and overwhelming and their team is awesome!!
Karleigh P
We are very grateful for your help. You are highly professional in your work. We recommend you 100%—complete satisfaction.
Jeronimo S
Super professional and explains details in a way that we can really understand.
André V
Loan Programs
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DSCR Loans (Investment Loans)
Featured
A stunning craftsman-style home featuring a welcoming porch, modern design, and the 1% Home Loan Program.
1% Home Loan Program
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Conventional Loans
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A welcoming living room with a fireplace, wall-mounted TV, and elegant decor, ideal for relaxing and entertaining in a cozy home setting.
Down Payment Assistance (DPA)
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Refinance Loan
Supporting veterans and families with VA home loan options and resources.
VA Loans
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USDA Loans
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FHA Loans
Charming blue home surrounded by lush greenery, perfect for those seeking low down payment loan solutions.
Low Down Payment Loans
A charming two-story house featuring a spacious front porch, large windows, and a well-maintained lawn, ideal for HELOC loan considerations.
HELOC Loans
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Home Renovation
Explore jumbo loan options for financing high-value homes like this beautiful property.
Jumbo Loans
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Bank Statement Loans
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Construction Financing
A charming manufactured home featuring a spacious porch and lush landscaping, ideal for comfortable living.
Manufactured Home Loans
Beautiful Victorian-style condominiums with intricate details and vibrant colors, perfect for condominium loan options.
Condominium Loans
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Medical Professional Loans
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First Responders | Nurses | Teacher Loans
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Community Lending
Learn how temporary buydowns can lower your mortgage payments during the initial years of homeownership.
Temporary Buydowns
A contemporary two-story home with a spacious garage, perfect for real estate bridge loans and investment opportunities.
Bridge Loans
Modern house with landscaped yard and garden.
Expanded Income Loans
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Loans for Foreign Nationals
Simplify your home buying process with Preferred Rate's SmartBuy program.
Click n’ Close SmartBuy National DPA
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Expanded Credit Loans
Elderly couple discussing reverse mortgage benefits using a laptop at home.
Reverse Mortgages
A woman reviews her home sale options on a tablet in a bright, modern kitchen, highlighting the Seller PreLock Program benefits.
Seller PreLock Program
Spacious living room with contemporary furniture and a sleek kitchen setup.
Pathway DPA Program
Rhyze HELOC
Beautiful blue house featuring a secure lock program for enhanced home safety.
Secure Lock Program
Refinance With Purpose
Every refinance starts with a goal. Whether you want to lower your payment, shorten your term, or access equity, we’ll build a strategy around what matters most to you.
Consolidate Debt
Simplify what you owe. Use your home’s equity to combine high-interest debt into one payment.
Lower Payments
Improve monthly cash flow. Even a small rate adjustment can create savings over time.
Get Cash Out
Access equity with intention. Turn your home’s value into funds for renovations, education, retirement, or financial goals.
Change to Fixed Rate
Stabilize your payment. Move from a variable rate to predictable payments built for long-term planning.
Refinance VA Loan
Use a VA refinance program to improve your terms, access cash, or reduce your monthly payment.
Discover your home’s value instantly.
Get a personalized home value report powered by real market data. Track equity, explore trends, and stay informed about your property and mortgage loan.
Beautiful suburban house at sunset, showcasing a cozy home with a well-maintained lawn and welcoming entrance.
A logo for Preferred Rate featuring a financial graph and a notification about interest rate drops.
We'll watch the market for you
Set your target interest rate and we’ll notify you when it hits. No spam, just smart alerts.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes.
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How fast can I get pre-approved?
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How fast can I get pre-approved?
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How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
How fast can I get pre-approved?
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A contemporary living space with a gray sofa, decorative pillows, hanging pendant lights, and lush green plants, creating a comfortable and stylish en.
