Your homeownership journey starts here
The mortgage process simplified.
Fast approvals, local experts, trusted results.


NMLS: #1119968
Gina Harrison
Mortgage Advisor
Phone number:
Meet Gina Harrison | Licensed Mortgage Loan Officer
For more than 27 years, Gina Harrison has been a trusted voice in the real estate and mortgage industry. Starting her career with 11 years as a Real Estate Escrow Officer, Gina developed a comprehensive foundation in title work and closing procedures before transitioning into mortgage lending 16 years ago.
Driven by a genuine heart for service, Gina thrives on helping buyers achieve their homeownership dreams. She takes special pride in serving military families and veterans with tailored VA home financing solutions.
Gina’s philosophy as a lender is built on two pillars: exceptional communication with her preferred partners and clients, and steady, reassuring support throughout the financing journey. She understands that every mortgage represents a major life chapter and works tirelessly to ensure a seamless experience.
Beyond her professional life, Gina is devoted to her family—enjoying quality time with her husband, children, grandchildren, family and pets. Her personal passions include crafting, thrifting, fishing, and game-day football!
Licensed in:
LA and TX
Specialties:
First-Time homebuyers
FHA Loans
USDA Loans
VA Loans
Conventional Loans
Land/Home Construction
Manufactured Homes
Primary, Second and Investment Property Loans
Lending Specialties
First-Time homebuyers
FHA Loans
USDA Loans
VA Loans
Conventional Loans
Land/Home Construction
Manufactured Homes
Primary, Second and Investment Property Loans
Contact info
Why work with me?
26 years
Of experience
Real clients. Real results.
Loan Programs
Refinance With Purpose
Every refinance starts with a goal. Whether you want to lower your payment, shorten your term, or access equity, we’ll build a strategy around
what matters most to you.
Consolidate Debt
Simplify what you owe. Use your home’s equity to combine high-interest debt into one payment.
Lower Payments
Improve monthly cash flow. Even a small rate adjustment can create savings over time.
Get Cash Out
Access equity with intention. Turn your home’s value into funds for renovations, education, retirement, or financial goals.
Change to Fixed Rate
Stabilize your payment. Move from a variable rate to predictable payments built for long-term planning.
Refinance VA Loan
Use a VA refinance program to improve your terms, access cash, or reduce your monthly payment.
Discover your home’s value instantly.
Get a personalized home value report powered by real market data. Track equity, explore trends, and stay informed about your property and mortgage loan.


We'll watch the market for you
Set your target interest rate and we’ll notify you when it hits. No spam, just smart alerts.
Mortgage Loan Calculator
Estimate your monthly payment in seconds.
$400,000
Customize taxes, insurance & HOA
$0
Frequently asked questions
With short and easy to understand answers.
Couldn’t find your answer?
info@preferredrate.comHow fast can I get pre-approved?
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How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
Couldn’t find your answer?
info@preferredrate.comReady to take the next step?
Set your target interest rate and we’ll notify you when it hits. No spam, just smart alerts.
- Competitive rates
- Expert support
- Easy process






































