Branch Manager

Heather Steele

Branch Manager NMLS# 347845 Licensed in TX, CA, GA, and VA

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4.9
(19 reviews)
(512) 590-1883 (512) 885-9912 (Office) [email protected]

1801 S. Meyers Road Suite 500
Oakbrook Terrace, IL 60181
Branch License #1962205

About Heather Steele

Your mortgage is personal, and I understand that.

With over two decades of lending expertise, I specialize in guiding everyone from first-time homebuyers to clients navigating divorce and everything in between. Whether it’s your starter home or your next chapter, I bring knowledge, compassion, and results to every loan. With over two decades of lending expertise, I specialize in guiding everyone from first-time homebuyers to clients navigating divorce and everything in between. Whether it’s your starter home or your next chapter, I bring knowledge, compassion, and results to every loan.

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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans
Buy a home Refinance

See what Heather's clients have to say

Mary Concepcion Ta A

We had a really great experience working with Heather. She is very kind, polite, and easy to talk to, which made the whole process much less stressful for us. She was always patient in answering our questions and took the time to explain things clearly. We truly felt that she wanted to help us and made sure we understood every step along the way. We really appreciate her support and professionalism, and we’re thankful to have worked with someone so helpful and caring. We would gladly recommend her to anyone looking for a lending agent. ... Read More

Jan 21, 2026

Donna Tess D

Heather is really a big help. She helped up all the way. She answered our questions promptly. ❤️

Jan 04, 2026

Amalia B

You are amazing person to help us to get a house for my son and very smooth the process for my VA loan I do really appreciate. Thanks

Dec 30, 2025

Carmen L

Heather was amazing, she communicated with my husband and I to ensure we had proper documents submitted in time. She provided follow up and walked us through every step and answered all our questions. Definitely an asset in the team. ... Read More

Dec 30, 2025

Mario L

Amazing work ethic and dedication to the customer.

Dec 30, 2025

Michael J

Heather was a pleasure to work with. Very helpful. Highly recommend!

Dec 24, 2025

Lelyn B

What I love most about Heather is her being so supportive, responsive, very helpful and open to communication. I highly value her warm personality. As a first time homebuyer, I am thankful to have her alongside in this journey—someone who’s patiently spending time explaining all my queries in deep details, not to mention even after her office hours. Her friendly personality makes me feel at ease and builds the trust with no doubt. She went up and beyond to help me choose the loan that would benefit me more financially. Thank you so much, Heather. I truly appreciate you. ... Read More

Dec 09, 2025

Ana C

Heather was always ready to assist us with any questions. She helped us feel at ease.

Nov 20, 2025

Timothy C

My name is Timothy Carter wife's name is Ana Carter. Heather Steele very helpful and helpless. Complete the steps needed to close on our home. We are very patient and very knowledgeable. We appreciate all the she done for us. I would recommend her for other people in the search for their new home because I feel she can guide them in the right direction. ... Read More

Nov 15, 2025

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equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2026 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity. www.apmortgage.com

Refinancing may result in finance charges that may be higher over the life of the loan. Consult with your loan advisor for details.

This site is not authorized by the New York State Department of Financial Services.  No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.

Licensed as Preferred Rate in AL, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OK, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in NV. AZ BK 0906702. CA #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 164. Licensed under the Oregon Consumer Finance Act. OK MLO13426.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – 555 West Monroe Street, 5th Floor Chicago, IL 60661 | (888) 473-4858

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV