James Joseph Randall
Sales Leader NMLS# 20457 Licensed in MO
4 Research Park Drive, Suite 140
St. Charles, MO 63304
Branch License #2613104
About James Joseph Randall
Your mortgage is personal, and I understand that.
Veteran mortgage professional with deep new-construction expertise. Veteran mortgage professional with deep new-construction expertise.
See my reviews
We keep the mortgage process easy
Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.
Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.
-
Step 1 Connect with a Loan Expert
-
Step 2 Get Pre-Approved
-
Step 3 Make Offers
-
Step 4 Lock in your Preferred Rate
-
Step 5 Move in to your new home
-
Step 1 Connect with a Loan Expert
-
Step 2 Lock in your Preferred Rate
-
Step 3 Get your new loan approved!
Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.
Home Loans
-
Fixed-rate Mortgages
-
Adjustable-rate Mortgages
-
Interest-only Loans
-
Jumbo Loans
-
FHA
-
VA Loans
-
USDA Loans
-
Reverse Mortgages
Speciality Products
-
Keys On Time Program
-
Secure Lock Program
-
Jumbo Investor Loan Programs
-
Peak Loan Program
-
High Balance Solutions
-
Jumbo Solutions
-
Home Ready
-
Home Possible Advantage
-
STaR Program for First-Responders
-
Doctor Program for Medical Professionals
-
Manufactured Housing Loans
See what James's clients have to say
Timothy S
Great communication! And accessibility no problems!
Dec 30, 2025
Durham B
James was great. He was always responsive and eager to assist in the process.
Dec 07, 2025
Deborah T
James Randall with Preffered Rate made the loan approval process pain-free. He's not only professional but personable with a plethora of knowledge. He worked with our financial advisor to get the best rate possible. We highly recommend him! ... Read More
Nov 27, 2025
Felix L
James does an excellent job of walking you through the transaction and keeps in communication with you throughout the whole process. He has your best interest in mind and has earned my trust in these matters.
Oct 30, 2025
Pamela V
James Randall is high energy, zeroed in and has your back. Thank you so much for keeping our interest in mind throughout the home loan process James!
Oct 21, 2025
Cassandra G
James was a pleasure to work with and really simplified the home buying process for us. He took the burden of the financial process off our shoulders so that we could focus on finding the perfect home!
Oct 14, 2025
Nicole L
This was the second home we’ve enlisted James for his services and again 10/10 service. This time the sellers wanted a 19 day close (even though we really wanted a 45) and asked James if he could make it happen. Not sure why we doubted it because him and his team are fantastic! We also went on a 10 day vacation during this period and they told us everything they’d need from us ahead of time so they wouldn’t have to bother us on vacation. We would recommend James and his team 1000 times over, every time. Thank you! ... Read More
Oct 11, 2025
Alex F
James was awesome! His communication was on point; he contacted me through the entire process during each update. Fantastic attitude and his care for my questions and needs was a key decision in working with him. Would recommend to anyone. -AF ... Read More
Oct 01, 2025
Angela E
James was wonderful to work with. His guidance and expertise made the process smooth and positive!
Sep 21, 2025
