Jim Decker
Regional Sales Manager NMLS# 928446 Licensed in IL and MO
3018 Winghaven Blvd.
O'Fallon, MO 63368
Branch License #2534568
About Jim Decker
Your mortgage is personal, and I understand that.
For nearly two decades, Jim Decker has helped hundreds of clients achieve their homeownership dreams as a leader in the mortgage industry. Whether you’re moving up, downsizing, investing in a property or just looking for a change, Jim will take the time to understand your homebuying needs and will use his experience and expertise to deliver a tailor-made mortgage solution. He is also an expert in refinancing and can develop financing solutions that will help clients decrease monthly payments, pay off debt, or put their home equity to good use. For Jim, education is everything. His goal is to educate his clients throughout the entire loan process and empower borrowers to confidently make life’s biggest purchase. In the end, Jim prides himself on delivering a fast, stress-free closing for his buyers and referral partners using an honest approach and a sharp attention to detail. Jim was born and raised in St. Louis. He currently lives there with his wife, Stacey, and his three daughters. When he’s not in the office, Jim enjoys spending time with his family, traveling and experimenting with new barbeque recipes. He also has a passion for helping others and honoring local heroes. He was heavily involved with developing STL Hero Homes, a networking group dedicated to honoring and supporting teachers, nurses, fire fighters, police officers, EMTs, Veterans and more.
We keep the mortgage process easy
Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.
Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.
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Step 1 Connect with a Loan Expert
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Step 2 Get Pre-Approved
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Step 3 Make Offers
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Step 4 Lock in your Preferred Rate
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Step 5 Move in to your new home
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Step 1 Connect with a Loan Expert
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Step 2 Lock in your Preferred Rate
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Step 3 Get your new loan approved!
Jim's team
Heather Mayfield
Business Development Manager
3018 Winghaven Blvd.
O'Fallon, MO 63368
Branch License #2534568
Larry Scarpace
Loan Officer Assistant
3018 Winghaven Blvd.
O'Fallon, MO 63368
Branch License #2534568
Lauren King
Divisional Marketing Manager
1801 S. Meyers Rd., Suite 500
Oakbrook Terrace, IL 60181
Branch License #1962205
Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.
Home Loans
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Fixed-rate Mortgages
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Adjustable-rate Mortgages
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Interest-only Loans
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Jumbo Loans
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FHA
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VA Loans
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USDA Loans
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Reverse Mortgages
Speciality Products
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Keys On Time Program
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Secure Lock Program
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Jumbo Investor Loan Programs
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Peak Loan Program
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High Balance Solutions
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Jumbo Solutions
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Home Ready
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Home Possible Advantage
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STaR Program for First-Responders
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Doctor Program for Medical Professionals
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Manufactured Housing Loans
See what Jim's clients have to say
Josie O
Very helpful and explained a lot for me and was super fast
Dec 31, 2025
Heidi H
Very efficient
Jun 10, 2025
Troy W
Extremely responsive and always 5 steps ahead in preparation.
May 20, 2025
Kali P
Jim and Larry were a pleasure to work with. Would recommend them to anyone!
Feb 19, 2025
John M
Everyone on the team was spot on. Kept us up to date every step and closing was seamless. Great Job !
Jan 15, 2025
Michael D
Great experience with Jim and his team!
Dec 28, 2024
Eric B
James and the team was very communicative and honest about the process. Will definitely recommend to anyone looking for a lender.
Nov 22, 2024
Dillon N
Jim and his team were great to work with. Will definitely recommend to friends and family.
Oct 16, 2024
John T
Jim and his whole team were the best to work with. Answered all my questions, kept me informed throughout the process, and made the closing so easy! I can't say enough about how good they are at this! Thank you all so much!
Oct 12, 2024
