Jim Weston is a 20 year veteran in the residential lending space. He has served in multiple roles in the industry. He serves homebuyers from all walks of life but as a Veteran of the U.S. Navy he especially loves helping fellow Veterans realize the dream of home ownership.
3018 Winghaven Blvd.
O'Fallon, MO 63368
Branch License #2534568
Why work with me?
5.0/5 Rating
65 reviews
Real clients. Real results.
Jim made this procedure of buying a new home so easy. He was always there for us with any questions we had and gave us the answer's to our questions fast! He became our friend and agent during the process! Never had any doubts about how he was handling our loan process! Highly recommend him and his company!!!
Sandra T
Very personable and knowledgeable. Also I appreciate the quick responses.
Shelley
Jim Weston worked with me so patiently and very knowledgeable what I need. I had alot questions and he was there on spot. I truly appreciate all his hard work and I would recommend Jim . Thank you for all you do .Aurelia Boyd
Aurelia B
Jim is the best!
Morgan S
Very helpful. He made the whole process easy
Samantha B
Jim was amazing and easy to get a hold of. He worked with me during a tough situation and was able to expedite quickly and efficiently. He was also compassionate, understanding and made me feel like a priority. I would recommend 100 percent.
candace c
You and your team made the whole process effortless and simple. Thank you for everything you guys did for us!
Evan O
James and his team made the whole process effortless. Even at closing it was a breeze, thank you and your team so much!
Evan O
Highly recommend Jim for any loan needs you need. We were first time home buyers so he broke everything down for us into easier terms and made the process less stressful on our end. Once again highly recommend using Jim!
Kevin G
Made the process very easy, really appreciate all the work Jim put into our process and made it easy for us to get to the finish line. Thank you so much!!
Dawn B
Jim was great throughout the entire process. He gave us tips before we started looking for a home to increase our credit scores and gave us some advice to keep our monthly bills down in the future. He checked in very often throughout the approval process and was readily available anytime we had questions. He is extremely knowledgeable about the industry and wants to help his clients be in the best financial position possible. We will continue to use him for any future refi or loans that we need.
Jamie M
Jim was instrumental in keeping me on top of paperwork during this remote closing. Jim kept in contact with me keeping me aware of any adjustments and explaining the paperwork that I was signing. He was kind and professional and a pleasure to work with!
Mary B
Easy to work with and honestly want to help you thank you Jim.
Jeremiah K
He's great! Can't thank him enough for his help and kindness
Jay
Simply the best will 100% recommend.
Jeremiah K
Working with JIM and his staff was painless! He went above and beyond my expectations and got the very best option to solve my finance issues. Jim is honest and up front with everything he and his staff does. I would 100% recommend him to anyone for their financial needs.
Deb S
easy to work with
Craig O
Working with Jim was so smooth! He explained the rate and mortgage options in a way that was easy to understand. He got us a fantastic rate! My husband and I both travel for work and I was able to complete the mortgage process through emails and DocuSign without a hitch from Peru! Thanks again, Jim and Preferred Rate Team!
Angie L
Jim was incredible throughout the process. Him and his team were in constant communication giving us clear directions on what they needed. We were able to work through the entire process with very little stress on our part, which is a huge help as someone buying and selling a home these days.
Aaron L
Extremely helpful for a first time home buyer. He was very straight forward with what I needed to do to accomplish my house goal. Would recommend and use again.
Molly S
Jim was amazing!!!was always available and very helpful!!!!5 stars all around!!!!You have an excellent employee working for you!!!
Beth C
Mr. Weston was easy to work with. He was very patient and was also very personable. I couldn’t of asked for a better experience. Thank you! My family and I are over the moon to be in our new home now.
Garett G
Jim was absolutely fantastic. I didn’t have the easiest close and he was there every step of the way and made sure I was able to get into the house me and my wife loved.
Kyle M
I could not be more pleased than I am with the support given by Jim. I had a very difficult closing and I truly believe that without having Jim on my side I would not of gotten my family in the home that we are in today. Him and I are both veterans and we were able to connect on that level but it goes even beyond that. It was clear to me that his main focus was on getting my growing family not only the house we wanted but in the way that made the most sense for us.
Kyle M
Jim was awesome and worked his butt off for us to get into our new home! I highly recommend him!
Courtney M
Jim is friendly and professional- he is thorough and took the time to explain everything in great detail. Buying a home is stressful and Jim made the experience seem easy.
Kristy K
Jim Weston is the absolute greatest! From start to finish working with him was a pleasure. He always made himself available for questions, communicated very promptly and went above and beyond to help with my refinancing of my home. It is very rare to find people who are happy to share their knowledge and expertise just because they are good people and Jim is one of those folks. Not only did he make the refinancing easy for me to understand he also gave excellent advice for other matters regarding finances and taxes.
Sara C
Great to work with, answered any questions I had immediately. Made the whole process seamless.
Brent D
Jim was great to work with. I was not having a great experience with the first company I was working with that didn’t seem to care and wasn’t able to get me approved for my house. Jim was in constant communication making me feel comfortable and went above and beyond to get me not only approved but much better rate that I couldn’t even imagine. Thanks again Jim! I can’t recommend him and Larry enough. I highly suggest working with Jim and can’t wait to work with him in the future!
Nick G
Very easy to work with! Highly recommend!
Dalton G
It was great working with Jim. He’s very knowledgeable and I love how he communicated with me during the whole loan process.
Kellie T
Jim was very helpful and willing to take my families call whenever we had questions. Made our moving process an excellent experience highly recommend.
antonio b
I felt very well taken care of throughout this whole experience. Anytime I had a question, Jim responded in a timely manner and was always so helpful and informative. Him and his team made sure everything went as smoothly as possible. I would (and will) 100% recommend him to anyone who’s looking at loan options because he will definitely show dedication that is guaranteed to put your mind at ease!
Sara D
Jim was very helpful and willing to take my families call whenever we had questions. Made our moving process an excellent experience highly recommend.
Antonio B
All around they were great to work with!
Blake P
Jim and his team made our new mortgage loan process seamless and as stress free as possible. Starting from our initial talks and presenting us with the information we needed to make the best decisions to fit our short-term, and long-term goals. They took our needs and time frames into account, and we're able to get us to closing quicker than any mortgage lender we have ever worked with, while also finding any money saving and grants they could along the way. Jim and his team not only know the process inside and out, but make sure to provide the best service and options for their clients. I have repeated said they amazed me with the miracles they can make happen!
Eric W
JIM WESTON IA BY FAR THE BEST OF THE BEST. He made the mortgage process so easy and carefree! Would definitely use again and highly recommend him . Thanks for everything Jim you were fabulous
Stephanie H
Jim was great to work with! Would recommend to anyone
Kody J
Jim was great to work with! He was so helpful explaining everything and offering different options. I highly recommend working with him.
Rene T
Jim walked me through the entire process, making things clear and also going out of his way to make me comfortable. He also helped me with finding affordable insurance companies. The entire process was smooth and quick. I highly recommended Jim and preferred rate.
Grace K
I honestly owe it all to James! He made it a little too easy, haha. My wife and I are first time homeowners now! Jim was firing on all cylinders making sure we closed ontime since I was going out of town.. Will be referred by me!!
Antonio M
Jim Weston was so helpful and honest. Spoke a language I could understand. Not all the legal talk that really confuses me. He was patient and has a great listening ear!Not once did I feel like I was talked down to. That right there is a big check mark for me. I felt like he was by brother taking care of me.If you have ever been taken advantage by someone who has no morals or ethics, Jim never once treated me like that.Thank you Jim and your team of amazing people.
Jennifer H
Jim Weston is amazing!!! Your company is stronger with Jim on your team!!! We had a special circumstance and with his guidance we were able to get a great loan with a fantastic rate. What we appreciated more than anything is Jim has a heart of a teacher. He educated and guided us through the whole process, and he worked tirelessly to help us make our dream of home ownership a reality!! Thank you, Jim!!!
Julie K
Jim & his staff were phenomenal! They communicated with precision and possessed great patience through this process. I’ve had harder times making vehicle purchases. You won’t find anyone work harder for you. From start to finish and even when it’s crunch time…they did come through in the clutch. Preferred Rate is Veteran and VA home loan friendly.Jim, Thanks for what you did for me and my family!
Edward C
Exceptional service 👏🏽 I wouldn't suggest anyone else to work with on purchasing a home. He got us into our home at the best price with the lowest rates and we even got money back at closing. Thank you Mr. Weston for all of your hard work.
Anntonie C
My experience working with Mr. Weston and his team was wonderful. It only took him three weeks to get us into our forever home. He was dedicated, diligent, professional and caring. I say enough great things about him but I will say if you're looking for an awesome loan coordinator/ sales manager, please reach out to him, you won't regret it.
Tonie C
Jim is SO helpful. Great communication and always up front and honest. My situation was exceptionally challenging but he handled it like a total pro. So thankful for all his hard work!
Jared B
I have worked with Jim Weston for years now. He is the only one I trust enough for my home loans.
Joseph
We truly enjoy working with Mr. Weston. There are many items to be addressed when going through this procedure. Mr. Weston helped us to be successful with completing each step. Our process was handled expediently with him, and we felt he applied a courteous and professional manner with our unique circumstances. We highly recommend his services to anyone seeking assistance in these financial endeavors.
elizabeth p
Very good service
Antonio A
I recently worked with Jim on the purchase of my home and can't recommend him enough. He was available, responsive and took the time to provide thorough explanations every step of the way. Great, hassle-free experience.
Stephanie F
We could not have purchased our home without Jim! He was absolutely amazing and so incredibly helpful! He really went above and beyond for us and we just can't thank him enough!!!
Sarah L
Jim Weston is excellent at what he does! He turned what was an initially long, stressful, and troubling process into a happy and virtually peaceful experience! He's a credit to his profession as mortgage lender, as a veteran, and ,most importantly, a great human being! I would and will refer anyone to him..!
Kevin C
the experience was excellent and without any problems. step by step. i wish everything in life was that professional. well done!!!!
Karin W
The best in his field! Jim makes the process so easy & seamless. We have gone to him for services many times and wouldn't go to, or trust anyone else! If you're looking for mortgage services, no need to look any further!
K H
Jim is extremely experienced and great to work with. He kept my wife and I well informed evey step through the process and was always helpful with any questions we had. We highly recommend Jim and Prefered Rate for your mortgage needs. 5 Stars all the way.
Frank P
Jim and team were great! So helpful through the loan process and was always available to answer any questions I had!
Jessica D
Jim and Larry were very knowledgeable and efficient. Good rates and costs for mortgage loan. Highly recommend.
Eddie S
James and Larry were both very helpful and friendly. They made our first home buying experience go smoothly.
Justin M
Jim made the process very easy and smooth. Very knowledgeable. I would recommend to anyone!
Brent D
Jim was extremely helpful and knowledgeable. Jim and his team made the process easy and understandable. Would definitely recommend.
Adam D
Loan Programs
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Simplify your home buying process with Preferred Rate's SmartBuy program.
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Refinance With Purpose
Every refinance starts with a goal. Whether you want to lower your payment, shorten your term, or access equity, we’ll build a strategy around what matters most to you.
Consolidate Debt
Simplify what you owe. Use your home’s equity to combine high-interest debt into one payment.
Lower Payments
Improve monthly cash flow. Even a small rate adjustment can create savings over time.
Get Cash Out
Access equity with intention. Turn your home’s value into funds for renovations, education, retirement, or financial goals.
Change to Fixed Rate
Stabilize your payment. Move from a variable rate to predictable payments built for long-term planning.
Refinance VA Loan
Use a VA refinance program to improve your terms, access cash, or reduce your monthly payment.
Discover your home’s value instantly.
Get a personalized home value report powered by real market data. Track equity, explore trends, and stay informed about your property and mortgage loan.
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We'll watch the market for you
Set your target interest rate and we’ll notify you when it hits. No spam, just smart alerts.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes.
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How fast can I get pre-approved?
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How fast can I get pre-approved?
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How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
How fast can I get pre-approved?
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