Sr. Mortgage Advisor

John Ruiz

Sr. Mortgage Advisor NMLS# 560079 Licensed in IL, IN and CA

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(708) 925-5148 (630) 686-1957 (Fax) john.ruiz@preferredrate.com

20635 Abbey Woods Court, Ste 301
Frankfort, IL 60423
Branch License Number #1974129

About John Ruiz

Your mortgage is personal, and I understand that.

Providing courteous, customer-driven mortgage services is not just a career, but a passion. Providing courteous, customer-driven mortgage services is not just a career, but a passion.

See my reviews
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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what John's clients have to say

Olivia P

Easy to work with! Would definitely recommend .

Mar 10, 2021

Victor C

helped a lot with questions that i needed. will recommend to more

Jan 27, 2021

Jonathan P

John was a pleasure to work with. He was always available to answer all of the questions that I had getting my first big loan and made the process seamless. I’ll bet recommending him to my family, friends, and clients!

Jan 21, 2021

Christopher B

The process was seamless. It was great to work with John and his team again.

Jan 12, 2021

Vincenza S

John Ruiz was awesome. He made the whole process possible and kept working for us along with other colleagues to get us to closing. I don’t think our mortgage would have been possible without Preferred’s great personal work! Absolutely every step of the way! Definitely a five star organization! ... Read More

Jan 09, 2021

Daniel I

Definitely went out of his way to make everything a smooth process for me and my family. 15/10 definitely will recommend!!!

Jan 09, 2021

Lynda D

John is a true professional. He managed my loan before and I was confident he’d do a great job for my refinancing. He is always willing to answer your questions and walk you through the process so you are at ease. He offers great guidance, especially for people not as astute in this area. I really think he should go into teaching urban communities one day. ... Read More

Jan 02, 2021

Matthew W

Extremely nice people to work with! Smooth and easy transaction communication. Will be doing business with again in the future.

Dec 24, 2020

Tia S

John and his team are a pleasure to work with. They make everything easier and explain everything so that anyone can understand it. I was nervous thinking about buying a new house but John made me feel at ease. No better lender out there. ... Read More

Dec 02, 2020