John Ruiz
Sr. Mortgage Advisor NMLS# 560079 Licensed in CA, IL, IN and TN
20635 Abbey Woods Court, Ste 301
Frankfort, IL 60423
Branch License Number #1974129
About John Ruiz
Your mortgage is personal, and I understand that.
Providing courteous, customer-driven mortgage services is not just a career, but a passion. Providing courteous, customer-driven mortgage services is not just a career, but a passion.
See my reviews
We keep the mortgage process easy
Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.
Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.
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Step 1 Connect with a Loan Expert
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Step 2 Get Pre-Approved
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Step 3 Make Offers
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Step 4 Lock in your Preferred Rate
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Step 5 Move in to your new home
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Step 1 Connect with a Loan Expert
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Step 2 Lock in your Preferred Rate
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Step 3 Get your new loan approved!
Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.
Home Loans
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Fixed-rate Mortgages
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Adjustable-rate Mortgages
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Interest-only Loans
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Jumbo Loans
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FHA
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VA Loans
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USDA Loans
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Reverse Mortgages
Speciality Products
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Keys On Time Program
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Secure Lock Program
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Jumbo Investor Loan Programs
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Peak Loan Program
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High Balance Solutions
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Jumbo Solutions
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Home Ready
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Home Possible Advantage
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STaR Program for First-Responders
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Doctor Program for Medical Professionals
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Manufactured Housing Loans
See what John's clients have to say
brianna s
So kind and very transparent. Very easy to work with on my first home purchase! I felt like I gained a friend also through this entire experience. John is so personable!
Dec 02, 2022
Nicki
I couldn’t have asked for a better mortgage loan officer. John truly went above and beyond to make sure my home buying experience was smooth and organized! He is the most patience lender, who truly takes the time to answer all of your questions no matter what time is day it! He goes above and beyond for his clients!! Being a first time home buyer, I didn’t have any experience and was very nervous about the process. John was there every step of the way encouraging me to ask questions when needed and taking the time to explain every detail of the process to me! He was honestly a blessing to me!! I wasn’t sure I was ready to even purchase a home when I went to John and now I currently own the most perfect home for me!! Anyone would be lucky to have John as their lender!! I highly recommend him!! ... Read More
Oct 29, 2022
Nicki L
John Ruiz from Preferred Rate was amazing to work with! I walked into the process with no experience, not knowing if I was going to buy or end up renting! Thanks to the help of John I just closed on the most perfect home for me!! He truly works at all hours of the day to make sure his clients are taken care of! He went above and beyond during my loan approval process and helped answer all of my questions along the way! John Ruiz is the absolute best and I highly recommend him!! Anyone would be lucky to have the opportunity to work with John!! An overall wonderful experience!!! ... Read More
Oct 29, 2022
Taniko B
The Whole team was awesome!! They helped me threw this process of buying a home. I would absolutely refer them to people.
Oct 15, 2022
Martin S
John was amazing He and his assistant Dorothy were there every step of the way making it a smooth and easy process with great patience John worked hard to get me the best rate. He also advised me on how I could save thousands of dollars on my mortgage loan. John and Dorothy were always available to answer any questions day or night Thank you John Ruiz ! ... Read More
Oct 09, 2022
Jason G
John and his staff was quick to answer any questions and we had our loan handled almost immediately. They were available almost any hour of the day and any day including weekends. They defently care about there clients. I would recommend them to any of my friends or family in a hart beat. ... Read More
Sep 10, 2022
Sara P
John Ruiz and his assistant Dorothy are absolutely expectional! They keep an open line of communication though the entire loan process, answering all of our questions in a very timely manner. We really appreciated how John was able to give us such a clear, easy to understand breakdown of our road to close. John also worked diligently to help us secure rates and find the best options for us. We felt so confident with John and Dorothy every step of the way. We will be recommending them to all our friends and family, and will absolutely use them again if we ever need a loan! Thank you John and Dorothy! ... Read More
Aug 18, 2022
Carter S
It was great Jon answered any ? I had and always got back to me was super great man to deal with thank you Carter Scott
Aug 12, 2022
Adewale A
Greatest of all time.(G.O.A.T) Above and beyond is his service from A to Z. Bravo John !!! Champs Ruiz !!!
Jul 28, 2022
