Mortgage Advisor

Kaili McCool

Mortgage Advisor NMLS# 1567638 Licensed in KY, IN and OH

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(513) 679-1045 kaili.mccool@preferredrate.com

401 W. Eads Parkway, Suite 240
Lawrenceburg, IN 47025
Branch License Number 21338223

About Kaili McCool

Your mortgage is personal, and I understand that.

I am a mortgage loan originator in Indiana, Ohio, and Kentucky. I specialize in government and conventional lending for first-time and experienced home buyers. I am a part of a team that is full of great people with extensive mortgage knowledge. I would love to share more with you about our business philosophy and what drives us to be your number one choice for all your home mortgage needs. Feel free to browse my profile and explore what Preferred Rate has to offer.
I am a mortgage loan originator in Indiana, Ohio, and Kentucky. I specialize in government and conventional lending for first-time and experienced home buyers. I am a part of a team that is full of great people with extensive mortgage knowledge. I would love to share more with you about our business philosophy and what drives us to be your number one choice for all your home mortgage needs. Feel free to browse my profile and explore what Preferred Rate has to offer.

See my reviews
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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Kaili's clients have to say

Kelsey S

Kaili has been great through the entire process of home buying! She talked me through since the very beginning!

Oct 16, 2022

Gregg S

Kailyn is in the process of handling a friend of mine in Dayton Ohio, selling his home. It is taking the buyer up to 60 days to get their credit updated, Kailyn gives a weekly update with everyone involved to keep everything moving forward completely trouble-free for the buyer-seller, and real estate agent. I WILL HIGHLY recommend Kailyn for all real estate I am involved with. Gregg Sutter ... Read More

Oct 14, 2022

Branden V

If your interested in getting a home loan I highly recommend kaili McCool from referred rate. She was really helpful and excellent with helping me get my loan and keeping the loan process moving forward quickly

Oct 08, 2022

Anne S

Kaili at Preferred Rate is the absolute BEST! She is so knowledgeable and made the home buying experience easy and seamless. We are so happy that she helped us purchase our new home!

Oct 06, 2022

Lainie A

Kaili is the most patient, and most helpful person ever!! We were first time home buyers and had lots of questions, and she overall was just an amazing person to help us along with our journey. I definitely recommend her, and this company! She also has fantastic taste in music, that’s always important! ... Read More

Sep 20, 2022

Lindy E

Kaili was very sweet and fast to responding to any questions we had. Made the process very easy.

Aug 16, 2022

Danielle K

Kaili was wonderful to work with! We could ask her any questions we had, and she would answer them promptly and kindly. Our entire experience with her was smooth, and I would 100% work with her again!

Aug 04, 2022

rachel s

Major thanks to Kailyn and the team at Preferred Rate for making our new home buying experience so smooth. Always available and quick to answer questions. Highly recommend! This was our second time using Kaili and will definitely plan to use her for any refinances or mortgage needs in the future. ... Read More

Jul 19, 2022

Mace M

Kaili was incredible! She made the home buying process quick and painless. She responded to all of my questions quickly and nicely. 10/10 will go back to her for my next purchase!

Jul 14, 2022

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2022 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in NV. AZ Corp BK 1014819. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV