Your   homeownership journey starts here

The mortgage process simplified.
Fast approvals, local experts, trusted results.

Korey Fowler smiling, professional portrait for mortgage and loan services.
Korey Fowler, a trusted mortgage expert at Preferred Rate, specializes in helping clients secure the best loan options.
Beautiful modern craftsman house with landscaped front yard and double garage.
A stunning modern craftsman-style house featuring a landscaped front yard, large windows, and a spacious double garage.

NMLS: #142465

Korey Fowler

Mortgage Advisor

I began my career in the mortgage industry while attending college, working in several roles that gave me a strong understanding of the lending process before becoming a loan officer. Over the past two decades, I have specialized in new construction financing while building long-term relationships with both referral partners and lifelong clients.

To me, every client is more than just a transaction. Each person has a unique situation, and I enjoy helping navigate those individual challenges to find the best loan solution. My focus is always on providing clear communication, reliable guidance, and exceptional service from start to finish.

I am detail-oriented, self-motivated, and committed to doing whatever it takes to help my clients succeed. My goal is to make the mortgage process as smooth and stress-free as possible while delivering the best possible outcome for every client I work with.

Licensed in:

MI

Specialties:

New Construction Loans

First-Time Homebuyers

VA Loans

FHA Loans

USDA Loans

Buy Before You Sell Programs

Lending Specialties

New Construction Loans

First-Time Homebuyers

VA Loans

FHA Loans

USDA Loans

Buy Before You Sell Programs

Why work with me?

5.0/5 Rating

31 reviews

1000s+

Families helped

30+ years

Of experience

Real clients. Real results.

Korey at Preferred Rate is exceptional! She explained everything in great detail, provided options that were best for our family, and made sure we understood where we were at in the process every step of the way! Highly recommend Korey and her team. THANK YOU!!!

Megan M

Korey was great at communicating throughout the process and assisted with any questions we had.

Lauren W

All went smoothly and professionally. We were very happy with the work done.

Celine K

Since day one Korey showed her professionalism. She showed us all our options, documents needed and guided us through the process with doors open policy ( in this case, phone calls and e mails). The best of Korey Fowler is that she never tried to push her products to us. We felt through the process free of continue with her or pick a different company. Because of her we continued the process with Preferred Rate (APM). Her Honest talks and well communication was the key of getting a great buy-a-house journey. We definitely recommend her to a friend.

Jesus Landron C

Korey Fowler and preferred Rate Mortgage were a pleasure to work with. They made the process of securing the mortgage simple and easy to understand. I would highly recommend them to anyone looking to secure a mortgage.

Cheryl B

Korey was helpful and honest. Made the experience seamless.

Sandy Y

Korey was very informative and helpful throughout the complete process. Her assistant Larry was very helpful also.

Raymond K

All of our questions were answered quickly and accurately. This company kept us informed on the approval process. Everyone we dealt with was a pleasure to work with.

Cheryl B

Thank you for all your help. Korey was professional and precise about what to do and how to do. Compare to other first home buyers i believe our experience was wonderful. I will definitely recommend Korey.

Bertrand N

Korey and the team were super helpful throughout the entire process and everything ran very smoothly. We would whole heartedly recommend Korey for any future needs or to anyone else looking to secure a mortgage or re-finance!

Van C

Korey Fowler was so wonderful to work with. She was great with communicating every step and was always quick to answer my questions. I highly recommend her.

Jenifer D

Korey was ahead of the process every step of the way. She guided us through the paperwork issues, and delegated various items to her assistant while out of the office for a few days. Meagan was likewise helpful no doubt following in Korey’s footsteps. Thanks to Korey and her team for helping close the loan right according to plan!

James O

Korey , such an amazing person . Helped me a lot during loan process . Highly recommend everyone .

Sahib C

Very good experience. Highly recommended

Sahib C

Loan Programs

Spacious living room with comfortable seating, large windows, and stylish decor.
A bright, inviting living room featuring a blue sofa, wooden chairs, and a fireplace with logs, perfect for relaxing or entertaining.
DSCR Loans (Investment Loans)

Featured

Beautiful modern craftsman-style house with a landscaped front yard and garage.
A stunning craftsman-style home featuring a welcoming porch, modern design, and the 1% Home Loan Program.
1% Home Loan Program

Featured

Man using smartphone at home, exploring conventional loan options.
Man reviewing mortgage options on his phone in a cozy living room setting.
Conventional Loans

Featured

Comfortable living room featuring a fireplace, wall-mounted TV, and stylish decor for a welcoming ho.
A welcoming living room with a fireplace, wall-mounted TV, and elegant decor, ideal for relaxing and entertaining in a cozy home setting.
Down Payment Assistance (DPA)

Featured

Refinance Loan
Child on Veteran's shoulders with American flag, symbolizing VA loan benefits.
Supporting veterans and families with VA home loan options and resources.
VA Loans
USDA loan approval process for rural home financing.
A couple stands outside a new house, symbolizing rural homeownership with USDA loans.
USDA Loans
FHA loan approval process with Preferred Rate for homebuyers.
Happy couple discussing FHA loan options at home.
FHA Loans
Beautiful blue house with landscaped yard, ideal for low down payment mortgage options.
Charming blue home surrounded by lush greenery, perfect for those seeking low down payment loan solutions.
Low Down Payment Loans
Beautiful house exterior with porch, windows, and landscaped yard.
A charming two-story house featuring a spacious front porch, large windows, and a well-maintained lawn, ideal for HELOC loan considerations.
HELOC Loans
Happy couple working on home renovation inside a room with construction tools.
A smiling couple during a home renovation project, standing on stairs with construction supplies around them.
Home Renovation
Luxury home with a spacious driveway and well-maintained landscaping for jumbo loan financing.
Explore jumbo loan options for financing high-value homes like this beautiful property.
Jumbo Loans
Man using a laptop on a bean bag chair, promoting flexible bank statement loans.
Comfortable man working on a laptop at home, highlighting flexible bank statement loan options for homebuyers.
Bank Statement Loans
Construction financing solutions for building your dream home or project. Expert guidance for seamle.
Two workers in safety helmets working on a construction site, focusing on woodwork and project progress.
Construction Financing
Beautiful manufactured home with a welcoming porch and landscaped yard.
A charming manufactured home featuring a spacious porch and lush landscaping, ideal for comfortable living.
Manufactured Home Loans
Colorful Victorian-style condominiums with detailed architecture and lush greenery.
Beautiful Victorian-style condominiums with intricate details and vibrant colors, perfect for condominium loan options.
Condominium Loans
Healthcare professional loan options for doctors and medical staff. Secure funding to grow your medi.
Image of a smiling doctor holding a clipboard in a medical office setting. Perfect for promoting medical professional loan services.
Medical Professional Loans
Nurse smiling with tablet, promoting first responder loan programs.
A nurse smiling while holding a tablet, highlighting loan options for first responders, teachers, and nurses.
First Responders | Nurses | Teacher Loans
Affordable community lending options for homebuyers.
Aerial view of a new residential property in a friendly neighborhood.
Community Lending
Buydown mortgage rates with temporary payment reductions.
Learn how temporary buydowns can lower your mortgage payments during the initial years of homeownership.
Temporary Buydowns
Modern two-story house with garage, ideal for bridge loan financing.
A contemporary two-story home with a spacious garage, perfect for real estate bridge loans and investment opportunities.
Bridge Loans
Expanded Income Loans for Home Improvements.
Modern house with landscaped yard and garden.
Expanded Income Loans
Loan options for international clients seeking financial solutions.
A smiling woman using a tablet near a window, representing accessible loan services for foreign nationals.
Loans for Foreign Nationals
Home loan options for quick approval and competitive rates.
Simplify your home buying process with Preferred Rate's SmartBuy program.
Click n’ Close SmartBuy National DPA
Expanded Credit Loans living room with modern furniture and cozy decor.
Comfortable living room featuring yellow armchairs, a fireplace, and a flat-screen TV, ideal for home improvement financing options.
Expanded Credit Loans
Senior couple exploring reverse mortgage options on laptop.
Elderly couple discussing reverse mortgage benefits using a laptop at home.
Reverse Mortgages
Seller PreLock Program for homeowners to secure home sale options.
A woman reviews her home sale options on a tablet in a bright, modern kitchen, highlighting the Seller PreLock Program benefits.
Seller PreLock Program
Preferred Rate Pathway DPA Program interior design.
Spacious living room with contemporary furniture and a sleek kitchen setup.
Pathway DPA Program
Rhyze HELOC
Secure lock program for home safety and security.
Beautiful blue house featuring a secure lock program for enhanced home safety.
Secure Lock Program

Refinance With Purpose

Every refinance starts with a goal. Whether you want to lower your payment, shorten your term, or access equity, we’ll build a strategy around
what matters most to you.

Consolidate Debt

Simplify what you owe. Use your home’s equity to combine high-interest debt into one  payment.

Lower Payments

Improve monthly cash flow. Even a small rate adjustment can create  savings over time.

Get Cash Out

Access equity with intention. Turn your home’s value into funds for renovations, education, retirement, or financial goals.

Change to Fixed Rate

Stabilize your payment. Move from a variable rate to predictable payments built for long-term planning.

Refinance VA Loan

Use a VA refinance program to improve your terms, access cash, or reduce your monthly payment.

Discover your home’s value instantly.

Get a personalized home value report powered by real market data. Track equity, explore trends, and stay informed about your property and mortgage loan.

Home loan approval process with competitive rates at Preferred Rate. Secure your mortgage today with.
Beautiful suburban house at sunset, showcasing a cozy home with a well-maintained lawn and welcoming entrance.
Preferred Rate logo with financial graph and rate drop notification.
A logo for Preferred Rate featuring a financial graph and a notification about interest rate drops.

We'll watch the market for you

Set your target interest rate and we’ll notify you when it hits. No spam, just smart alerts.

Mortgage Loan Calculator

Estimate your monthly payment in seconds.

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Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes.

Frequently asked
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