Your   homeownership journey starts here

The mortgage process simplified.
Fast approvals, local experts, trusted results.

NMLS: #797981

Lisa Marie Brannon

Mortgage Advisor

Your mortgage is personal, and I understand that. Whether you’re looking to buy, build, or refinance your home, our experienced mortgage professionals are here to help. Here at Preferred Rate, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. Plus, as a mortgage professional, I am dedicated to finding the right loan with great rates, terms, and costs to meet your specific needs. Financing a home is one of the most significant commitments you will ever make – let me guide you throughout the entire loan process from application to closing and beyond. I look forward to putting our mortgage service to work for you!

Licensed in:

AL, CO, FL, GA, MD, TX and VA

Why work with me?

5.0/5 Rating

87 reviews

Real clients. Real results.

Fantastic experience, Lisa and team were patient and super knowledgeable about all of our questions and made the whole experience pleasant! Would definitely recommend to anyone looking to purchase their next home!

Lance S

Everything was smooth and easy at a high stress time! Would recommend to everyone looking to purchase a home!

Lance S

Lisa and team were amazing with everything from start to finish! Answered all of our questions and the whole process was smooth and professional! Would absolutely recommend if your looking for a new home!

lstodghill17

Lisa was an absolute delight to work with I would recommend her 1000 times over. She was very clear and concise with everything and answered my every question. I appreciate everything she did for my husband and I to achieve our goal of purchasing our first home.

Sarah C

They did a great job very happy!

Jason S

I cannot say enough good things about Lisa! Her tenacity and commitment was remarkable throughout the process. She made everything so simple for me, during such a stressful time when that is so important. I would not be in my home if it wasn’t for her going the extra mile for me. If you want someone who is going to have your back and take care of you like you’re family, you want Lisa Marie Brannon on your side. Highly recommend to anyone looking to buy a home.

Mac T

Was very good with everything answered all my questions and helped make sure everything was good thank you so much

james Elvis y

Lisa and her team are awesome!! We’ve worked with them before and will definitely work with them again. Also will refer people to them. 

Kim Van L

Best in the business!!

Brandin M

I would highly recommend Lisa and her staff! They are very professional and knowledgeable! Lisa patiently explained every step of the process and made this very easy and I had a smooth transaction. THANKS LISA!!!

JDurrance

Lisa was amazing! She really worked hard for me and my family and was an amazing communicator. Which I loved! If you are looking for your next lender I would definitely recommend Lisa and her team.

Micaela H

I had a fantastic experience working with Lisa and her team. The communication throughout the process was exceptional, keeping me informed every step of the way. Their attention to detail and professionalism were outstanding, making the entire process run seamlessly. I truly appreciated their focus on delivering high-quality results. I highly recommend Lisa and her team!! – they exceeded my expectations!

LongeverK

Coast 2 coast, Lisa, Daisy and all staff I came in contact with were very knowledgeable, friendly, prompt, educated and resourceful when it came to answering questions! I would highly recommend Coast 2 Coast to family or friends!

Diana C

From the real estate agent to the lender, this process has been very rewarding. Despite economic rate increases, low inventory in st pete, and cash buyers taking up all the houses, our people ( Lisa, Pete, Daisy) were right behind us, every step of the way. Rooting for us to make it happen. When it came time to process the lending, I've got to say the app is super user friendly, the communication was A1, and although we have known Lisa for years words can't ever describe how helpful she's been. The thing is she would do that for anyone because that's the kind of person she is. We bombarded her with questions but her reassurance that it was OK to ask. And ask repetitive questions is why she's a winner! Love the entire process. It's not bad like people make it out to be. It can be rewarding when you have the right people in your corner. And we absolutely did!! Thank you team!!

Jennifer & M

This is now the 3rd time I've worked with Daisy, Lisa and Ana and they have done a wonderful job once again

Brian F

Lisa and Daisy were amazing throughout the entire transaction! Always available to contact for questions and concerns with quick replies. Thank you for a seamless and smooth experience! Highly recommended

Derrick B

Lisa made this experience easy and provided information on any of my questions. She was prompt and professional in all of the interactions. She made the process seem painfully easy and carried me through the steps to put my mind at ease. Her assistant was very easy to work with as well. I would recommend her to anyone.

Pamela H

the team are awesome. They helped and patiently guided me through the entire process. They stayed available and in constant contact during a couple of evenings when paperwork needed to be done on time. And they were clear about what they were going to do, and they did it. I will definitely use them again.Thank you Lisa and Daisy we have a home now.⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️

DANERIA PREVALON J

This was one of the best experience I've ever had. Lisa and Daisy treat us like family not customers or a number, they were very transparent from the jump and keep us up to date on everything that was going on even stay up late a couple times taking care of what needed to be done ✅. This office is hands down one of the best if not the best but don't just take my words for it, please come or call them and trust me you will not regret it, thank me later. My family will forever be grateful to you guys

PATRICK J

Lisa went above and beyond to help us make this possible. I highly recommend her for all of your needs.

Jeffery H

Lisa was very helpful, she did what needed to be done. Lisa did a Great job and we got our new home

Harriet T

Loan Programs

1% Home Loan Program

Featured

Conventional Loans

Featured

Down Payment Assistance (DPA)

Featured

Home Renovation
HELOC Loans
Jumbo Loans
Low Down Payment Loans
Temporary Buydowns
VA Loans
Construction Financing
FHA Loans
Bridge Loans
Community Lending
Condominium Loans
First Responders – Nurses – Teacher Loans
Manufactured Home Loans
Reverse Mortgages
USDA Loans
Bank Statement Loans
Click n’ Close SmartBuy National DPA
DSCR Loans (Investment Loans)

Featured

Expanded Credit Loans
Expanded Income Loans
Loans for Foreign Nationals
Medical Professional Loans
Pathway DPA Program
Secure Lock Program
Seller PreLock Program

Refinance With Purpose

Every refinance starts with a goal. Whether you want to lower your payment, shorten your term, or access equity, we’ll build a strategy around
what matters most to you.

Consolidate Debt

Simplify what you owe. Use your home’s equity to combine high-interest debt into one  payment.

Lower Payments

Improve monthly cash flow. Even a small rate adjustment can create  savings over time.

Get Cash Out

Access equity with intention. Turn your home’s value into funds for renovations, education, retirement, or financial goals.

Change to Fixed Rate

Stabilize your payment. Move from a variable rate to predictable payments built for long-term planning.

Refinance VA Loan

Use a VA refinance program to improve your terms, access cash, or reduce your monthly payment.

Discover your home’s value instantly.

Get a personalized home value report powered by real market data. Track equity, explore trends, and stay informed about your property.

We'll watch the market for you

Set your target interest rate and we’ll notify you when it hits. No spam, just smart alerts.

Mortgage Calculator

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$400,000

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Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes.

Frequently asked
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  • Competitive rates
  • Expert support
  • Easy process