Mortgage Advisor

Magdalena Vera

Mortgage Advisor NMLS# 220704 Licensed in IL, IN

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5.0
(93 reviews)
(630) 272-2986 [email protected]

1801 S. Meyers Rd. Suite 500
Oakbrook Terrace, IL 60181
Branch License #1962205

About Magdalena Vera

Your mortgage is personal, and I understand that.

As an experienced Residential Mortgage Advisor, I am here to provide personalized solutions to suit your needs. At Preferred Rate, we are an in-house lender which allows us to give the most competitive rates. We are a trusted and highly respected name in the industry.

I specializes in first time home buyers, IDHA programs, 203K loans as well as FHA, Conventional and Reverse Mortgages. I am also fluent in both Spanish and English and proud to be a US Marine. As an experienced Residential Mortgage Advisor, I am here to provide personalized solutions to suit your needs. At Preferred Rate, we are an in-house lender which allows us to give the most competitive rates. We are a trusted and highly respected name in the industry.

I specializes in first time home buyers, IDHA programs, 203K loans as well as FHA, Conventional and Reverse Mortgages. I am also fluent in both Spanish and English and proud to be a US Marine.

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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Magdalena's team

Maria E. Wirth

Loan Officer Assistant/Mortgage Advisor
Licensed in Licensed in IL

1801 S. Meyers Rd., Suite 500
Oakbrook Terrace, IL 60181
Branch NMLS# 1962205

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans
Buy a home Refinance

See what Magdalena's clients have to say

Sandra T

My husband and I closed on our home in September 2025. We were pleased to work with Maggie. She made the home buying process easy for us. She is knowledgeable and was patient with us. She answered all of our questions and explained anything we did not understand. I would recommend Maggie to all our friends and family. Thank you Maggie! ... Read More

Oct 22, 2025

yaneth h

Maggie was very very helpful at all times. Did everything she could so that the whole process went smooth and quick. Highly recommended

Oct 11, 2025

yaneth h

Thank You so much Maggie. You made my dream of owning a home come true. You are very professional at what you do. Always stayed in contact with me so that everything could go smooth. Thank you again and will highly recommend you. 

Oct 11, 2025

Sahara C

Good afternoon Maggie we just left the closing table. Thank you so much for your time. We would not have been able to do this without your help and your persistency thank you so much for making this happen for our little family. Have a great day and I hope to see you in the near future for additional purchases. Thank you, The Cardenas ... Read More

Aug 08, 2025

Dominga G

Thank you so very much Maggie! You truly are a blessing in disguise. You made our dream into a reality and I cannot thank you enough. From start to finish, you guided us through this journey with patience and kindness. I appreciated being in the loop during the entire process, that truly is golden! This has been a seamless, pleasant and positive experience which will be forever unforgettable for us. Thank you so very much again for all of your help and support in answering all of my questions and getting us to closing! God bless you always Maggie! ... Read More

Apr 25, 2025

Juan G

Good morning to everyone I just want to thank Maggie for her help and support during this process of getting my mortgage loan she knows her job and doing so she guides you through the process and oriented you through at the same time me personally worked with 2 other companies before I was introduced to Maggie by my realtor by the way "super nice guy too" so thank you Maggie for your help and support 10 out of 10 that's for sure... Best Regards! ... Read More

Apr 07, 2025

Margarita A

Magdalena is amazing at what she does! Closing process was smooth and easy.

Mar 03, 2025

Juan D

Magdalena is very professional and dedicated and VERY VERY patient with her clients. Great customer service and recommend others to seek her help and knowledge. We are very pleased with her Awesome work. Highly recommend 🤝

Jan 12, 2025

Maribel V

Maggie una excelente persona me Ayudo mucho en mi proceso para obtener mi casa una persona muy profesional y dedicada en su trabajo infinitamente agradecida.

Nov 08, 2024

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equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2025 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity. www.apmortgage.com

Refinancing may result in finance charges that may be higher over the life of the loan. Consult with your loan advisor for details.

This site is not authorized by the New York State Department of Financial Services.  No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.

Licensed as Preferred Rate in AL, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OK, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in NV. AZ BK 0906702. CA #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 164. Licensed under the Oregon Consumer Finance Act. OK MLO13426.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – 555 West Monroe Street, 5th Floor Chicago, IL 60661 | (888) 473-4858

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV