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NMLS: #220704

Magdalena Vera

Mortgage Advisor

Awards

(1)

President’s Club Award

As an experienced Residential Mortgage Advisor, I am committed to providing personalized lending solutions tailored to each client’s unique goals. Whether you’re purchasing your first home, refinancing, or exploring specialty financing, I take the time to understand your needs and guide you through every step of the process with clarity and confidence.

At Preferred Rate, we are an in-house lender, which allows us to streamline the loan process, maintain greater control from application to closing, and offer highly competitive rates and flexible options. Our reputation as a trusted and respected name in the industry is built on service, transparency, and results.

I specialize in working with first-time homebuyers and helping clients take advantage of IDHA programs, 203K renovation loans, FHA, Conventional, and Reverse Mortgages. Whether you’re buying, renovating, or planning for retirement, I’m here to structure a solution that aligns with your financial goals.

Fluent in both Spanish and English, I’m proud to serve a diverse community and ensure every client feels informed and empowered throughout the mortgage journey. As a proud U.S. Marine, I bring discipline, dedication, and a strong commitment to service into everything I do—values that directly translate into how I serve my clients every day.

Licensed in:

IL and IN

Specialties:

Languages We Support

  • English
  • Spanish

FHA Loans

ITIN Mortgage Loans

Veteran Loan Specialist - I'm a Veteran!

First-Time Homebuyers

Renovation Loans

Lending Specialties

Languages We Support

  • English
  • Spanish

FHA Loans

ITIN Mortgage Loans

Veteran Loan Specialist - I'm a Veteran!

First-Time Homebuyers

Renovation Loans

Magdalena Vera's
Awards and Recognition

President’s Club Award

Magdalena Vera's team

AJ Tayfel
Senior Loan Officer Assistant

Licensed in IL

1801 S. Meyers Rd. Suite 500
Oakbrook Terrace, IL 60181
Branch License #1962205

Why work with me?

5.0/5 Rating

100 reviews

1,000+

Families helped

30 Days

Average close time

20 + years

Of experience

Real clients. Real results.

Thank You so much Maggie. You made my dream of owning a home come true. You are very professional at what you do. Always stayed in contact with me so that everything could go smooth. Thank you again and will highly recommend you. 

yaneth h

Good afternoon Maggie we just left the closing table. Thank you so much for your time. We would not have been able to do this without your help and your persistency thank you so much for making this happen for our little family. Have a great day and I hope to see you in the near future for additional purchases. Thank you,The Cardenas

Sahara C

Thank you so very much Maggie! You truly are a blessing in disguise. You made our dream into a reality and I cannot thank you enough. From start to finish, you guided us through this journey with patience and kindness. I appreciated being in the loop during the entire process, that truly is golden! This has been a seamless, pleasant and positive experience which will be forever unforgettable for us. Thank you so very much again for all of your help and support in answering all of my questions and getting us to closing! God bless you always Maggie!

Dominga G

Good morning to everyone I just want to thank Maggie for her help and support during this process of getting my mortgage loan she knows her job and doing so she guides you through the process and oriented you through at the same time me personally worked with 2 other companies before I was introduced to Maggie by my realtor by the way "super nice guy too" so thank you Maggie for your help and support 10 out of 10 that's for sure... Best Regards!

Juan G

Magdalena is amazing at what she does! Closing process was smooth and easy.

Margarita A

Magdalena is very professional and dedicated and VERY VERY patient with her clients. Great customer service and recommend others to seek her help and knowledge. We are very pleased with her Awesome work. Highly recommend 🤝

Juan D

Maggie una excelente persona meAyudo mucho en mi proceso para obtener mi casa una persona muy profesional y dedicada en su trabajo infinitamente agradecida.

Maribel V

I definitely recommend Magdalena Vera (Maggie) as your Loan Officer. Very professional and knowledgeable gives answers quickly and efficiently. Thank you for all your help!

vanessa

Cumpliendo una semana de haber cerrado el contrato de préstamo para nuestro hogar, aún nos encontramos (mi familia) sin palabras para expresar todas las emociones q rondan en nuestra cabeza a diario, no solo la satisfacción de tener nuestro hogar por primera vez en nuestras vidas. Si no Tambn por encontrar personas como usted en nuestro camino que nos ayudaron a materializar nuestros sueños. ahora nuestro deseo es que muchas más familias puedan lograrlo y sabemos que si se topan en el camino con usted, muy seguramente lo van a lograr. Dios siga bendiciendo su trabajo con el cual a través de él. Llegan miles de bendiciones a miles de familias. Gracias nuevamente de parte de mi familia! Dios la bendiga hoy, mañana y siempre! 

Barrios B

muy buena persona amable

Stefany A

Maggie is amazing; she made my dream to own a home a reality.  She worked with me on my finances, and offered realistic options to choose from.  She worked seamlessly with my broker and my attorney. She also was quick to let me know what she needed and why.  We were on a tight timeline, with my busy work schedule, but she made it happen! Nothing but ❤️

Amina K

Maggie was very helpful and kind in explaining the process. Thank you MaggieI will always use her and recommend her to family and friends

Mervat F

Magdalena is exceptional at what she does. She is thurough, detailed, and very professional while also being compassionate understanding the challenges a buyer can sometimes be anxious about. She went above and beyond every step of the process. This is not my first time buying a property but this is the first time I felt so secure in knowing that I was in good hands with someone who cared about about me as more than just a file to be completed. Beyond grateful for everything she did to get me to closing. Cannot recommend her enough.

Erika L

Maggie went above and beyond every step of the way in being efficient, communicative, and professional. She is thurough and detailed. She is exceptional at what she does. This is not my first time purchasing a property but this is my first time working with someone who made the process feel seamless. Really gratefeul for everything she did to get me to closing.

Erika L

I applied for a home loan and Magdalena was very helpful throughout the process from helping me getting the bestest loan to explaining the process and always been available to answer any questions.

Rosendo J

Magdalena was very efficient and helpful trout the entire process. I appreciate her assistance as a first time home buyer

Kenneth V

Maggie is the BEST 😍😍😍

Mayerlin C

Magdalena was a delight to work with. She provided us with all information needed to get our home loan. I highly recommend her and would use her again the future.

Remiz F

She is a very professional.

Maria G

She really does work her magic

Guadalupe M

Maggie gets the job done. Thank you!

Angelica L

Excelente persona. Nos ayudo mucho en el proceso

Cecilia R

Todo fue muy excelente gracias a todo el equipo te ayudan paso a paso. La verdad muy agradecido los recomiendo

Dcruz K

Maggie you are the best and I love you so much , I can’t believe we did it and I am so happy ! It was a long long process and I will be forever grateful , I almost gave up but seeing and hearing you and god prayers I kept going . You are amazing woman take pride in your work . I was able to move into my dream home.thank you and your amazing team . Will always love you Maggie keep up the good work. Yours truly Angela

Angela Bledsoe- B

Great experience very knowledgeable and helpful

Anthony G

Very knowledgeable in what she does.highly recommend!! Goes above and beyond to help! She’s great!

Jessica H

Good experience with Maggie and her team they help me get my house did everything what they could to get the job done I recommend them to anyone that’s looking for a house

Baltazar J

Maggie is very awesome she would try to help you out in getting that house that you want.

George S

Muy buena experiencia, me ayudaron mucho con mi crédito a saver en que estaba fallando de hace años y nadie me lo había dicho en otros lugares.Muy amables y siempre estás disponibles a responder tus dudas.Recomendado.

Jelin V

Thanks to Maggie and Preferred Rate for assisting us through our home buying process. Maggie is an amazing person and always making sure if we needed help with anything she helped. Thanks Maggie for helping my family and I with our home

christina v

Super grateful for all of the help we received from Maggie in making our dream of becoming home owners a reality. She helped us each step of the way to ensure that we understood what was happening and what to expect.

adriana a

Had a great experience with Maggie (Magdalena) Extremely helpful went above & beyond for us! So we are very happy Thank you Maggie 🥳

Adan

I love Maggie and the whole team Help me and my wife close on a home within 1 month will highly recommend

Daholda

Maggie is the best! Helped me through everything with the home buying process, explained everything so well, and made the process stress free! Strongly recommend!

Bobbi Nicole C

Maggie is the best! Helped me through everything with the home buying process, explained everything so well, and made the process stress free! Strongly recommend!

Bobbi Nicole C

Maggie is very thorough and patient. I've already recommended her to three people and will continue to do so! Great experience for my first owning my first home!

Antoinetta P

Maggie is very thorough and patient. I've already recommended her to three people and will continue to do so! Great experience for my first owning my first home!

Antoinetta P

Excellent service! Constant communication and willing to answer any questions. Worked for extra hours to guarantee process was completed as soon and as accurately as possible. If anything was needed, they would immediately contact us. Wonderful work made everything simple for beginners like us. Job well done!

Glenn Mayo I

I had such a great compassionate experience from start to finish. Maggie and her team walked and guided me and my dad through the whole process. I learned so much and she built my trust in being a new home owner. I would highly recommend her to bless so many others.Thank you so much Maggie you are beyond words!!

KARLA C

Maggie was recommended to me after my wife and I had a horrible experience with another mortgage brokerage firm. She was able to work with us through several challenges and remained professional and very responsive throughout the entire process. She also was able to recommend a very good insurance brokerage firm as well. We were very happy with Maggie's services.

Timothy S W

First time home buyer and I can say my experience was a good one. A little discouraging to start but the entire process went so smooth with no hiccups. Maggie was very helpful and thorough.

Tekeyia H

Maggie was recommended to me after my wife and I had a horrible experience with another mortgage brokerage firm. She was able to work with us through several challenges and remained professional and very responsive throughout the entire process. She also was able to recommend a very good insurance brokerage firm as well. We were very happy with Maggie's services.

Timothy S W

Confiables 😃 eficaces y muy amables

Marysol H

First time home buyer and I can say my experience was a good one. A little discouraging to start but the entire process went so smooth with no hiccups. Maggie was very helpful and thorough.

Tekeyia H

Maggie not only provided the loan to my new home, she stepped in to provide services to the buyer of my first home.I recommend her services. It was able to close on my house with no issues.

mmartinez

I had such a great compassionate experience from start to finish. Maggie and her team walked and guided me and my dad through the whole process. I learned so much and she built my trust in being a new home owner. I would highly recommend her to bless so many others.Thank you so much Maggie you are beyond words!!

KARLA C

Maggie is the best! She’s an experienced professional that gets the job done.

Sean O

Un excelente servicio y muy rápido para poder obtener el préstamo y lo que me gusto más esque de una vez te dice si calificas no te tiene en espera para saber la aprobación gracias ?? por poder lograr una de mis sueños y metas aquí en este país….. es mejor tener uno su casa ? propia Gracias Maggie y a tu trabajo de equipo estoy FELIZ Y CONTENTA ? POR AVER OBTENIDO MI CASA ?

Aubrey M

She’s the best and awesome to work with!

Tito S

This was the first time my wife and I have purchased a home. Magdalena was extremely helpful and guided us through the process. Magdalena kept us informed at every step and and handled any issues that arise. We are extremely blessed to have worked with such a talented and professional loan officer.

RONALD Y

Magdalena Vera was awesome. She went above and beyond for us during the whole process. She worked with us knowing we were on a time crunch. Will definitely recommend her to anyone looking to purchase a home!

LETICIA R

Awesome great to deal with!

manuel r

Very professional and excellent person

LUIS CEVALLOS G

We dealt with magdalena vera,by far she made our home purchase so easy,shes very professional and knows what shes doing,unlike other loan officers she is very professional and very organized woth preparing documents for underwriting.if anyone is looking to buy a home magdalena vera is definately the person to deal with,thank you magdalena so much your the best.

reej o

She did everything possible to qualify me for a mortgage!

NADIA B

My husband and I closed on our home in September 2025. We were pleased to work with Maggie. She made the home buying process easy for us. She is knowledgeable and was patient with us. She answered all of our questions and explained anything we did not understand. I would recommend Maggie to all our friends and family. Thank you Maggie!

Sandra T

 Maggie, I just wanted to take a moment to sincerely thank you for all your help with my mortgage process. From start to finish, you were absolutely wonderful to work with—professional, clear, patient, and incredibly supportive. You explained everything in a way that made the process feel manageable and stress-free, and I truly appreciated how responsive and thorough you were every step of the way. Buying or refinancing a home can feel overwhelming, but you made it a very positive experience. I’m genuinely grateful for your guidance and dedication. Thank you again for everything. It was a pleasure working with you.Kind Regards Jasim 

jasim a

Working with Maggie was an excellent experience from start to finish. Professional, responsive, and very easy to work with. Everything was handled smoothly, communication was clear, and the quality of work exceeded expectations. I truly appreciate the attention to detail and would absolutely recommend to anyone looking for reliable, top-tier service.

Gregoria

This is my fourth time buying a home, and Magdalena Vera was our loan officer — and I honestly cannot say enough great things about her. 100 stars wouldn’t do it justice.From day one, the experience was outstanding. Magdalena was proactive, knowledgeable, and always one step ahead. We truly felt like we were her only clients, and that level of care is something we have never experienced with any previous loan officer.She was always on point, professional, dedicated, and incredibly helpful throughout the entire process. It felt like old-school, personal service — the kind that’s rare to find today.If you’re looking for someone who genuinely cares, communicates clearly, and goes above and beyond.Choose Magdalena, with confidence you will be taken care of.

Stephan J

Maggie was very helpful throughout the entire process, helping and explaining everything and doing everything she could to ensure we closed within 21 days! I could not recommend her enough!

Christian F

My wife and I loved working with maggie! I look forward to working with her in the future again! totally recommend. 100/10!! 

Marco C

I had an excellent experience working with Maggie as my mortgage advisor. Closing on a house in a new city can be overwhelming, but she truly made the entire process smooth and stress-free for me.Maggie provided clarity at every step and demonstrated outstanding professionalism throughout the entire journey. She was always available to answer my questions, explain the details clearly, and ensure I felt confident in every decision.I’m incredibly grateful for all the support she provided and for making this important milestone such a positive experience. I highly recommend Maggie to anyone looking for a knowledgeable, reliable, and dedicated mortgage advisor.

jasim a

Maggie was very very helpful at all times. Did everything she could so that the whole process went smooth and quick. Highly recommended

yaneth h

Loan Programs

1% Home Loan Program

Featured

Conventional Loans

Featured

Down Payment Assistance (DPA)

Featured

Home Renovation
HELOC Loans
Jumbo Loans
Low Down Payment Loans
Temporary Buydowns
VA Loans
Construction Financing
FHA Loans
Bridge Loans
Community Lending
Condominium Loans
First Responders – Nurses – Teacher Loans
Manufactured Home Loans
Reverse Mortgages
USDA Loans
Bank Statement Loans
Click n’ Close SmartBuy National DPA
DSCR Loans (Investment Loans)

Featured

Expanded Credit Loans
Expanded Income Loans
Loans for Foreign Nationals
Medical Professional Loans
Pathway DPA Program
Secure Lock Program
Seller PreLock Program

Refinance With Purpose

Every refinance starts with a goal. Whether you want to lower your payment, shorten your term, or access equity, we’ll build a strategy around
what matters most to you.

Consolidate Debt

Simplify what you owe. Use your home’s equity to combine high-interest debt into one  payment.

Lower Payments

Improve monthly cash flow. Even a small rate adjustment can create  savings over time.

Get Cash Out

Access equity with intention. Turn your home’s value into funds for renovations, education, retirement, or financial goals.

Change to Fixed Rate

Stabilize your payment. Move from a variable rate to predictable payments built for long-term planning.

Refinance VA Loan

Use a VA refinance program to improve your terms, access cash, or reduce your monthly payment.

Discover your home’s value instantly.

Get a personalized home value report powered by real market data. Track equity, explore trends, and stay informed about your property.

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