Mortgage Advisor

Magdalena Vera

Mortgage Advisor NMLS# 220704 Licensed in IL, IN

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5.0
(21 reviews)
(630) 272-2986 Maggie@MagdalenaVera.com

1801 S. Meyers Rd. Suite 500
Oakbrook Terrace, IL 60181
Branch License Number #1962205

About Magdalena Vera

Your mortgage is personal, and I understand that.

As an experienced Residential Mortgage Advisor, I am here to provide personalized solutions to suit your needs. At Preferred Rate, we are an in-house lender which allows us to give the most competitive rates. We are a trusted and highly respected name in the industry.

I specializes in first time home buyers, IDHA programs, 203K loans as well as FHA, Conventional and Reverse Mortgages. I am also fluent in both Spanish and English and proud to be a US Marine. As an experienced Residential Mortgage Advisor, I am here to provide personalized solutions to suit your needs. At Preferred Rate, we are an in-house lender which allows us to give the most competitive rates. We are a trusted and highly respected name in the industry.

I specializes in first time home buyers, IDHA programs, 203K loans as well as FHA, Conventional and Reverse Mortgages. I am also fluent in both Spanish and English and proud to be a US Marine.

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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Magdalena's team

Maria E. Wirth

Loan Officer Assistant
NMLS# 205157 Licensed in Licensed in IL

1801 S. Meyers Rd., Suite 500
Oakbrook Terrace, IL 60181
Branch NMLS# 1962205

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans
Buy a home Refinance

See what Magdalena's clients have to say

KELLY L

Magdalena was an amazing support through my entire mortgage process.

Mar 19, 2021

Edwin F

Maggie was very communicative and worked hard to get us the best rate! I Will definitely recommend anyone to reach out to her if in the market!

Feb 27, 2021

GUADALUPE RODRIGUEZ G

Maggie was great. Helped me with everything.

Feb 17, 2021

Jackie H

Thanks to Maggie my husband and I are now homeowners! Maggie never left any questions unanswered and she was extremely helpful. We both are very happy with our first home and couldn’t have been more pleased with the service. Thank you so much Maggie! ... Read More

Jan 07, 2021

Julie S

Maggie is the best, she helped my brother and I, get the best loan deal, so that we would be able to purchased our first new home, I highly recommend her, she's the best loan officer.

Dec 23, 2020

KATELYNN B

Maggie helped me get the house of my dreams and made sure she keep my financial situation in mind!

Oct 28, 2020

ROBERTO S

Maggie was helpful in every aspect and she made my first home buying experience as easy as possible but just as much as intuitive.

Oct 04, 2020

JOSE C

Everyone was really very helpful especially Magdalena V was always Available to answer questions and very nice !!! Highly recommend

Oct 02, 2020

DANIELLE R

Maggie and Martha were amazing! We had been working with a different loan officer before then, and this previous loan officer almost seemed they were feigning kindness and not invested in my husband and I. Then came Maggie and Martha who are both so good at what they do. They were direct and responsive and they let us know each step that needed to be completed. They were personable and also funny. My husband and I are so grateful to have come across them to be able to obtain our first sweet home. We are incredibly grateful. You won’t go wrong with them. ... Read More

Sep 05, 2020

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equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2021 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in AZ and NV. AZ Corp BK 0906702. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844-)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”