Mortgage Advisor

Magdalena Vera

Mortgage Advisor NMLS# 220704 Licensed in IL, IN

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(630) 272-2986 Maggie@MagdalenaVera.com

1801 S. Meyers Rd. Suite 500
Oakbrook Terrace, IL 60181
Branch License #1962205

About Magdalena Vera

Your mortgage is personal, and I understand that.

As an experienced Residential Mortgage Advisor, I am here to provide personalized solutions to suit your needs. At Preferred Rate, we are an in-house lender which allows us to give the most competitive rates. We are a trusted and highly respected name in the industry.

I specializes in first time home buyers, IDHA programs, 203K loans as well as FHA, Conventional and Reverse Mortgages. I am also fluent in both Spanish and English and proud to be a US Marine. As an experienced Residential Mortgage Advisor, I am here to provide personalized solutions to suit your needs. At Preferred Rate, we are an in-house lender which allows us to give the most competitive rates. We are a trusted and highly respected name in the industry.

I specializes in first time home buyers, IDHA programs, 203K loans as well as FHA, Conventional and Reverse Mortgages. I am also fluent in both Spanish and English and proud to be a US Marine.

See my reviews
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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Magdalena's team

Maria E. Wirth

Loan Officer Assistant
NMLS# 205157 Licensed in Licensed in IL

1801 S. Meyers Rd., Suite 500
Oakbrook Terrace, IL 60181
Branch NMLS# 1962205

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Magdalena's clients have to say

Sean O

Maggie is the best! She’s an experienced professional that gets the job done.

Aug 24, 2022

Aubrey M

Un excelente servicio y muy rápido para poder obtener el préstamo y lo que me gusto más esque de una vez te dice si calificas no te tiene en espera para saber la aprobación gracias 🙏🏽 por poder lograr una de mis sueños y metas aquí en este país….. es mejor tener uno su casa 🏠 propia Gracias Maggie y a tu trabajo de equipo estoy FELIZ Y CONTENTA 😁 POR AVER OBTENIDO MI CASA 🏡 ... Read More

Jul 20, 2022

star g

Yes Maggie was great she got Myself and husband approved after We had a difficult time with previous lender. She made the impossible Possible! Only complaint is she could have communicated a little better. She took a while responding to me, But other than that No problems at all ..Thanx ... Read More

Jul 07, 2022

Tito S

She’s the best and awesome to work with!

Jun 28, 2022

RONALD Y

This was the first time my wife and I have purchased a home. Magdalena was extremely helpful and guided us through the process. Magdalena kept us informed at every step and and handled any issues that arise. We are extremely blessed to have worked with such a talented and professional loan officer. ... Read More

May 28, 2022

LETICIA R

Magdalena Vera was awesome. She went above and beyond for us during the whole process. She worked with us knowing we were on a time crunch. Will definitely recommend her to anyone looking to purchase a home!

Apr 26, 2022

Ruth R

Maggie was outstanding always on top of everything, the best so far we have worked with. Highly recommended!

Apr 12, 2022

manuel r

Awesome great to deal with!

Apr 12, 2022

LUIS CEVALLOS G

Very professional and excellent person

Mar 12, 2022

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2022 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in NV. AZ Corp BK 1014819. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV