I am a Senior Mortgage Advisor with over 28 years of experience helping clients achieve their homeownership dreams. Throughout my career, I’ve built a reputation for providing exceptional customer service, guiding borrowers through every step of the mortgage process with clarity, patience, and expertise.
I bring deep knowledge across a wide array of loan programs, with specialized experience in VA, FHA, first-time homebuyer, and rehabilitation loans. My approach is personalized—understanding each client’s unique situation and tailoring solutions to meet their financial goals while making the process as smooth and stress-free as possible.
Whether you’re purchasing your first home, upgrading, or investing in renovations, I am committed to delivering trusted advice, practical solutions, and a seamless mortgage experience that puts your needs first.
We couldn’t be happier with our experience working with Bryan and his team! Bryan was incredibly patient, helpful, and knowledgeable throughout the entire home-buying process. He took the time to walk us through each step, explain everything clearly, and answer every question we had. We never felt rushed or left wondering what was happening.
From beginning to end, Bryan made sure we understood the process and felt confident with each decision. We are truly grateful for his guidance and for making what could have been a stressful experience feel smooth and manageable.
A special thank you to Madra and Rhiannon as well. They were both so helpful and wonderful to work with. We are so thankful we chose this team and had the opportunity to work with all of them. We highly recommend Bryan and his team to anyone looking for a lender who truly cares about their clients!
Thank you so much
-Cristal & Cesar
Cristal M
Google
Sarah was very helpful and very detailed, helped along the way very efficiently. Explained everything when questions were asked. I appreciate everything she did.
Janice S
Our Website
My experience with the refinance process was excellent from start to finish. Communication was consistent throughout, and they kept me informed about exactly what I did and did not need to provide. The DocuSign process also made completing the paperwork extremely easy and convenient. One thing I especially appreciated was being given the specific phone numbers that legitimate calls would be coming from. Once you begin looking into refinancing, the number of unsolicited and predatory calls can become overwhelming, so knowing exactly who I should expect to hear from made a huge difference. Everyone I dealt with was personable, professional, and genuinely seemed to care about making the process as straightforward as possible. I also really appreciated having one primary person I could reach out to whenever I had a question instead of being passed around from person to person. Overall, it was a smooth, transparent, and surprisingly pleasant experience. I felt informed throughout the entire process and would absolutely recommend them to anyone considering refinancing.
Michael D
Our Website
Tom was very helpful throughout the loan process. He addressed all of our questions and concerns quickly. Tom continues to help even after closing. I would definitely recommend anyone to go to him for a mortgage or refinance.
Ferrous G
Our Website
Friendly and professional!
Darrin W
Our Website
Lender worked very hard to help us, went above and beyond, and was always in hand to answer any questions we had. It was a bit of a difficult loan process and he worked tirelessly to make it as smooth as possible. Highly recommend.
Zachary M
Our Website
We recently purchased a new to us home after 25 years-wow the process has changed! But Leah took her time explaining how it works now and was very patient with us as we learned the new process. She was very enthusiastic and enthusiastic throughout the process. We would use her services agin!
Lolley C
Google
We couldn't have asked for a better experience with Dan and Preferred Rate! From the very first conversation to the final closing, he was hands-on and engaged every single step of the way — never leaving us wondering what was happening or what came next.
The process wasn't without its bumps, and there were a few moments that had us anxious. But every time an obstacle came up, Dan was right there — calm, clear, and quick to explain our options and next steps. His steady presence made a genuinely stressful process feel manageable. We always felt like we were in good hands.
If you want someone who treats your loan like it actually matters to them, and who won't leave you to figure things out alone, Dan is the broker to work with. Highly recommend!
Barry C
Google
We couldn't have asked for a better experience with Dan and Preferred Rate! From the very first conversation to the final closing, he was hands-on and engaged every single step of the way — never leaving us wondering what was happening or what came next. The process wasn't without its bumps, and there were a few moments that had us anxious. But every time an obstacle came up, Dan was right there — calm, clear, and quick to explain our options and next steps. His steady presence made a genuinely stressful process feel manageable. We always felt like we were in good hands. If you want someone who treats your loan like it actually matters to them, and who won't leave you to figure things out alone, Dan is the broker to work with. Highly recommend!
Barry C
Our Website
Loan Programs
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DSCR Loans (Investment Loans)
Featured
A stunning craftsman-style home featuring a welcoming porch, modern design, and the 1% Home Loan Program.
1% Home Loan Program
Featured
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Conventional Loans
Featured
A welcoming living room with a fireplace, wall-mounted TV, and elegant decor, ideal for relaxing and entertaining in a cozy home setting.
Down Payment Assistance (DPA)
Featured
Refinance Loan
Supporting veterans and families with VA home loan options and resources.
VA Loans
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USDA Loans
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FHA Loans
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Low Down Payment Loans
A charming two-story house featuring a spacious front porch, large windows, and a well-maintained lawn, ideal for HELOC loan considerations.
HELOC Loans
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Home Renovation
Explore jumbo loan options for financing high-value homes like this beautiful property.
Jumbo Loans
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Bank Statement Loans
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Construction Financing
A charming manufactured home featuring a spacious porch and lush landscaping, ideal for comfortable living.
Manufactured Home Loans
Beautiful Victorian-style condominiums with intricate details and vibrant colors, perfect for condominium loan options.
Condominium Loans
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Medical Professional Loans
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First Responders | Nurses | Teacher Loans
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Community Lending
Learn how temporary buydowns can lower your mortgage payments during the initial years of homeownership.
Temporary Buydowns
A contemporary two-story home with a spacious garage, perfect for real estate bridge loans and investment opportunities.
Bridge Loans
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Expanded Income Loans
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Loans for Foreign Nationals
Simplify your home buying process with Preferred Rate's SmartBuy program.
Click n’ Close SmartBuy National DPA
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Expanded Credit Loans
Elderly couple discussing reverse mortgage benefits using a laptop at home.
Reverse Mortgages
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Seller PreLock Program
Spacious living room with contemporary furniture and a sleek kitchen setup.
Pathway DPA Program
Rhyze HELOC
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Secure Lock Program
Refinance With Purpose
Every refinance starts with a goal. Whether you want to lower your payment, shorten your term, or access equity, we’ll build a strategy around what matters most to you.
Consolidate Debt
Simplify what you owe. Use your home’s equity to combine high-interest debt into one payment.
Lower Payments
Improve monthly cash flow. Even a small rate adjustment can create savings over time.
Get Cash Out
Access equity with intention. Turn your home’s value into funds for renovations, education, retirement, or financial goals.
Change to Fixed Rate
Stabilize your payment. Move from a variable rate to predictable payments built for long-term planning.
Refinance VA Loan
Use a VA refinance program to improve your terms, access cash, or reduce your monthly payment.
Discover your home’s value instantly.
Get a personalized home value report powered by real market data. Track equity, explore trends, and stay informed about your property and mortgage loan.
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A logo for Preferred Rate featuring a financial graph and a notification about interest rate drops.
We'll watch the market for you
Set your target interest rate and we’ll notify you when it hits. No spam, just smart alerts.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes.
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How fast can I get pre-approved?
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How fast can I get pre-approved?
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How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
How fast can I get pre-approved?
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A contemporary living space with a gray sofa, decorative pillows, hanging pendant lights, and lush green plants, creating a comfortable and stylish en.