Sr. Mortgage Advisor

Mary Ann Kosinski

Sr. Mortgage Advisor NMLS# 224305 Licensed in IL

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(630) 788-9700 (847) 625-5555 maryann.kosinski@preferredrate.com

339 N. Milwaukee Ave.
Libertyville, IL 60048
Branch License Number #1963767

About Mary Ann Kosinski

Your mortgage is personal, and I understand that.

22+ years in the business, I have been committed to providing my clients with the highest quality financial services possible, combined with competitive rates for your area. I will work with you one on one to customize a financial solution that is specifically suited to meet your financial needs.. If you are buying your dream home, refinancing your current loan, or looking to consolidate your debt, I can help you to find the right loan that best suits your needs. Love working with First Time Home Buyers to educate, advise, repair any credit if needed and just get them in the best possible position to be able to purchase. The ultimate goal is to create lasting relationships with each of my clients providing excellent service for many years to come!

Read More See my reviews
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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Mary's clients have to say

Arianna B

Great experience overall, the process was a little tedious but thats any major purchase.

Mar 09, 2021

Gamage Sahan Ruwinda W

I had a great experience with Mary Ann and her colleagues. I would wholeheartedly recommend her.

Jan 05, 2021

David G

The communication was excellent. Keeping me informed on the process. Documents that were needed. And response time via email or telephone ☎️ was very timely in answering any questions that I had.

Dec 25, 2020

LUCILLE E

MaryAnn Kosinski sure knows her stuff!

Dec 17, 2020

Maleck S

You did great. With what’s going on in the world and we didn’t have to waste time going into the office to bring paperwork. My first home and I will tell anyone looking for a home to you your company.

Nov 03, 2020

Krystal B

Very helpful!

Oct 22, 2020

Cynthia A

It was a great experience. People are exceptional and do a great job.

Sep 28, 2020

Darnecia T

My first time purchasing a home.

Sep 24, 2020

Patricia A

I would like to thank you all for all the hard work you put in on my behave and grateful to be in my new home thanks to you guys.

Sep 18, 2020

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2021 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in AZ and NV. AZ Corp BK 0906702. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844-)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”