Mortgage Advisor

Matthew R. Davis

Mortgage Advisor NMLS# 987806 Licensed in IN, OH, KY, FL and SC

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(859) 567-9211 (513) 599-7291 (Fax) [email protected]

41 W Eads Parkway, Suites 101-104
Lawrenceburg, IN 47025
Branch License #2668000

About Matthew R. Davis

Your mortgage is personal, and I understand that.

I'm a husband to a wonderful wife and a father to 3 amazing daughters. Thank you for giving me the opportunity to serve. I look forward to taking this journey with you.
I'm a husband to a wonderful wife and a father to 3 amazing daughters. Thank you for giving me the opportunity to serve. I look forward to taking this journey with you.

See my reviews
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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Matthew's clients have to say

Bradley E

Matt at preferred rate was wonderful to work with. He was always available for questions and did a wonderful job helping navigate the process and the steps a realtor. Can’t say enough good things about my experience!

Jan 10, 2026

Casey G

Everyone at Preferred Rate went above and beyond throughout our entire process from first contact to closing. Matthew was extremely knowledgeable, guided us every step of the way and made himself available whenever I needed to reach out. You guys are the absolute best of the best! ... Read More

Dec 16, 2025

Kelly S

Matt has been absolutely fantastic! We started this process not having a clue what to do. He walked us through it all, step by step, and not a second of it did we feel confused or stressed out! Everyone in their office is so friendly and made us feel so comfortable and at home. I would highly recommend him and we will absolutely work with him again in the future. ... Read More

Dec 16, 2025

Jonathan W

Matt Davis is an absolute professional and Preferred Rate took care of us 110% every step of the way.

Dec 04, 2025

Laura S

Fantastic group to work with. Matthew and his team are extremely efficient, well organized, and knowledgeable. They made the process extremely smooth as there are always a lot of moving parts involved! This is the second time we have used Matt. ... Read More

Oct 30, 2025

Shaun H

Working with Matthew Davis was truly a blessing from start to finish. From the moment we began the loan process, he treated my wife and me like more than just customers—he treated us like people he genuinely cared about. He took the time to understand our needs, our goals, and what this home meant to us. Whether it was explaining loan details in plain language or helping us explore options that best fit our financial plans, Matthew made us feel confident and supported every step of the way. What really stood out was his dedication. No question was too small, and no hour was too late. He answered my late-night texts, returned calls promptly, and even dropped what he was doing to reach out when something needed immediate attention. That kind of commitment and compassion is rare these days. Matthew didn’t just help us buy a house—he helped us achieve a dream. We’re beyond grateful for his honesty, professionalism, and heart. I would recommend him to anyone who wants more than a loan officer—someone who truly cares about helping you find your home. ... Read More

Oct 23, 2025

Shaun H

Working with Matthew Davis was truly a blessing from start to finish. From the moment we began the loan process, he treated my wife and me like more than just customers—he treated us like people he genuinely cared about. He took the time to understand our needs, our goals, and what this home meant to us. Whether it was explaining loan details in plain language or helping us explore options that best fit our financial plans, Matthew made us feel confident and supported every step of the way. What really stood out was his dedication. No question was too small, and no hour was too late. He answered my late-night texts, returned calls promptly, and even dropped what he was doing to reach out when something needed immediate attention. That kind of commitment and compassion is rare these days. Matthew didn’t just help us buy a house—he helped us achieve a dream. We’re beyond grateful for his honesty, professionalism, and heart. I would recommend him to anyone who wants more than a mortgage lender but someone who truly cares about helping you find your home. From Brandy and I, thank you. Truly. ... Read More

Oct 22, 2025

Alicia Q

Matthew and his team were great to work with. They were friendly, responsive, and helpful during the entire process.

Oct 20, 2025

Richard E

Once again, we received excellent service from Matt and his awesome team. Don't hesitate to give him a call! We've used Matt for purchases and refinances and he's always been great to work with.

Oct 17, 2025

© 2026 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity. www.apmortgage.com

Refinancing may result in finance charges that may be higher over the life of the loan. Consult with your loan advisor for details.

This site is not authorized by the New York State Department of Financial Services.  No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.

Licensed as Preferred Rate in AL, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OK, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in NV. AZ BK 0906702. CA #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 164. Licensed under the Oregon Consumer Finance Act. OK MLO13426.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – 555 West Monroe Street, 5th Floor Chicago, IL 60661 | (888) 473-4858

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV