Your   homeownership journey starts here

The mortgage process simplified.
Fast approvals, local experts, trusted results.

Preferred Rate expert Maytee Garrison offers personalized financial solutions.
Maytee Garrison, a professional at Preferred Rate, specializes in tailored financial services.
Beautiful modern craftsman house with landscaped front yard and double garage.
A stunning modern craftsman-style house featuring a landscaped front yard, large windows, and a spacious double garage.

NMLS: #1692434

Maytee Garrison

Sr. Mortgage Advisor

My journey began over 20 years ago in retail banking, where I started as a part-time teller and worked my way through roles including full-time teller, head teller, personal banker, customer service manager, and branch manager.
That experience gave me a deep understanding of financial services and, more importantly, of the people behind the numbers.
I ultimately decided to transition into retail lending because I wanted to make a bigger impact in my community—helping renters become homeowners and guiding families toward long-term financial stability.
Today, I use my background in banking to provide clear guidance, personalized solutions, and a lending experience built on trust and education.
I built my career by focusing on relationships, not transactions. Whether it’s a first home or a refinance, I take the time to explain options clearly and create a strategy that truly makes sense for each client.
Seeing clients return—and refer their family and friends—is the most rewarding part of what I do, alongside building strong relationships with realtors and assisting them in successfully guiding their clients through the lending process
I decided to build my career around education, transparency, and honest guidance. Today, I help clients understand their options clearly so they can make confident decisions—not pressured ones.
My goal has always been simple: treat every loan like it’s my own.
To the Southwest Florida community, I offer more than lending services — I offer guidance you can trust.
My goal is to help individuals and families make informed home financing decisions by providing clear explanations, honest advice, and personalized solutions.
I am committed to supporting our community by helping clients build long-term stability, whether they are buying their first home, upgrading, or refinancing to improve their financial situation.

Licensed in:

FL

Specialties:

First-time Homebuyers

Investment Properties

VA Loans

Jumbo Loans

Refinance

Down Payment Assistance

Lending Specialties

First-time Homebuyers

Investment Properties

VA Loans

Jumbo Loans

Refinance

Down Payment Assistance

Why work with me?

5.0/5 Rating

29 reviews

420+

Families helped

25 Days

Average close time

9 years

Of experience

Real clients. Real results.

Very professional and always contactable.This means a lot to me.

Michael Mc G

Maytee es una incansable trabajadora , convierte el engorroso proceso de calificar para un préstamo en algo que pudimos manejar desde nuestra oficina con el menor X3 posible . Muy professional siempre alegre siempre dispuesta a ayudar , Gracias Maytee por tu ayuda

Armando G

Once again, Maytee Garrison, did an outstanding job helping my clients secure financing for their new home! From start to finish, the process was smooth, efficient, and stress-free. Their communication was clear, consistent, and always timely — which made a world of difference for my buyers.I truly appreciate your dedication, expertise, and the care you show every step of the way. It’s always a pleasure working with someone who goes above and beyond to make homeownership dreams come true.Looking forward to many more closings together. Thank you for being such a reliable and trusted partner!Thank you!— Maria Muñoz, Realtor®

Maria “Ely” M

What great experience with Mayte Garrison. She help every step of the process, Very please with professionalism. I will definitely recommend Her. Thank you Caridad Gonzalez

Caridad G

Everything was excellent. Maytee Garrison answered all of my questions, and even gave us a bottle of work to celebrate.

Miguel Carmona C

Maytee was excellent , she worked super quick, very professional and got the job done!

Ary L

Excelente trabajo Maytee, quedo súper agradecida con ud, su atención y asesoramiento fue impecable. Gracias una vez mas por  ayudarnos con nuestro sueño. 

Patricia Beltran M

Great team

Omar Conde M

Mayte is so professional is my second loan with her I willl recommend 100%

Guillermo L

Super recomendada

Renier Alvarez R

Maytee es una excelente profesional ,entrega total en lograr el objetivo deseado, siempre atenta y dispuesta ,gracias por ayudarnos a  lograr que nuestro  sueño se hiciera realidad. Felicidades buen trabajo.  Agradecidos Eugenio y Alisbel

alisbel r

Maytee Garrison was incredibly good during the process and help me a lot, thank you Maytee.

Hansel D

Maytee was Awesome she made the process feel like a breeze. I HIGHLY RECOMMEND! Thank you so much for helping us close on our New Forever Home.🙏🤗❤️

Cristal S

Maytee was amazing to work with. She made the entire process run so smoothly while making sure we were informed of every step. Will definitely recommend and keep working with her.

Yamirka S

Increible atencion y dedicacion de Maytee en todo el proceso, disponibilidad total, muy agradecido

Jose Romero G

Excellent 👌

Roselaine F

Very good 😊 satisfied 👌

Fania L

Maytee was such a sweetheart. She was so patient and knowledgeable with us being first time home buyers.

Cynthia L

Mis felicitaciones y muchas gracias por tan intachable trabajo estamos muy agradecidos

Nicolas Plasencia C

She’s very nice, all ways tried to help out no matter what.we will recommend her

Camone A

Maytee was a crucial asset to purchasing our home. Despite all the stress encountered regarding paperwork, Maytee carried us through and reassured us throughout our home buying process. She was available via personal cell and email at almost any time of the day, including weekends and holidays. She advocated for us and gave us a super smooth buying process. We are so grateful to have had her on our home buying team.

Andrea A

Maytee always delivers a flawless experience.She is always professional, attentive and pays attention to the details that matter. Looking forward to doing my next transaction with her again!

Jose G

Mr. Garrison is a great professional, detail-oriented, and hard-working, providing assistance at any time. He is indispensable when seeking loan services.Given the complexity of securing a loan, I am confident that I would not have been successful without Mayte's assistance. If given the choice again, I would unequivocally select Maytee to guide me through the process. She significantly simplified the entire experience.

Armando G

Excelente desde el pricipio al fin. Gracias por toda la ayuda hacia este gran paso. Gracias a tu equipo de trabajo por toda la paciencia y dedicacion y estaremos en contacto para nuestra proxima adquisicion.

Arlene S

Mayte es una conexión de oro en nuestra vida. Ella no estuvo buena estuvo más que excelente. Pendiente de cada detalle hasta lo más mínimo. Simplemente espectacular.No duden en contactarla. Se vuelve parte tuya.Muchísimas gracias querida Mayte y felicidades. Asi se hacen las cosas, a la perfección

Maria S

It was a very smooth and simple process with Maytee and her team.

Robbin A

The team is excellent they make you feel like family.Maytee Garisson she is really patient with all the process.The company “PREFERED” is the most recommended regarding loaning process.

Edwin M

Súper profesional…siempre aclarando todas mis preguntas y muy atenta con todo ..la verdad 100 %recomendada …Muchas Gracias por todo

Elio Gonzalez G

Fue un placer trabajar con alguien tan afable con usted gracias un vez mas q este mundo traga mas personas como mayte se las recomiendo 100 💯 %%

Linet Barea L

Loan Programs

Spacious living room with comfortable seating, large windows, and stylish decor.
A bright, inviting living room featuring a blue sofa, wooden chairs, and a fireplace with logs, perfect for relaxing or entertaining.
DSCR Loans (Investment Loans)

Featured

Beautiful modern craftsman-style house with a landscaped front yard and garage.
A stunning craftsman-style home featuring a welcoming porch, modern design, and the 1% Home Loan Program.
1% Home Loan Program

Featured

Man using smartphone at home, exploring conventional loan options.
Man reviewing mortgage options on his phone in a cozy living room setting.
Conventional Loans

Featured

Comfortable living room featuring a fireplace, wall-mounted TV, and stylish decor for a welcoming ho.
A welcoming living room with a fireplace, wall-mounted TV, and elegant decor, ideal for relaxing and entertaining in a cozy home setting.
Down Payment Assistance (DPA)

Featured

Refinance Loan
Child on Veteran's shoulders with American flag, symbolizing VA loan benefits.
Supporting veterans and families with VA home loan options and resources.
VA Loans
USDA loan approval process for rural home financing.
A couple stands outside a new house, symbolizing rural homeownership with USDA loans.
USDA Loans
FHA loan approval process with Preferred Rate for homebuyers.
Happy couple discussing FHA loan options at home.
FHA Loans
Beautiful blue house with landscaped yard, ideal for low down payment mortgage options.
Charming blue home surrounded by lush greenery, perfect for those seeking low down payment loan solutions.
Low Down Payment Loans
Beautiful house exterior with porch, windows, and landscaped yard.
A charming two-story house featuring a spacious front porch, large windows, and a well-maintained lawn, ideal for HELOC loan considerations.
HELOC Loans
Happy couple working on home renovation inside a room with construction tools.
A smiling couple during a home renovation project, standing on stairs with construction supplies around them.
Home Renovation
Luxury home with a spacious driveway and well-maintained landscaping for jumbo loan financing.
Explore jumbo loan options for financing high-value homes like this beautiful property.
Jumbo Loans
Man using a laptop on a bean bag chair, promoting flexible bank statement loans.
Comfortable man working on a laptop at home, highlighting flexible bank statement loan options for homebuyers.
Bank Statement Loans
Construction financing solutions for building your dream home or project. Expert guidance for seamle.
Two workers in safety helmets working on a construction site, focusing on woodwork and project progress.
Construction Financing
Beautiful manufactured home with a welcoming porch and landscaped yard.
A charming manufactured home featuring a spacious porch and lush landscaping, ideal for comfortable living.
Manufactured Home Loans
Colorful Victorian-style condominiums with detailed architecture and lush greenery.
Beautiful Victorian-style condominiums with intricate details and vibrant colors, perfect for condominium loan options.
Condominium Loans
Healthcare professional loan options for doctors and medical staff. Secure funding to grow your medi.
Image of a smiling doctor holding a clipboard in a medical office setting. Perfect for promoting medical professional loan services.
Medical Professional Loans
Nurse smiling with tablet, promoting first responder loan programs.
A nurse smiling while holding a tablet, highlighting loan options for first responders, teachers, and nurses.
First Responders | Nurses | Teacher Loans
Affordable community lending options for homebuyers.
Aerial view of a new residential property in a friendly neighborhood.
Community Lending
Buydown mortgage rates with temporary payment reductions.
Learn how temporary buydowns can lower your mortgage payments during the initial years of homeownership.
Temporary Buydowns
Modern two-story house with garage, ideal for bridge loan financing.
A contemporary two-story home with a spacious garage, perfect for real estate bridge loans and investment opportunities.
Bridge Loans
Expanded Income Loans for Home Improvements.
Modern house with landscaped yard and garden.
Expanded Income Loans
Loan options for international clients seeking financial solutions.
A smiling woman using a tablet near a window, representing accessible loan services for foreign nationals.
Loans for Foreign Nationals
Home loan options for quick approval and competitive rates.
Simplify your home buying process with Preferred Rate's SmartBuy program.
Click n’ Close SmartBuy National DPA
Expanded Credit Loans living room with modern furniture and cozy decor.
Comfortable living room featuring yellow armchairs, a fireplace, and a flat-screen TV, ideal for home improvement financing options.
Expanded Credit Loans
Senior couple exploring reverse mortgage options on laptop.
Elderly couple discussing reverse mortgage benefits using a laptop at home.
Reverse Mortgages
Seller PreLock Program for homeowners to secure home sale options.
A woman reviews her home sale options on a tablet in a bright, modern kitchen, highlighting the Seller PreLock Program benefits.
Seller PreLock Program
Preferred Rate Pathway DPA Program interior design.
Spacious living room with contemporary furniture and a sleek kitchen setup.
Pathway DPA Program
Rhyze HELOC
Secure lock program for home safety and security.
Beautiful blue house featuring a secure lock program for enhanced home safety.
Secure Lock Program

Refinance With Purpose

Every refinance starts with a goal. Whether you want to lower your payment, shorten your term, or access equity, we’ll build a strategy around
what matters most to you.

Consolidate Debt

Simplify what you owe. Use your home’s equity to combine high-interest debt into one  payment.

Lower Payments

Improve monthly cash flow. Even a small rate adjustment can create  savings over time.

Get Cash Out

Access equity with intention. Turn your home’s value into funds for renovations, education, retirement, or financial goals.

Change to Fixed Rate

Stabilize your payment. Move from a variable rate to predictable payments built for long-term planning.

Refinance VA Loan

Use a VA refinance program to improve your terms, access cash, or reduce your monthly payment.

Discover your home’s value instantly.

Get a personalized home value report powered by real market data. Track equity, explore trends, and stay informed about your property and mortgage loan.

Home loan approval process with competitive rates at Preferred Rate. Secure your mortgage today with.
Beautiful suburban house at sunset, showcasing a cozy home with a well-maintained lawn and welcoming entrance.
Preferred Rate logo with financial graph and rate drop notification.
A logo for Preferred Rate featuring a financial graph and a notification about interest rate drops.

We'll watch the market for you

Set your target interest rate and we’ll notify you when it hits. No spam, just smart alerts.

Mortgage Loan Calculator

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Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes.

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