Melissa Rau
Mortgage Advisor NMLS# 122854 Licensed in MI
452 Ada Drive SE, Suite 245
Ada, MI 49301
Branch License #2399445
About Melissa Rau
Your mortgage is personal, and I understand that.
Over 25 years of experience helping families achieve home ownership.
Over 25 years of experience helping families achieve home ownership.
We keep the mortgage process easy
Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.
Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.
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Step 1 Connect with a Loan Expert
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Step 2 Get Pre-Approved
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Step 3 Make Offers
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Step 4 Lock in your Preferred Rate
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Step 5 Move in to your new home
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Step 1 Connect with a Loan Expert
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Step 2 Lock in your Preferred Rate
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Step 3 Get your new loan approved!
Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.
Home Loans
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Fixed-rate Mortgages
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Adjustable-rate Mortgages
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Interest-only Loans
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Jumbo Loans
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FHA
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VA Loans
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USDA Loans
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Reverse Mortgages
Speciality Products
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Keys On Time Program
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Secure Lock Program
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Jumbo Investor Loan Programs
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Peak Loan Program
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High Balance Solutions
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Jumbo Solutions
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Home Ready
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Home Possible Advantage
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STaR Program for First-Responders
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Doctor Program for Medical Professionals
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Manufactured Housing Loans
See what Melissa's clients have to say
Lucia “Lu” R
I worked with Melissa recently buying my house and she was so great,, so patient. I ask so many questions so often and she answered every single one. She’s very sweet. Melissa explained everything for me, she walked me through every form I needed help with she has the patience of Job. God bless her. ... Read More
Feb 07, 2026
Julie L
Amazing!
Jan 15, 2026
Joanna W
With all we had going on i have to thank you for patient and working with us. We appreciate you so much Melissa, ❤️
Jan 09, 2026
Antonio W
Great work Melissa we love working with her and she do a great job
Jan 08, 2026
Josh V
Melissa and her team were an absolute joy to work with! My situation was a little challenging as I work out of state but Melissa made the transaction incredibly smooth every step of the way. Great rates and very prompt service!
Jan 06, 2026
Kyle N
You can rest easy knowing your finances are in Mellisa’s hands.
Dec 20, 2025
Amy H
Absolutely went above and beyond. Delivered on every promise and made the impossible,’possible. 100% recommend Missy to everyone.
Nov 27, 2025
Megan H
Absolutely above and beyond. Closed a loan in 11 days... one being a holiday. Otherwise would be 10. Answered all of my questions and saved my loan after it fell apart with another lender. Call her for a home loan or an investment property! ... Read More
Oct 28, 2025
Crystal A
Melissa was great! She had my back on an ordeal, and saved me a big hassle. Thank you so much!
Oct 15, 2025
