Michael Krakowski
Sr. Mortgage Advisor NMLS# 225734 Licensed in CA and IL
1801 S. Meyers Rd., Suite 500
Oakbrook Terrace, IL 60181
Branch License #1962205
About Michael Krakowski
Your mortgage is personal, and I understand that.
Your mortgage is personal, and I understand that. Whether you’re looking to buy, build, or refinance your home, our experienced mortgage professionals are here to help. Here at Preferred Rate, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. Plus, as a mortgage professional, I am dedicated to finding the right loan with great rates, terms and costs to meet your specific needs. Financing a home is one of the most significant commitments you will ever make - let me guide you throughout the entire loan process from application to closing and beyond. I look forward to putting our mortgage service to work for you! Your mortgage is personal, and I understand that. Whether you’re looking to buy, build, or refinance your home, our experienced mortgage professionals are here to help. Here at Preferred Rate, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. Plus, as a mortgage professional, I am dedicated to finding the right loan with great rates, terms and costs to meet your specific needs. Financing a home is one of the most significant commitments you will ever make - let me guide you throughout the entire loan process from application to closing and beyond. I look forward to putting our mortgage service to work for you!
See my reviews
We keep the mortgage process easy
Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.
Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.
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Step 1 Connect with a Loan Expert
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Step 2 Get Pre-Approved
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Step 3 Make Offers
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Step 4 Lock in your Preferred Rate
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Step 5 Move in to your new home
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Step 1 Connect with a Loan Expert
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Step 2 Lock in your Preferred Rate
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Step 3 Get your new loan approved!
Michael's team
Alan Walsh
Mortgage Advisor/Loan Officer Assistant
NMLS# 1072858
1801 S. Meyers Road, Suite 500
Oakbrook Terrace, IL 60181
Branch License #1962205
Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.
Home Loans
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Fixed-rate Mortgages
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Adjustable-rate Mortgages
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Interest-only Loans
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Jumbo Loans
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FHA
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VA Loans
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USDA Loans
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Reverse Mortgages
Speciality Products
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Keys On Time Program
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Secure Lock Program
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Jumbo Investor Loan Programs
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Peak Loan Program
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High Balance Solutions
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Jumbo Solutions
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Home Ready
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Home Possible Advantage
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STaR Program for First-Responders
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Doctor Program for Medical Professionals
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Manufactured Housing Loans
See what Michael's clients have to say
dalvarez785
The home buying process can be very stressful, but Michael and his team made things go as smoothly as possible. We closed in less than 30 days and they were on top of everything. Anytime we had questions he responded very quickly.
Sep 12, 2022
Ellyn C
Mike and staff were fantastic in helping me navigate my home buying process..I was always well aware as to where I was in this process and what the next steps were! Great job..would definitely recommend!
Sep 07, 2022
Vanessa P
Micheal provided phenomenal service as our mortgage broker. Michael provided thorough explanations regarding all the options we had to finance the purchase of our home. Michael also did a phenomenal job of helping us to understand the differences between our FICO scores vs credit bureau scoring. Michael genuinely cares about his clients and is totally transparent regarding roadblocks you'll incur and ensuring that you thoroughly understand not only your available options but the mortgage process as a whole. Michael and his team were always available to answer our questions. 5 stars to you and your team Michael!! ... Read More
Aug 15, 2022
BASHAWN H
Being a 1st time homebuyer, I didn’t know what to expect or steps to take. Every question and situation I asked about was answered and explained to me with complete patience full understanding. No matter what time or how many times I reached out it was always returned in a timely fashion. Felt like family. I would recommend 100% ... Read More
Aug 04, 2022
Heather W
Mike and his team were amazing to work with. I was referred to Mike by family who have alreafy referred him highly to many people that have also used him. He worked with me and made the process go quick and painless!!! Mike should be your first call!!! ... Read More
Jul 05, 2022
Annette D
Michael and Amber and his entire team were such a pleasure to work with! They explain everything to you in detail as many times as you need them to, which was perfect for me lol. I had a really Great experience working with them, and am Happy to recommend them to everyone I know. ... Read More
Jun 27, 2022
Christopher N
Michael Krakowski and his group were amazing, they were able to make my wife and I feel like we were the most important clients he had. Gave us so much reassurance, especially for being first time home buyers. We had switched over to him and his group very last minute but we are glad we did and he was able to get my wife and I into a house very quickly and close in four weeks from inspection day. I would recommend his group to anyone who is looking for someone to make their home buying experience more comforting. ... Read More
Apr 23, 2022
Melanie B
We’ve worked with Mike and his team several times, they make the mortgage process as streamlined and stress free as possible. They are truly amazing and will be there for you in every step of the process… from getting prequalified all the way through checking in on how you are enjoying your new home. A huge shout out to Alan as well, he’s always on top of everything and helps figure out any issues that pop up right away!! ... Read More
Mar 19, 2022
Wade G
Attention to detail was amazing.
Mar 14, 2022
