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Very personable and great experience I would highly recommend using Michelle with Preferred rate!

Michelle worked with me for nearly 3 years on what to do credit wise in preparation of buying our first home. She stuck with us through the whole process and had our backs the whole way! She and her team can't be beat. If you're looking for an amazing lending team, look no further and give Michelle Cummings a call. Thank you again for all your help!

Michelle was very efficient and guided us through the process. I would recommend Michelle and all the people at Preferred Rate They work very hard to be sure everything is inorder with your loan.

Busy office, but they are always upbeat and on top of it. Every time I have ever contacted these awesome women they always make me feel like I am the center of their focus and they have time to discuss my inquiries. The end of week summary was very nice. I could see the progress on my paperwork and to do list. Keep up the excellent customer service !

We had the best home buying experience working with Michelle. She was patient, knowledgeable and kept us in the loop the whole time as we navigated the uncertain waters of buying a house. We really enjoyed working with her and would hands down seek her out again if we ever decided to buy a house again.

From day one, Michelle was welcoming, helpful and willing to share her knowledge about all things having to do with lending to buy a house. Our unique situation was a puzzle to figure out and not once did Michelle ever insinuate or act like we were a problem or inconvenience for her when we ran into difficulties. She took our case and dove head first into finding a solution that would work for us. Michelle kept us informed and answered the many questions we had, no matter how trivial they seemed to us. She took our case seriously and made sure that we had the information we needed and she also made sure we understood what was going on as financial jargon can be hard to comprehend sometimes. Michelle is personable and through our conversations, we found that we had several things in common. She was willing to work seamlessly with our realtors to make the home buying experience as stress free as possible. We really enjoyed working with Michelle and we would 15/10 recommend her to our friends and family if they were ever in the market to buy a house.

Michelle Cummings is an awesome, creative, and patient mortgage advisor. She handled the idiosyncrasies of retirement income and helped us turn it into a loan. She calmly handled interference and unprofessional behavior from others involved in the transaction. I don't think anyone could have done it better. Kudos!

Michelle is so wonderful to work with! She is so professional and hard working! She is my go to lender! She will do much more than other lenders can do. She is amazing, she always finds the best loan for my clients and is so good to my clients. I just turn my client over to her and I don’t have to think about it again! Such a truly great lady!!! I recommend Michelle over everyone else!

Michelle was absolutely amazing! She made a stressful process painless and easy! Every step of the way she was there to explain all our options and did her very best to make sure we made the best educated decisions along that way. It was a pleasure to work with her and the rest of the team. I would definitely recommend them.