Mortgage Advisor

Michelle L. Cummings

Mortgage Advisor NMLS# 185323 Licensed in TN

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(865) 386-0642 [email protected]

8913 Cedarbrook Lane
Knoxville, TN 37922
Branch License #2572233

About Michelle L. Cummings

Your mortgage is personal, and I understand that.

With 25 plus years in the industry there are not many situations or needs I have not experienced with a borrower . Allow me to help you find your way in achieving life’s Mortgage Goals & Dreams. With 25 plus years in the industry there are not many situations or needs I have not experienced with a borrower . Allow me to help you find your way in achieving life’s Mortgage Goals & Dreams.

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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans